
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Latest episodes

Jan 30, 2025 • 39min
Travel Savings Hacks & How to Get Friends to Pay You Back (Without the Awkwardness!)
Planning a trip on a tight budget? Discover clever hacks to save money without skimping on fun. Get tips on how to remind friends to pay you back without awkwardness. The hosts share relatable stories, including one listener's surprising $600 windfall from cleaning out clutter. Plus, learn about useful apps that make splitting costs with friends a breeze. Expect laughter and practical advice on saving for your next adventure while maintaining those all-important friendships!

Jan 28, 2025 • 48min
Want to Buy Property in 2025? Here’s How to Get Prepared
This week, Victoria chats with Jacqueline Walsh, a mortgage broker with over 15 years of experience known for simplifying home loans. They dive into how to prepare for buying property in 2025, sharing actionable tips like when to engage a broker and crucial credit score insights. Jacqueline reveals insider hacks that could save potential buyers thousands and discusses the impact of everyday spending on mortgage eligibility. Listeners learn effective financial prep steps, including managing expenses and understanding hidden property costs.

Jan 26, 2025 • 49min
How They Went From Paycheck-to-Paycheck to Proud Homeowner
In this engaging conversation, a Money Diaries community member shares their inspiring journey from living paycheck-to-paycheck to becoming a proud homeowner. They discuss overcoming a hefty car loan, mastering budgeting with creative tools, and the importance of financial literacy. The guest opens up about navigating family finances, surrogacy, and the emotional challenges of starting a family. Filled with personal anecdotes and practical tips, this narrative serves as a motivating guide for anyone looking to enhance their financial wellness.

Jan 23, 2025 • 53min
Should You Remortgage? Plus, a Wedding Guest List Drama
Get ready for some wedding guest list drama that spirals into family chaos! The hosts share hilarious stories about navigating those tricky RSVP decisions. They also dive into the big question of whether you should remortgage your home for an offset account, revealing potential savings. Don't miss out on inventive tips for budgeting and even how to snag free seltzer. Plus, hear about creative money wins that will inspire you to take control of your finances with a dash of humor!

9 snips
Jan 21, 2025 • 40min
Wait, TikTok Says You Need 7 Income Streams to Be a Millionaire? We’re Calling BS
Is seven income streams really the key to wealth? This podcast dismantles that misleading notion, exposing the pressures of hustle culture that oversimplify the path to becoming a millionaire. Discover the value in focusing on one reliable source of income and learn how budgeting can be empowering rather than restrictive. Personal stories highlight the journey from debt to financial success, proving that strategic investment and sustainability are crucial for true financial glow-ups.

Jan 19, 2025 • 39min
How Starting a Business Gave Us the Freedom to Travel Full-Time as a Family
This week’s guest is a Money Diarist who transformed her life from paramedic to entrepreneur, traveling full-time with her family in a caravan. She shares how a NICU experience prompted a major shift in priorities. Discover her budgeting tips with YNAB and how she balances finances on the road. Learn about their goal of being mortgage-free by 50 and why they value experiences over possessions. This inspiring story shows that you don’t need to be wealthy to live your dream life; just a little creativity and courage!

Jan 16, 2025 • 53min
Money Wins, Housing Dilemmas, and a Surprise Car You Didn’t Ask For (With Strings Attached)
What do you do when your parents gift you a car with financial strings attached? This dilemma sparks a lively discussion on navigating unexpected family finances. The hosts also tackle the tricky topic of splitting housing costs with a partner, blending humor with invaluable strategies. While sharing inspiring money wins from savvy savings to ingenious coffee hacks, they emphasize the importance of honest conversations about finances. Get ready for an entertaining mix of laughs, relatable anecdotes, and real talk about money management!

Jan 14, 2025 • 25min
How to Find Your Perfect Side Hustle for 2025
Dreaming of financial wins in 2025? Unlock the power of side hustles to make it happen! Discover how to assess your goals and find a hustle that suits your skills and schedule. Learn about creative ways to boost your income beyond typical gigs. The hosts share real-life examples and practical strategies for starting small. Uncover hidden talents and explore market demand to turn passions into profits. It's time to embrace your potential and design your ideal financial future!

Jan 12, 2025 • 44min
I Got Everything I Wanted Then I Burned It All Down
This week's guest is a Money Diarist and She's On The Money community member who candidly shares her transformative journey from achieving her dream life to realizing it wasn’t truly fulfilling. She discusses the bold choice to walk away from it all after a lengthy engagement and exploration of her finances. Topics include navigating a breakup, redefining personal goals, and embracing a life reset. Her story is a powerful reminder of resilience in the face of societal pressures and the pursuit of genuine happiness.

7 snips
Jan 10, 2025 • 13min
The Lazy Girls Guide To Financial Freedom in 2025
Achieving financial freedom can be effortless! Learn how to leverage technology to simplify your financial life. Discover top apps for tracking savings and managing accounts. Explore smart strategies like automating contributions and consolidating superannuation. Say goodbye to surprise bills with innovative solutions for managing subscriptions. Plus, get tips on negotiating better deals for your expenses—all while enjoying your favorite shows guilt-free!