
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Latest episodes

7 snips
Jan 10, 2025 • 13min
The Lazy Girls Guide To Financial Freedom in 2025
Achieving financial freedom can be effortless! Learn how to leverage technology to simplify your financial life. Discover top apps for tracking savings and managing accounts. Explore smart strategies like automating contributions and consolidating superannuation. Say goodbye to surprise bills with innovative solutions for managing subscriptions. Plus, get tips on negotiating better deals for your expenses—all while enjoying your favorite shows guilt-free!

Jan 9, 2025 • 33min
Balancing the Money Mental Load
This discussion is a vibrant mix of financial triumphs and clever hacks. Listeners will revel in inspiring savings stories, like scoring impressive refunds and slashing bills. The talk ventures into the quirky world of

18 snips
Jan 7, 2025 • 40min
Investing for Beginners: Stop Dreaming and Start Doing in 2025
Bec Syed, a regular contributor on personal finance, joins to discuss how to transform your investing dreams into reality. She and host Victoria Devine tackle the common fears surrounding investing and share a clear five-step plan to get started. They encourage women to take charge of their financial futures, no matter the initial investment. The chat also covers effective research strategies and selecting the right investment platform, emphasizing that beginning your journey, no matter how small, is crucial to building wealth.

Jan 5, 2025 • 28min
How She Rebuilt Her Life After Losing $38k to a Scam
What does it take to rebuild your life not once, not twice, but three times? In this unforgettable Money Diary, we meet an inspiring single mom who turned heartbreak and setbacks into a financial success story. From devastating breakups to losing $38,000 in a scam, she shares how she clawed her way back. Now, she’s achieved her dream of homeownership through the Australian government's Family Home Guarantee and is on a mission to build a buyer’s agency to help others find stability. With incredible grit and relentless determination, she proves that no matter how many times you’re knocked down, you can rise again. If you’ve ever felt stuck, hopeless, or like you’ll never catch a break, this episode will light a fire under you to keep going. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Jan 2, 2025 • 47min
The Truth About HECs Debt: Is It Time to Stop Stressing About It?
Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why that might be okay), plus tackling a wild money dilemma involving a broken TV and a very awkward friendship moment. This episode has the drama and the money smarts, plus all the usual Friday Drinks fun—don’t miss it! Want to kick off 2025 with your best financial foot forward? Victoria’s Financial Foundations Workshop is packed with all the practical tips and tools you need to take control of your money—without the stress. Head here to save your spot! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Dec 31, 2024 • 42min
Why 92% of New Year's Resolutions Fail... and How to Be in the 8%
Tired of making resolutions that don’t even survive until February? You’re not alone. In this episode, Victoria unpacks why so many goals lose steam and shares psychology-backed strategies to help you avoid the same fate. Whether it’s saving money, building better habits, or tackling your personal goals, this conversation will get you inspired to approach 2025 differently. Ready to be part of the 8% who stick to it? Hit play now! Got big dreams for 2025? Victoria’s Your Best Year Yet course is here to guide you. Packed with actionable steps and practical strategies, it’s your go-to for turning those ambitious plans into reality. Don’t let another year slip by—join us and make 2025 the year of real progress. All the deets here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649See omnystudio.com/listener for privacy information.

Dec 29, 2024 • 30min
The Biggest Money Lessons We Learned From This Year’s Money Diaries
Discover transformative lessons from listeners' Money Diaries that highlight the journey towards financial empowerment through mindful spending. Explore the challenges of maintaining a debt-free mindset and the essential role of delayed gratification in personal finance. Real stories illustrate how self-advocacy can lead to better financial outcomes, while the importance of financial preparedness in families is emphasized. Finally, get inspired by reflections on financial empowerment that motivate you to create security for loved ones.

Dec 27, 2024 • 27min
Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 2)
Emily Lynn Paulson, a former million-dollar earner in an MLM, reveals the shocking truth about the manipulative tactics used in multi-level marketing. She discusses love bombing and trauma bonding, explaining how these emotional ties can trap individuals. The contrast between the illusion of success portrayed on social media and the harsh reality faced by many is unveiled. Paulson shares her personal journey of disillusionment and highlights the psychological challenges of leaving the MLM system, emphasizing the power of knowledge in reclaiming one’s life.

Dec 26, 2024 • 41min
Bloopers, Investment Bonds and Big Decisions: Your Ultimate 2024 Send-Off!
We saved the best for the last Friday Drinks ep of 2024! We’re sharing the hilarious bloopers that you didn't hear this year that had us crying (and cringing). Plus we're tackling two of your biggest money dilemmas: investing for kids and deciding if it’s time to move on after a missed promotion. It’s all the laughs, lessons, and relatable advice you need to end 2024 with a bang. And we've got some exciting things happening in Jan you're going to want to be part of. We’re kicking off Your Best Year Yet and The Investing Masterclass, designed to help you start the year feeling empowered and in control of your money. And, because you asked, we’re bringing back the Financial Foundations Workshop! If you’re ready to build good habits or take your finances to the next level, these are a great way to kick off the new year feeling confident. (Click the links above for deets) Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Dec 24, 2024 • 43min
2024 All Wrapped Up!
This year wasn’t just a rollercoaster—it was the whole theme park. Whether you crushed your goals or just barely held it together, you’re not alone. In this episode, Victoria Devine gets real about the wins, the losses, and everything in between, sharing how to make 2025 your year to thrive. We’re breaking down simple, actionable ways to reflect on your year without the guilt, celebrate the progress you’ve made (even if it feels small), and set yourself up to absolutely nail your goals next year. So, if 2024 felt like a blur, this is the reset you didn’t know you needed. Hit play now! As our Chrissie gift to you, we’re helping you start 2025 on the right foot! Sign up for our FREE 30-Day Reset to refresh your finances with easy tips, free goodies, and step-by-step guidance sent straight to your inbox. Click here to sign up. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.