
Dev Raga Personal Finance
Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.
Latest episodes

Nov 17, 2021 • 33min
135 gambling vs speculation!
In this episode we answer a question about choice in investing and how to systematically approach it. Then we focus on the core concepts of speculation vs gambling, the similarities and differences. Well done Melbourne for coming out of lockdown! Hosted on Acast. See acast.com/privacy for more information.

Nov 7, 2021 • 31min
134 what are CP funds? What is a buyers agent?
In this episode we answer Dr Yud's question about constitutionally protected funds. We also talk about buyers agents, the pros and cons and what to consider when engaging one. Hosted on Acast. See acast.com/privacy for more information.

Oct 21, 2021 • 32min
133: is inflation a problem?
In this episode we answer a question from Andrew about whether it’s important to have income protection if they are a dual income family. Then we break down the concept of inflation, and see how it’s calculated, and how it may affect you. Hosted on Acast. See acast.com/privacy for more information.

Oct 10, 2021 • 17min
132 what is the rule of 72?
Discover the significance of scrutinizing superannuation and investment statements for hidden advice fees. Delve into the Rule of 72, a handy tool for estimating investment growth. Learn practical steps to enhance your personal finance management and the importance of automating financial strategies. Explore real-life examples and the limitations of this rule, empowering you to take charge of your financial journey.

Sep 29, 2021 • 14min
bonus: Evergrande crisis explained!
In this bonus episode I take a look at the Evergrande crisis, explain the issue and discuss the over arching lessons from it all. Hosted on Acast. See acast.com/privacy for more information.

Sep 28, 2021 • 31min
131 shares vs property!
In this episode we discuss the pros and cons of shares vs property, look at the long term performance numbers, and what I prefer moving forward. We also answer Branco's question on how to sell ETFs or index funds partially!! Hosted on Acast. See acast.com/privacy for more information.

Sep 15, 2021 • 38min
130 what is asset protection?
In this episode we discuss Sepun's question about costs of being a landlord. We then discuss the main topic of asset protection. What is it? What Are some of the ways you can protect your hard earned wealth. Hosted on Acast. See acast.com/privacy for more information.

Sep 4, 2021 • 54min
129 Q&A session!
In this episode, I answer the most common questions that are asked to me. Lots of interesting questions. Stay tuned!! Hosted on Acast. See acast.com/privacy for more information.

Aug 29, 2021 • 29min
128 other options to bankruptcy?
In this episode we discuss crypto staking, a question from Stefan. We also discuss the other options to bankruptcy: 1/ temporary debt protection, 2/ debt agreements, 3/ personal insolvency agreements. Hosted on Acast. See acast.com/privacy for more information.

Aug 19, 2021 • 33min
127 what is bankruptcy?
In this episode, we discuss Dr Z situation of contracting for a gp practice. We also discuss about the concept of bankruptcy, what is it, the implications, the consequences, the challenges and why it’s “not a get out of jail card”. Hosted on Acast. See acast.com/privacy for more information.