She's On The Money

Interest rates are the hot topic, especially with a recent cash rate drop. Learn how to negotiate better mortgage deals—just a 1% decrease can save you thousands! Then, explore the intriguing question of whether starting a business with a best friend is a wise idea. While it sounds fantastic, the potential risks to your friendship and finances are real. Plus, uncover clever hacks for free dinners just by leaving reviews, alongside community financial wins and personal anecdotes that keep things fun and light.

Family trusts might conjure images of mega-rich families and yacht parties, but they’re actually vital tools for everyone. Discover how these structures help manage assets and protect wealth, offering tax perks and reducing family disputes. The hosts break down when to set one up, and how a trust can foster harmonious generational wealth distribution. They make these complex topics engaging, ensuring you understand both the benefits and challenges of family trusts.

Natasha Nabinunga-Bamblet, a proud Yorta Yorta, Kurnai, Walpuri, and Awadjuri woman, shares her incredible journey from Brazil to Australia with just $1,000. She lived creatively on a boat for two years, embracing financial challenges and launching a successful side hustle that empowers women with curly hair. Natasha discusses the importance of community support, navigating financial mindsets, and her ambitions for homeownership while highlighting personal growth and the thrill of bold life changes.

Feeling underpaid? Discover strategies for negotiating your worth and navigating workload challenges. Dive into the complexities of financial dynamics in relationships, where communication is key to aligning money goals. Plus, check out a playful comparison of a $750 Oura ring versus a $20 dupe to see if the luxury is really justified. With a mix of humor and real-life stories, this discussion also touches on creative and budget-friendly gifting for special occasions.

Explore how AI innovations are impacting the stock market, particularly with NVIDIA's recent struggles. Understand the ramifications of Trump's tariffs on global markets and inflation, especially within mining and manufacturing sectors. The podcast also dives into how upcoming elections can sway market volatility and investment strategies, emphasizing the importance of policy over personalities. Finally, it underscores long-term investment approaches amidst fluctuating trends, steering investors away from reactionary tactics.

Natasha Nabinunga-Bamblet, a community member, shares her inspiring journey of walking away from a $200K household income to embrace a more fulfilling family life. She discusses the shift in priorities after becoming a parent, revealing the challenges of transitioning to a lower income while maintaining a mortgage. Natasha reflects on her childhood money narratives, the impact of life changes like marriage and motherhood, and the humorous parenting anxieties that lead into investment talks. Her story emphasizes redefining success beyond financial milestones.

Victoria just lived out her own true crime moment and she's here to spill the tea. She found an ACTUAL card skimmer at an ATM and girl ripped it off with her bare hands! If you've ever wondered how scammers get their sneaky little hands on your money (and, more importantly, how to stop them), you need to hear this wild story. But that’s just the beginning. We’re also diving into a tough community question about navigating unemployment, from what to do when job hunting feels impossible to how to support a partner who’s struggling to find work. On top of that, we’ve got broke tips to cut your bills, money wins that score you free dinners, and the ultimate movie night setup, complete with a popcorn machine. This episode is packed with drama, laughs, and seriously iconic money-saving hacks, so get comfy and hit play!Check out Vs video about the ATM skimmer here. Ready for more laughs, lessons, and unhinged money chats? Check out out oh-so-bingeable Friday Drinks playlist. Listen here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Celebrate your finances this Valentine's Day with a fun twist! Discover how money dates can transform your financial anxiety into a luxurious self-love ritual. Learn to create a cozy atmosphere that makes budgeting enjoyable, and explore strategies to gamify your financial planning. The discussion highlights how these dates strengthen relationships and help achieve financial goals. Plus, get your hands on a cute guide packed with prompts to plan the ideal money date, perfect for both singles and couples!

This week, the podcast features a Money Diarist, a savvy 25-year-old investor who built a remarkable $100k portfolio from scratch. She shares her inspiring journey, highlighting the influence of her upbringing on her financial habits. From navigating the complexities of purchasing a small business to evolving her investment strategy during the COVID-19 pandemic, she offers invaluable insights. Listeners will love her reflections on overcoming challenges, the relationship between debt and wealth-building, and the importance of solid professional networks.

Planning a trip on a tight budget? Discover clever hacks to save money without skimping on fun. Get tips on how to remind friends to pay you back without awkwardness. The hosts share relatable stories, including one listener's surprising $600 windfall from cleaning out clutter. Plus, learn about useful apps that make splitting costs with friends a breeze. Expect laughter and practical advice on saving for your next adventure while maintaining those all-important friendships!