The Property Nerds

Self managed super funds (SMSFs) have long been a favourite for savvy investors until now. In this episode, the nerds sit down with returning guest John from C2 Super to unpack the latest government shake up around Division 296 and the proposed super tax on balances over $3 million.00:00 - Intro01:36 - The Surge in SMSF Interest & Media Chatter02:15 - Division 296 Explained04:06 - Senate Roadblocks & Greens' Demands06:00 - Impact on Aussie Families & Housing Supply07:00 - Biggest SMSF Myths Debunked10:00 - Can You Buy Property in an SMSF?11:54 - How Division 296 Could Impact Valuations15:05 - Who Shouldn’t Set Up an SMSF?19:08 - Why C2’s Admin Process Stands Out22:30 - OutroWhether you’re already running your own fund or just SMSF curious, this is essential listening for anyone serious about controlling their financial future.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH THE PROPERTY NERDS:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, we're joined by economist Cameron Kusher to unpack the uncomfortable truth about Australia's housing supply and why the 1.2 million homes target is slipping further out of reach.From construction cost blowouts and trade shortages to shifting interest rates and migration surges, Cameron breaks down the complex web behind why we’re falling short and what might help turn the tide.Timestamps:0:00 - Intro1:52 - Is the Housing Project on Track?4:07 - What’s Holding New Supply Back5:47 - Migration vs. Housing Policy7:33 - Interest Rates Outlook10:41 - Indicators That Actually Matter12:42 - Why No One’s Listing14:15 - Triple Whammy of Low Supply16:42 - Forward Looking Data Gems18:25 - AI in Real Estate20:20 - OutroWhether you're a seasoned investor, first time buyer, or just curious about the future of the Australian housing market, this episode delivers real insights with zero fluff.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with InvestorKit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin:https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode, the nerds take a step back from the numbers and gets real about what makes a WINNING PORTFOLIO STRATEGY. Spoiler alert: it's not just positive cash flow or picking the “right” suburb.They break down the most common strategy misconceptions, why some investors stall out after just one or two properties, and what to consider BEFORE making your next move.00:00 – Intro01:23 – What Actually Counts as Strategy in Property02:33 – Common Misconceptions: Positive Cash Flow ≠ Strategy03:31 – Why Finance Is the Engine of Your Property Plan04:50 – The Financial Mistakes That Break a Portfolio06:00 – Car Loans, Credit Cards & Other Borrowing Blockers08:46 – How a True Strategy Comes Together (Not Just Buying Well)10:36 – The Key Components: Research, Finance, Risk, Structures12:49 – Why Some People Should Wait Before Buying16:10 – OutroWe hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!CONNECT WITH THE PROPERTY NERDS Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastCONNECT WITH ARJUN:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/CONNECT WITH FOURACRE FINANCIAL:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, the team sits down with Tuan from Duo Tax to unpack one of the most overlooked tools in property investing: depreciation.We break down:What depreciation actually is and how it boosts your cash flowKey differences between residential and commercial property claimsWhat you can (and can’t) claim on older propertiesThe renovation “scrap value” trick most investors missWhat happens when you sell a property after claiming depreciationIf you’ve ever wondered whether a depreciation schedule is worth it, this episode will help you understand when to get one, how much it could save you, and why it might be the most underrated part of your property strategy.Want to know if your property qualifies? Tune in and reach out to the Duo Tax team for a free check: https://duotax.com.au/We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with Investorkit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us athttps://kyumedia.com/

In this episode, Arjun, Adrian, and Jack sit down with longtime InvestorKit client Nafiz, who opens up about how he went from solo Saturday inspections with a notepad… to building a multi-state property portfolio with over $1 million in equity all before turning 32.Coming from humble beginnings in South West Sydney, Nafiz shares:Why he ditched the apartment dream and avoided a $1.4M opportunity costThe mindset shift that took him from share investing to strategic property movesHow having a professional team gave him clarity, confidence, and peace of mindWhat it's really like balancing family goals with building long term wealthAnd the underrated emotional payoff of feeling financially calm even with debtIf you’re stuck weighing up whether to go it alone or seek support, this episode is a must-listen. Nafiz proves that it’s not about where you start but who you back along the way.We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!Connect with The Property Nerds:Instagram: https://www.instagram.com/thepropertynerdspodcast/TikTok: https://www.tiktok.com/@thepropertynerdspodcastConnect with Arjun:Instagram: https://www.instagram.com/arjpaliwal/Linkedin: https://www.linkedin.com/in/propertybuyersagent/Connect with Investorkit:Instagram: https://www.instagram.com/investorkit.com.au/Linkedin: https://www.linkedin.com/company/investorkit/Website: https://www.investorkit.com.au/Connect with Fouracre Financial:Instagram: https://www.instagram.com/fouracre.financial/Linkedin: https://www.linkedin.com/company/fouracre-financial/Website: https://fouracrefinancial.com.au/This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/⁠

The Property Nerds are back with another killer episode this time, we’re talking renovations. Belinda from Renovate and Real Estate joins Arjun, Adrian and Jack to break down what really adds value when it comes to renovating (and what’s just a waste of cash). Whether you're working with $5K or $50K, this episode is packed with actionable insights, timeless design tips, and renovation traps to avoid. You’ll learn: 1. What upgrades are worth it at every budget tier 2. Why neutral tones (and the right textures) matter more than ever 3. The renovation mistake that could cost you your ideal buyer 4. How to renovate interstate without lifting a single paintbrush 5. The kitchen + bathroom formula Belinda swears by Plus, gold taps, wall sconces, and the surprising comeback of colour this one's for every investor who's ever asked, "Should I renovate... or not?" We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights! CONNECT WITH THE PROPERTY NERDS Instagram: https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH ARJUN Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ CONNECT WITH FOURACRE FINANCIAL Instagram: https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

The Property Nerds are back! and there’s a new voice on the mic! Adrian, Senior Portfolio Strategist at InvestorKit, joins Arjun and Jack as the newest Nerd. In this episode, they’re joined by Joseph from KG CO Legal to unpack the legal must knows of SMSF property deals. From cooling-off periods to costly contract mistakes, this one’s packed with expert tips, wild negotiation wins (hello, $60K discount), and practical advice that could save investors thousands. You’ll learn: 1. The contract mistake that could cost you thousands 2. Why cooling off periods vary across states (and what that means for you) 3. How one letter shaved $60,000 off a purchase price 4. The legal must dos before you sign anything We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights Investorkit White Papers: Unlock the knowledge you need to make informed investment decisions with InvestorKit’s whitepapers, backed by thorough due diligence and in-depth market analysis. From residential to commercial opportunities, these reports deliver actionable insights, investment strategies, and housing market predictions to help you stay ahead. https://www.investorkit.com.au/whitepapers/ Connect with Joseph: Instagram: https://www.instagram.com/kgcolegal/ Linkedin: https://www.linkedin.com/in/joseph-khoury-gebrail-74518b102/ Website: https://www.kgcolegal.com/ Connect with The Property Nerds: Instagram: https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast Connect with Arjun: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ Connect with Investorkit: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ Connect with Fouracre Financial: Instagram: https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia. The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space. The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors. They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy. To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Chris Huxter, head of commercial property, explore the rising interest in commercial real estate and how investors can shift from residential portfolios to this cash-flow-focused asset class. The duo begins by discussing the growing appeal of commercial property for investors, particularly those seeking strong cash flow opportunities, emphasising that timing is of the essence. Arjun then outlines three key scenarios where commercial investments make strategic sense: transitioning from residential property, consolidating wealth before retirement, and leveraging superannuation funds. Through real-life case studies, the duo highlights the benefits and challenges of commercial property investment, including building repairs and coordinating lease agreements with multinational tenants, emphasising the importance of due diligence and strategic negotiation. With reliable tenants, high yields, supply-limited locations, and diversified, flexible assets, commercial properties ensure strong returns and long-term resilience for investors.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the growing trend of joint property investment with friends or family. The duo begins by discussing the complexities and potential pitfalls of joint investment, starting with the financial implications, as co-owners often face challenges with borrowing capacity as lenders typically consider the total debt but only half of the rental income. Arjun and Jack recommend precise strategic planning, trust structures, and a well-defined exit strategy to avoid future conflicts. Similarly, business owners may consider using a bucket company to reduce personal tax liabilities while investing in property. Ultimately, the duo stresses the importance of aligning goals and obtaining professional guidance to mitigate risks and make joint property investment successful.