The Made to Thrive Show

Our guest today, Dr. Paul Clayton, brings the proof that you are what you eat. A few episodes ago (episode 71) The Made To Thrive Show did the water episode, and today’s episode will definitely be known as the food episode. Dr. Paul Clayton is a clinical pharmacologist and pharmaco-nutritionist. His passion is to obsess about food, nutrition and health, collating science updates, analysis, opinion and advice about diet and health on his website https://drpaulclayton.eu. He is also the author of books and e-books Health Defence, After Atkinds, Natural Defences, Out of the Fire and Let Your Food be Your Pharmaco-nutrition. He graduated summa cum laude in Medical Pharmacology from Edinburgh University, prior to obtaining his PhD. Dr. Clayton is a former Chair of the Forum on Food & Health (UK), and Senior Scientific Advisor to the UK government’s Committee on the Safety of Medicines, he is currently a Fellow of the Institute of Food, Brain & Behaviour (Oxford). He works with leading doctors and clinical scientists at centres of clinical expertise in many countries, designing and supervising pre-clinical and clinical trials of pharmaco-nutritional interventions. Join us as we explore:Why the story of modern living extending life span is totally untrueHow history shows it is not normal to develop the chronic disease at any ageThe foundations of the epidemic of global dis-ease How history and science show 90% of disease is avoidableIf we are living through a terrifying slow motion “holocaust”?Why BigPharma wants to keep you sick How the escape from BigFood’s prison is actually very simple (yet not easy)The four horsemen of the nutritional apocalypse The best breakdown of omegas (3, 6 and 9) you’ll ever hear If animal protein is really cancer-promoting? (spoiler – not necessarily)The big deal people don’t talk about called polyphenolsWhy food is always the best source of nutrientsDr Paul’s view on fasting and glucose monitoring – it will surprise you An interesting debate between Paul and Steve on inflammatory markers    Is there light at the end of the tunnel? Support the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowCONTACT Steve StavsTo make it easier for you to engage with me, send me a WhatSupport the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

Dr. Cory is a KAATSU advocate. He’s in his mid-30s, married, has a couple of kids, a couple of dogs and because he chose to put his family first, his exercise and training suffered. Then he found KAATSU and was able to sustain his physical and training goals in a fraction of the time. He was so amazed with the system but couldn’t believe there was no downside. So he travelled to Japan to meet the inventor, Dr. Sato, and he found out the only sacrifice one makes by using KAATSU is that the more KAATSU one has, the less medication one takes. Today Dr. Cory shares with us absolutely everything KAATSU and how to integrate it into every possible workout you could think of. This episode is an incredible resource of how to use exercise and KAATSU together for every possible health goal and every possible person. Dr. Cory Keirn, DPT, OCS, CSCS, TSAC-F, XPS is a Doctor of Physical Therapy located in Tampa, Florida. He is a former Strength & Conditioning Coach with the WWE (World Wrestling Entertainment) and the Philadelphia Phillies, a Major League Baseball professional team. He did his residency in orthopaedics with a focus on complex orthopaedic cases and advanced physical therapy integration for tactical athletes. Join us as we explore:How Dr. Cory got into KAATSUThe power of KAATSU’s unique cycle modeHow KAATSU increases muscle strength without hurting jointsWhy KAATSU is for everyone (when done right)In-depth advice on how to use KAATSU optimallyHow to integrate KAATSU into every one of your workoutsIf KAATSU is too good to be true? (spoiler – it’s not!)Getting a super workout doing “nothing”KAATSU’s ability to promote repair, recovery, growth hormone and HRV conditioningAnd yes, you can still build bulk with KAATSUKAATSU with cycling? Running? Swimming?If you’re a professional athlete, this could be your winning edgeSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowCONTACT Steve StavsTo make it easier for you to engage with me, send me a WhatsApp to 064 871 0308. This is not a group, but a private direct line. I would love to hear your feedback, answer your questions, and walk a health journey with you. MENTIONS Made To Thrive Show, Episode 30, “Japanese KAATSU Training with Steven Munatones and JohSupport the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

“The World’s Greatest Formulator”, “The Ingredientologist” ,Biohacktivitst, and Keto Authority. Shawn Wells is a product formulator and expert in the fields of performance nutrition, longevity, fitness and supplementation. As a teen and young adult, Shawn faced and overcame significant obstacles with his own health— morbid obesity to anorexia, depression, autoimmune conditions (Epstein-Barr, Fibromyalgia, Hashimoto's and Chronic Fatigue Syndrome), two cervical discs replacements, and a type of brain tumour. He says everything happens for a reason, and his health problems led him on a journey of science-based solutions that sparked his personal passion for biohacking.He earned his dream goal, a master’s degree from UNC-Chapel Hill, where he studied nutritional biochemistry with a minor in exercise science. Shawn is now a Registered Dietitian with a decade of experience as a Chief Clinical Dietitian in hospitals and skilled nursing facilities. He is also a Certified Sports Nutritionist and has worked with celebrity clients and professional athletes.Shawn is a co-founder of the popular patented ingredients TeaCrine® and Dynamine®, which are featured or used in over 300 products worldwide. He also has worked on patents on exogenous ketones, glucose tolerance agents, and more as the founding partner of the World’s Greatest Ingredients, LLC, alongside a team of PhDs and scientists.Join us as we explore:Immune health and brain healthAnti-ageingThe journey to self-loveFacilitated psilocybin journeys to rewire the brain and dissolve the egoIntermittent fasting, extended fasting, wet versus dry fastsPositive stress (eustress) versus negative stress (distress)Sodium’s association with longevityHRV to assess readiness to performKetone nutrition Exogenous and endogenous ketones Chronic dehydration levels in the global populationThe “right kind” of waterShawn’s top blood testsSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowCONTACT Steve StavsTo make it easier for you to engage with me send me a WhatsApp to 064 871 0308. I would love to hear your feedback, answer your questions, and walk a health journey with you.MENTIONSBook: Shawn Wells - The Energy Formula: Six Life-Support the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

Victor Sagalovsky is a Russian born, polymath scientist, expert in water and health pioneer. Victor received a multidisciplinary education from Loyola University in Chicago, Rome, San Francisco State University and the University of Hawaii.  In 2018, he co-founded Litewater Scientific which is dedicated to the research, development and production of deuterium depleted water.  Victor does not believe in anti-ageing, he believes in pro-youthing.  He is the author of Gold: Catalyst of Radiant Health, a book based on the science and history of the medical benefits of gold which contains numerous articles and guides in the field of wellness, biohacking, emerging medicine and esoteric knowledge.  For more than 20 years, he has studied the subject of water, its chemistry and its secrets. He and his brothers were among the early developers of Reverse Osmosis (RO) technology and its many applications. Join us as we explore:Deuterium depleted water, hydro rich water, structured waterDeuterium depleted lifestyle  as the source of happiness and key to healthDiscover where 95% of chronic disease originatesWhy water quality has the ability to keep us disease-free and healthyThe problem with the mitochondria shutting down over time and its contribution to longevityHow to preserve the mitochondria and synthesize new mitochondriaWhy ketogenic and fasting contributes to deuterium depletionHow purpose and community impact the mitochondriaLow heart rate variability or high sympathetic overdrive impact on mitochondria Reverse Osmosis, distilling and Quinton- how it improves our water qualityWho should be drinking deuterium depleted water and how it contributes 8 times more to the survival rate of a sick individualThe importance of sunlight and exercise for our mitochondrial healthWhat biomarkers to look out for to determine how you are doing health-wiseSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowCONTACT Steve Stavs To make it easier for you to engage with me, send me a WhatsApp to +27 64 871 0308. I would love to hear your feedback, answer your questions, and walk a health journey with you.Biohacking Congress Oct 16/17 2021Join me at the Biohacking Congress and get a 50% discount by using the promo code HACK50 .  It gives a 50% discount on botSupport the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

Dr Thomas (Tom) E. Levy is a board-certified cardiologist and a bar-certified attorney. After practicing adult cardiology for 15 years, he began to research the enormous toxicity associated with much dental work, as well as the pronounced ability of properly administered vitamin C to neutralize this toxicity. He has now written 13  books, with several addressing the wide-ranging properties of vitamin C in neutralizing all toxins and resolving most infections, as well as its vital role in the effective treatment of heart disease and cancer. Others address the important roles of dental toxicity and nutrition in disease and health. Recently inducted into the Orthomolecular Medicine Hall of Fame, Dr Levy continues to research the impact of the orthomolecular application of vitamin C and antioxidants in general on chronic degenerative diseases. His ongoing research involves documenting that all diseases are different forms and degrees of focal scurvy, arising from increased oxidative stress, especially intracellularly and that they all benefit from protocols that optimize the antioxidant levels in the body. He regularly gives lectures on this information at medical conferences around the world. Two of his most recent books, Hidden Epidemic and most recently Rapid Virus Recovery, are two books I highly recommend.  You can download a free copy of these titles by clicking on the book name and filling in the form. Join us as we explore:The incredibly experience that changed Dr Levy’s life and outlook on medicineA mind-blowing study where 100% of heart attack victims had oral bacteria in their heartHow we change the medical narrative about oral healthThe number one thing creating harm in medicine – the human egoWhy you may not even know you have an infected toothThe diseases related to root canals and infected teeth – spoiler: there’s a lot!The critical link between thyroid function, tonsils and cancerPossible life saving advice for cancer patientsEverything there is to know about vitamin C, including which type to avoid!The magic of liposomal vitamin C but why most products are pretenders All things nebulizer – ozone and hydrogen peroxide A masterclass on oxidative stress and leaky gutThe lowdown on ferritin The power of water pickingSupport the show on Patreon: As much we I love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertSupport the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

Made To Thrive is on a mission to bring the healthcare revolution of coaching to clients here in South Africa as well as anyone anywhere around the world. So today on the Made To Thrive show we changed the focus from outside guests to inside the Made To Thrive circle with a roundtable discussion between your host Steve Stavs and health coaches Ricky Schoch and Kim Anderssen. It is a deep dive into the how, what, why and who’s of health coaching from people who are not only coaches but have also during their journeys been coached themselves.Enrique (Ricky) Schoch da Silva, aka The Human Coach, is an ADAPT Certified Functional Health Coach who walks the walk as well as talks the talk when it comes to everything and anything in the world of health and wellness. His mission is to be of service to all those questing for wellbeing by re-discovering, re-igniting and empowering their inner human, hero and healer. Ricky believes the revival and resurgence of anyone’s health and wellbeing is in the rediscovery of their innate humanness, in reconnecting with their truest Self and creating a life of intention and purpose. His work is in co-discovering, co-exploring and co-creating a journey of real and sustainable lifestyle and behavioural change that empowers anyone to live a strong, meaningful, health and happy human life.Kim Anderssen is a mom, coach, and mediator as well as natural health and toxin-free living advocate. I understand that our bodies, given the right tools, know exactly how to take care of themselves. She is passionate about helping people make choices that aid their bodies’ overall wellbeing. Together, we work to identify any unconscious habits that result in strain on the body’s ability to be well. Kim embodies this narrative: “I’m here to help you make better choices. And once you know better, you do better.” Without judgment because she’s been there. She wants to help people live their best life with optimal health.ENROLL NOW in the ADAPT Health Coaching Training Program before 31 August and enjoy not only the Early Bird $1,000 discount but also Made To Thrive’s special $1,500 coupon for a total saving of 25%. There’s no better time or time with better savings to make the choice to become a health coach and start changing lives, including your own.https://madetothrive.co.za/special-deals/kresser-institute/ Join us as we explore:Made To Thrive’s coaches journeys from pain to purposeWhy is the powerful modality of health coaching thriving some places but less so in othersWhy not all coaches are made equal and how to ensSupport the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

Jon Levy is a behavioral scientist best known for his work in influence, human connection, and decision making. Jon specializes in applying the latest research to transform the ways companies approach marketing, sales, consumer engagement, and culture. His clients range from Fortune 500 brands, like Microsoft, Google, AB-InBev, and Samsung, to startups. He is also a Springbok fan. :)More than a decade ago, Jon founded The Influencers Dinner, a secret dining experience for industry leaders ranging from Nobel laureates, Olympians, celebrities, and executives, to artists, musicians, and even the Grammy winning voice of the bark from “Who Let the Dogs Out.” Guests cook dinner together, but can’t discuss their career or give their last name, and once seated to eat, they reveal who they are. Over time, these dinners developed into a community. With thousands of members, Influencers is the largest community of its type worldwide. Jon’s second book, You’re Invited: The Art and Science of Cultivating Influence, has made a big splash since being released in May. In it, he demonstrates the importance of human connection, trust and community to accomplishing what is most important to us. In his free time, Jon works on outrageous projects. Among them spending a year traveling to all 7 continents, or to the world's greatest events (Grand Prix, Art Basel, Burning Man, Running of the Bulls, etc.) and barely surviving to tell the tale. These Adventures were chronicled in his first book: The 2 AM Principle: Discover the Science of Adventure.Join us as we explore:What made Jon a Springbok fan and why they won the South African rugby team won the 2007 World Cup. The concept of psychological safety, something more relevant than ever before.The two best predictors of longevity. Spoiler - it’s not diet.How community is the number one thing correlated to success.Why you are the people you surround yourself with.Sticks and stones can break my bones but words can never hurt me – wrong!Why the grass isn’t always greenerRedefining the word influencerWhat is it that truly fosters connectionWhat creates trustThe rabbit and IKEA effectsSupport the show on Patreon: As much we I love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowContactWebsite: https://www.jonlevytlb.comFaceboSupport the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

Leanne Manas is a South African TV presenter for the South African Broadcasting Corporation (SABC). She has been the host of its flagship show Morning Live since 2004. She has also worked on radio with Radio Algoa, Jacaranda FM, SAfm and East Coast Radio. She was also appointed a Goodwill Ambassador by the UN Nations Refugee Agency in 2019.She recently joined Steve on InstagramLive to discuss the trauma and stress of the past pandemic year and the power of one’s mindset to not only overcome but even benefit from an objectively disruptive and devastating year.Join us as we explore:A new choice - post-traumatic growth vs post-traumatic stress?Not only the power but the necessity of mind over matterFinding the positives in a pandemicThe shame of continued mental health stigmaThe need for us who can to take accountability for our own health and livesIf you are a TGIM or a TGIF person?Tangible vs intangible goals Leanne’s take on Made To Thrive’s Pillars purpose, community, nutrition, movementThe need to respect everyone’s 5kContactWebsite - https://www.leannemanas.comInstagram - https://www.instagram.com/leannemanasFacebook - https://www.facebook.com/leanne.manasTwitter - @LeanneManasMentionsViktor Frankl – Man’s Search for Meaninghttps://www.goodreads.com/book/show/4069.Man_s_Search_for_MeaningThe Choluteca Bridge Storyhttps://medium.com/illumination/life-lessons-from-the-choluteca-bridge-7debf5199163James Clear – Atomic Habits: An Easy & Proven Way To Build Good Habits & Break Bad Oneshttps://www.goodreads.com/book/show/40121378-atomic-habitsSupport the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

Dr. Bruce Lipton is an internationally recognized leader in the bridging of science and spirit, and a pioneer in the new biology movement. A stem cell biologist, best selling author of “The Biology of Belief” and winner of the 2009 Goi Peace Award in honour of his scientific contribution to world harmony, he was on the faculty of the University of Wisconsin’s School of Medicine and later performed groundbreaking stem-cell research at Stanford University.In 1982, Dr. Lipton began examining the principles of quantum physics and how they might be integrated into cell’s information processing systems. His discoveries led to one of the most important fields of study, the science of epigenetics.Join us as we explore:Why we are not a victim of our DNA / genesHow thinking controls your biology - You Are What You ThinkThe power of your consciousness and cell healthThe importance of the first 7 years of our lives and programmingHow medical intervention has been a leading cause of deathThe world is experiencing a division of communityCovid and how the human race has been manipulated by fearNeuroplasticity and how to change a habit and learn new one’sUnderstand the damage stress hormones have on our immune systemWhy you have to change the subconsciousEnergy psychology and super learning. Why we lack belief and think we can’t obtain certain things in lifeHow powerful is self-hypnosis and what can we use it forMentions Dr Joe Dispenza https://drjoedispenza.com/ Kelly Broganhttps://www.kellybroganmd.com/ Psych-k.comhttps://psych-k.com/ Lipton. H. Bruce: The Biology of Belief – Unleashing the Power of Consciousness, Matter and Miracles,https://www.amazon.com/Biology-Belief-Unleashing-Consciousness-Miracles/dp/1401923127 Lipton. H. Bruce: Spontaneous Evolution – Our positive future and a way to get from there to here, https://www.amazon.com/Spontaneous-Evolution-Positive-Future-There/dp/1458755622 ContactTwitter: @brucelipton Website: Support the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/

Richard Sutton is “a South African legend with an International following”. He is an adviser on stress management and adaptability to industry leaders, top athletes and Olympic teams. He is widely regarded as an expert in the field of genetics and their role in resilience and human performance. Richard has been a post-graduate lecturer in the areas of performance, health and athlete development for almost two decades at leading universities.He has authored two incredible books on stress and resilience called “The Stress Code” and “Stressproof: The Game Plan”.Richard was blessed to build a career within his passion with athletes across all disciplines.  These elite individuals are all subjected to constant incomprehensible stressors, and yet he found they had the incredible capacity to adapt and cope. Through research and experience he discovered  the very strategic ways that these elite athletes coped so well with stress. He found the same themes as he migrated into the corporate space. Listen up for ways to not only develop a strategy to manage our stress, but also to become more resilient and ultimately augment our potential. Join us as we explore:The strategic activities used by elite athletes to manage extreme levels of stress in order to thriveAncestral principles for stress managementWhat this means for South Africans who according to Bloomberg, live in the second most stressful country (2013 Stress Index) The drivers of stressWhat is stress?How people should think about stressThe positive aspects of stressWhen does stress become destructive?The benefits of reframing stressful circumstancesCan we reframe PTSD to Post Traumatic Growth How do we become anti-fragile?Four fundamental parts of a successful stress strategyImportance of connectivity - and Oxytocin - for stressLoving Kindness meditation practices to trigger oxytocin Why is stress so prevalent nowDoes your age impact your stress level?Impact of lack of control on your stress levelThe impact of interventions that trigger the vagus nerve aka the body’s fail safe systemHeart rate variability as a tool to manage stressThe key to sustained transformationJoin our community:Facebook MadeToThriveZA; SteveStavsZAInstagram SteveStavsZAMentionsBook: Richard Sutton. The Stress Code: From Surviving to Thriving.Support the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I’d be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/