Can Refinancing Really Save You Thousands?

Jun 3, 2025

In this discussion, Jaclyn Walsh, a seasoned mortgage finance expert from Zella Money, reveals how your loyalty to banks might be costing you big bucks. She explains the refinancing process and spotlights when it’s the right time to act. Listeners learn why cashback deals can be misleading, the critical role a mortgage broker plays, and how to evaluate your loan options effectively. Jaclyn also breaks down common myths about refinancing, helping homeowners explore their financial potential without being tethered to bad rates.

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Intro

00:00 • 3min

Understanding the Refinancing Process and Bank Loyalty

03:22 • 2min

The Importance of Regular Mortgage Reviews and Refinancing

05:41 • 3min

Exploring the Benefits and Scenarios of Refinancing Home Loans

08:30 • 4min

Maximizing Your Home Loan: Strategies and Refinancing Insights

12:19 • 2min

Understanding Mortgage Refinancing and Managing Payments

14:30 • 2min

Refinancing Revealed: Unlocking Savings

16:43 • 17min

Navigating Refinancing with Credit Scores

33:48 • 3min

What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jaclyn Walsh from Zella Money is back to chat why refinancing could be the sneaky power play your bank really hopes you don’t make. We’re breaking down how it works, when it’s worth it, and why a mortgage broker might be your secret weapon to getting the best possible loan for you. Whether you’re looking for a better rate, more flexibility, or just want to stop donating extra cash to your bank each month, this episode has everything you need to know.

In This Episode:
💸 How to know when it’s time to rethink your mortgage
💸 The surprising ways refinancing can save (or cost) you thousands
💸 Why cashback deals aren’t always the flex they seem
💸 What a good mortgage broker can do that your bank won’t
💸 And the number one excuse that’s keeping people stuck on bad rates

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Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

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