This Halloween, beware… retailers are casting bewitching spells on your wallet! Ready to shield your bank account from the chilling charms of ‘limited-time offers’ and the sinister ‘Buy-One-Get-One’ spell? Victoria is here to reveal the sneaky sales tactics lurking behind every discount from Black Friday to Boxing Day. Victoria’s got the tricks to help you dodge their traps and only take home the real treats this Halloween. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Explore the intriguing decision between financial security and relationship stability when presented with a lucrative offer. Discover whether accepting a low settlement is wise, or if negotiation is the key to maximizing outcomes. The hosts share hilarious stories of adulthood, offering frugal living tips and budget hacks. They emphasize the importance of self-advocacy and securing the best deals in job relocations and insurance settlements. Expect laughter, insightful anecdotes, and real-life dilemmas that resonate with many!

Forget the hype around Self-Managed Super Funds; they may not be worth the effort. Discover why traditional super options might be a better fit, minimizing compliance headaches. Explore the gender disparities in superannuation savings and the importance of expert management. Learn practical steps for financial empowerment, including understanding your super and reclaiming unclaimed funds. Plus, uncover simple strategies to take control of your financial future without the stress of managing an SMSF!

What happens when you fall for someone whose finances are in shambles? Our Money Diarist thought she’d found her perfect partner, but when the time came to get serious about finances, she uncovered a complete mess — years of unfiled taxes, no savings, and even an unknown case of financial abuse against him. But rather than give up, she decided to help him clean up the mess; Tune in to hear how she tackled love, money, and everything in between, proving that even the messiest financial situations can be turned around with the right mindset and teamwork! Content warning: this episode discusses financial abuse. If you or someone you know is experiencing financial or domestic abuse, you can call 1800RESPECT on 1800 737 732, text 0458 737 732, or visit their website for online chat and video call services: 1800respect.org.au. In an emergency or if you’re not feeling safe, always call 000.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Discover how Taylor Swift's epic financial moves can inspire you! Learn about income diversification and the art of negotiation that helped her become a billionaire. The discussion reveals how to take charge of your narrative and adapt strategies for financial growth. Whether you're eyeing a raise or planning for the future, these insights from a pop icon are invaluable. Get ready to shake off your money worries and elevate your financial game!

Feeling broke from FOMO? You’re not alone! Discover how to navigate social pressures while keeping your finances in check. Hear inspiring financial wins from listeners and uncover clever money-saving tips. The hosts tackle the unique challenges faced in the sex work industry when applying for a mortgage. Plus, learn practical DIY car maintenance advice and the joy of saving during travel adventures. It's all about community support and prioritizing genuine connections over expensive outings!

Inflation’s rising, bills are piling up, and your paycheck? Not so much. Today we're going to fix that! This episode is all about giving you the confidence and strategy to ask for that raise, lock in some lifestyle perks, and start feeling in control of your finances. Let’s get you paid what you deserve, shall we? Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

In this insightful discussion, a 35-year-old Money Diarist bravely shares her journey after being blindsided by her husband's departure. As a mother of two, she dives into the emotional and financial chaos of divorce, emphasizing the importance of financial independence and resilience. She discusses her challenges in navigating co-parenting and rebuilding her life while also highlighting transformative strategies for financial literacy and budgeting. This story is a powerful reminder of self-empowerment amidst adversity.

Feeling overwhelmed by debt? You’re not alone... and it’s time to flip the script. In this episode, Victoria Devine helps you break free from the mindset that debt defines you. We’ll explore how to separate your self-worth from your financial situation, tackle debt with a plan, and take back control of your financial future. If you’ve ever felt stuck or ashamed of your debt, this episode is your reminder that you’ve got the power to turn it around. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Is buying property the only path to financial success? The hosts break down the pros and cons of solo property investment. They celebrate listeners' money wins while addressing the dilemma of working less to avoid burnout. With a focus on mental wellness and self-care, they discuss the importance of aligning financial goals with personal values. The light-hearted banter and budgeting lessons make financial literacy accessible and fun, encouraging the audience to prioritize well-being in their financial journey.