The Property Nerds

What does it take to build wealth back home while living 12,000 kilometres away? In this Property Nerds International episode, Arjun sits down in Dubai with aviation professional and seasoned Aussie expat Tim Biason, who’s spent the past 11 years working across Qatar, Hong Kong, and the UAE, all while quietly growing a strong investment portfolio in Australia. From navigating finance as an overseas income earner to transforming his approach from gut instinct to data-driven strategy, Tim shares what it really takes to make your expat years count.Despite life overseas, he’s continued to build his property portfolio back home in Australia, proving that distance doesn’t have to derail your investment goals.In this conversation, you’ll learn:The biggest challenges Aussie expats face when investing from abroad and how to overcome them.Why property, not lifestyle, has been the most stable source of wealth in Tim’s journey.How working with professionals transformed his strategy from gut feel to data driven growth.Timestamps:00:00 - Intro01:46 - Aussie Expats Building Wealth Overseas03:24 - From Business Grad to Aviation Engineer in Dubai04:50 - How Property Became Tim’s Path to Long Term Wealth05:52 - The Biggest Financial Hurdles Expats Face09:59 - Why Using a Buyer’s Agent Made All the Difference13:19 - From Family Advice to Data-Driven Investing16:01 - Building a Smart Strategy for Life After Dubai25:06 - Don’t Waste Your Time AbroadSo many Aussie expats earn great tax-free salaries but struggle to turn that into long-term wealth. Tim’s story shows what’s possible when you turn your career advantage into financial leverage, using the right data, strategy, and team.Listen now, save it for later, or share it with an Aussie expat who needs a nudge to get started.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Arjun is back in London this week sitting down with Damien, an Aussie expat who, together with his wife, Tanya, decided to keep investing in Australia while living and earning in the UK. They unpack how a strong GBP, the right finance/buying team, and a clear plan turned “it’s too hard from overseas” into real equity growth. Plus, the common expat mistakes that quietly cost six figures.In this conversation, you’ll learn:1. Leverage the currency, not just the postcode: You only need to save a deposit, GBP strength + AU lending (80–90% LVRs) can accelerate buying power.2. Team beats “gut feel”: A buyer’s agent + expat-savvy broker + conveyancer remove time zone, research, and access bottlenecks.3. Beware the familiarity trap: Copy pasting UK habits to Australia can underperform vs house led, data driven buys.Timestamps:00:00 - Intro02:43 - Why London… and why still invest in Australia05:46 - The real overseas investing challenges07:58 - Picking markets when everywhere is “remote”09:24 - How one team, end to end process made it simple10:56 - Why not buy in the UK? Intrinsic system knowledge matters12:14 - Travel, family and finding the savings discipline14:20 - Expat finance 10118:10 - Purchase price, rent and $200k equity uplift20:05 - Going solo (and the costly outcomes)Thousands of Aussies working overseas have latent buying power they’re not using. The edge isn’t just the exchange rate, it’s removing friction: outsource the research, buy where the data points (not where your friends live) and structure finance for expat realities. Done right, you compound Australian growth while building your UK career/life.Thanks for tuning in to The Property Nerds. If this helped, drop a quick rating and follow so you never miss an episode!CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

UK tradie turned Aussie expat Patty shares how a life pivot took him from building a booming construction business in Sydney to moving back to Liverpool, while still growing wealth in Australia from the other side of the world. We unpack why he chose to invest back home (not the UK), the role a buyer’s agent played, the myths he ditched (hello, “buy by the beach”) and how his first purchase in Townsville jumped from just over $580k to $740k in a year.If you’re an Aussie living abroad or planning a move this chat shows the exact mindset, team, and process to build a portfolio remotely, stay calm through hiccups (tenants, maintenance, time zones), and use early equity to step into capital-city markets next.What you’ll learn:Expat playbook: currency, distance, and time-zone realities made simpleAustralia vs UK: cash flow vs growth and why it matters for long-term goalsStrategy over postcode: how data beats emotion when you don’t live locallyFrom 1 property to portfolio: using growth to fund the next buyTIMESTAMPS:00:00 - From Liverpool to Australia01:12 - Why So Many UK Expats Are Investing in Australian Property03:45 - Building a Life in Australia: From Brisbane to Sydney in Construction06:48 - Family Comes First: Moving Back to the UK09:58 - Personal Crisis Sparked an Investment Mindset Shift12:26 - Why Patty Chose a Buyer’s Agent15:03 - Townsville Property Boom17:42 - Why You Don’t Need to Buy Near the Beach20:14 - Managing an Australian Investment From the UK22:47 - Using Equity to Grow a Portfolio From OverseasCONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we're back with Ronesh Hargovind from Incentum Group to get the truth about Self Managed Super Funds (SMSFs), one of Australia’s fastest growing wealth building strategies.You’ll learn:How much money you actually need to start an SMSFThe tax advantages and compliance rules every investor should knowThe key differences between financial planners and accountantsThe biggest mistakes Australians make with SMSFs and how to avoid themThe pros and cons of using trust structures when investing in propertyWhether you’re an Australian property investor, business owner, or someone curious about taking control of your superannuation, this episode gives you the full picture, from setup and strategy to long term retirement planning.Timestamps:0:00 - Intro1:00 - Who Should Set Up Your SMSF?3:50 - How Superannuation Contributions and Caps Work 5:30 - SMSF Tax Benefits Explained7:55 - The Most Common SMSF Mistakes Investors Make10:30 - ATO Penalties and Compliance Risks for SMSF Trustees13:15 - How Much You Need to Start an SMSF15:40 - High Net Worth SMSFs17:00 - Land Tax Differences for NSW Investors19:55 - How to Set Up an SMSF

In this episode, the nerds are joined by accountant and property expert Ronesh Hargovind from Incentum Group to unpack the often misunderstood world of equity loans, trusts, and tax strategy.They get into how investors can correctly structure their equity use, the importance of purpose when borrowing, and how trusts can unlock (or limit) wealth building potential. Whether you’re a first time investor or managing a growing portfolio, this episode gives you the clarity accountants wish every client had.Timestamps: 0:00 - Intro 1:14 - Equity loans 101 & the “purpose” rule 3:12 - Home vs investment equity use 5:03 - Common structuring mistakes 7:00 - Loan splits & tax deductions 9:27 - Best practice: tracking loans 12:25 - Joint ownership & deductions 15:09 - Using equity to fund a trust 18:14 - Trust benefits & tax advantages 22:47 - Who should (and shouldn’t) use a trustWhen it comes to equity loans and trusts, purpose and documentation are everything. Getting it right upfront can save thousands in tax headaches later.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

This week its just The Nerds breaking down the finance traps that trip buyers and investors every cycle. From the “computer says no” myth to the hidden risks of cross collateralisation and why a property plan fails without a funding strategy, the Nerds share real client stories, practical fixes, and a surprise bonus mistake at the end. They also unpack how lenders play pricing games around rate cuts and what the new first-home buyer changes could mean for deposits, demand and prices.Timestamps:0:00 - Cold open: “Property is the game of finance”0:29 - Setup: 3 finance mistakes… plus a bonus at the end1:54 - Rate cuts, not always good news: how lenders play pricing games3:40 - The “wait for the rate cut” trap: why delaying can cost you6:30 - Big policy shift: First home buyer changes 9:50 - Front-loaded demand: why early movers benefit most12:30 - Mistake #1: One lender’s “no” ≠ no 16:30 - Mistake #2: Cross collateralisation risks & painful partial discharges21:00 - Banks vs brokers: best interest duty, speed vs structure22:10 - Mistake #3: Funding strategy 26:15 (don’t sell just because it finally grew)Listen for: quick frameworks you can apply before your next loan, refinance or purchase plus the mindset to avoid paralysis when the rules change.If you found this useful, follow the show and leave a rating so more data-driven investors can find us.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this weeks episode of The Property Nerds, we sit down with Ben McDonald, Property Consultant at InvestorKit and a 25 year old investor who’s already secured his first property and is gearing up for his second.Ben shares how he went from being sceptical about property to building his own portfolio and how his role at Investigate allows him to guide others through the noise, cut through confusion, and take action with confidence.Timestamps:0:00 - Why inaction is the biggest mistake investors make2:00 - Meet Ben: falling into property by chance3:49 - The role of a Property Consultant and why he loves it5:35 - The value of a tailored, non one size fits all approach7:39 - From shares to property: Ben’s investing turnaround8:32 - Starting young: buying the first property at 2512:00 - Tips for 20-somethings wanting to get on the ladder14:41 - The importance of humility and being willing to be guided16:01 - Why investing in your 20s shaves years off your future goals18:42 - Client story: turning frustration into confidenceIf you’re a 20 or 30 something looking to get on the ladder, or you want to see how property professionals invest themselves, this episode is packed with insights and inspiration.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we’re joined by Sarah from Fouracre Financial to unpack what really drives success for Aussie residential property investors. From her journey in banking, business ownership, and now mortgage strategy, Sarah shares how the right guidance can make the difference between stalled progress and accelerated wealth creation.We breakdown: - How to build equity fast through smart renovations and strategic lending- The importance of having the right team, brokers, buyer’s agents, accountants, and strategists- The good (and bad) money habits Sarah sees most often in Australian investors- Why education and involvement are crucial, especially for women looking to take control of their financial future- Real client stories: from navigating separation and securing a home, to scaling a portfolio from scratch in just two yearsWhether you’re a first home buyer, a parent planning for your family’s future, or an investor looking to scale, this episode is packed with practical insights to help you avoid mistakes and get ahead in the Australian property market.Timestamps: 00:00 - Right Team, Right Results1:41 - Meet Sarah3:01 - Helping First-Timers Win4:49 - Banking → Wellness → Broking8:04 - Investor Empathy, For Real10:12 - $300k Paintbrush Equity13:36 - Why Women Win: Education15:55 - Don’t Outsource Your Finances18:09 - Friends ≠ Surgeons (Use Experts)21:57 - Two Year, Five Property SprintConnect with us to stay in the loop!Instagram: https://www.instagram.com/commercialinvestorpodcast/ TikTok: https://www.tiktok.com/@commercialinvestorpod Connect with ArjunInstagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with ChrisInstagram: https://www.instagram.com/chrishuxter_/ LinkedIn: https://www.linkedin.com/in/chrisbantoy/ Connect with InvestorKitInstagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we chat with Simran Dhillon from Abundant Advisory about taking a holistic approach to wealth building. We cover the balance between property and shares, the smart use of good vs bad debt, and why diversification and liquidity are key to long-term success.We also take a closer look at SMSF property, who it’s right for, who it’s not, and the pitfalls investors often miss. Plus, Simran shares when to think seriously about insurance and protection so your wealth strategy is safeguarded.What you’ll learn:- The difference between good debt and bad debt- How to balance property and shares in your portfolio- Red flags for SMSF property investing- Why buffers and risk protection matterIf you enjoyed this, hit subscribe, drop a comment with, and share it with a fellow property nerd.Timestamps: 0:00 - Property vs Shares: Why Both Matter0:42 - Meet Simran: Holistic Financial Planner2:04 From Big Four to Abundant Advisory3:52 - Why Tech Professionals Need a Different Strategy5:25 - Using Debt to Accelerate Growth6:59 - The Risks of Being Too Property Heavy9:42 - Good Debt vs Bad Debt Explained12:35 - Why Simran Embraces Property in Financial Planning15:55 - SMSFs: Red Flags & Who Should Avoid Them19:00 - The Crucial Role of Insurance & ProtectionCONNECT WITH SIMRAN:Linkedin: https://www.linkedin.com/in/simran-dhillon-b1700a1b/CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, Arjun and the team sit down with Dr Joel Bowman from Domain to unpack the latest data on Australia’s property markets. From Adelaide and Perth’s standout resale profits to the struggles in Melbourne and Darwin unit markets, Joel shares deep insights into what’s driving growth, and where investors are missing opportunities because of outdated stigma.You’ll hear why Adelaide’s “sleepy city” label doesn’t match its 90% price growth since the pandemic, what makes Darwin’s rental yields the highest in the country, and how affordability is shifting in unexpected ways. 2:20 - Perth & Adelaide Up 80-90%5:39 - Adelaide Stigma vs 90% Growth7:00 - Melbourne & Darwin Unit Pain9:47 - Darwin’s 8% Yields, Low Vacancy11:00 - Melbourne CBD Units: Flat Decade13:49 - Trade Tensions = Sentiment Risk15:24 - Policy Risk: CGT & Gearing17:15 - Spring Surge + LMI Changes18:45 - Oct 1 FHB: Early Winners24:16 - Why Distress Sales Stayed LowPacked with data, trends, and myth busting, this episode is essential listening for investors who want to cut through the noise and make smarter, evidence based decisions in today’s market.CONNECT WITH THE PROPERTY NERDS:Instagram:https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/CONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/