
IBS Intelligence Podcasts
IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Latest episodes

Feb 11, 2025 • 13min
EP822: How banks can act to save the world (yes, really!)
Mathias Wikström, CEO, DoconomyRecent research reveals that consumers around the globe are increasingly concerned about climate change and want to take individual action, but many feel constrained by their financial situation. Not feeling in control of their finances makes it hard for people to focus on living sustainably, and there is a lack of meaningful action from traditional leaders. This, according to Mathias Wikström, CEO of Doconomy, speaking to Robin Amlôt of IBS Intelligence, offers an unprecedented opportunity for banks to evolve, take a leadership role, and create a fundamental shift in what banking and wealth means in the 21st century.

Feb 10, 2025 • 10min
EP821: How financial institutions should prepare for quantum and AI
Niamh Kingsley, Director, Head of AI & Product Innovation, Delta CapitaAfter more than a decade of digital transformation, being digital is no longer a differentiator for banks, it’s a baseline. Looking ahead, financial institutions must embrace emerging DREAM-C technologies: Distributed Ledger Technology, Robotics, Extended Reality, AI, Mutualisation & Shared Innovation, and advanced Computing (cloud and quantum) to stay competitive. Robin Amlôt of IBS Intelligence speaks to Niamh Kingsley, Director and Head of AI & Product Innovation at Delta Capita.

Feb 10, 2025 • 14min
EP820: Finding a better solution to the problem of SMB lending?
Sal Rehmetullah, CEO & Co-Founder, Worth AIHow to tackle risk management and financial credit underwriting, using AI to provide accurate, real-time credit risk assessments for small and medium-sized businesses (SMBs). Through the use of an AI-powered platforms for underwriting and onboarding, it is possible to eliminate manual tasks and offer real-time, predictive risk monitoring. Robin Amlôt of IBS Intelligence speaks to Sal Rehmetullah, CEO and Co-Founder of Worth.

Feb 7, 2025 • 13min
EP819: What the future holds for digital assets
Cassie Craddock, UK & Europe Managing Director, RippleIn Q4 2024, the UK government reaffirmed its commitment to moving ahead with a regulatory framework for crypto assets and stablecoins. Welcome news for Cassie Craddock, UK & Europe Managing Director of digital asset infrastructure provider Ripple. She speaks to Robin Amlôt of IBS Intelligence about her hopes for regulation, the need for digital asset custody, and how large financial institutions have begun preparing for a future in which digital assets play an increasingly important role.

Feb 7, 2025 • 13min
EP818: Trends in payments in global commerce – solving merchants’ pain points
Juan Pablo Ortega, Co-Founder & CEO, YunoWe investígate global payment trends and the role of payment orchestrators as Robin Amlôt of IBS Intelligence speaks to Juan Pablo Ortega, Co-Founder and CEO of Yuno. The company, based in Colombia, operates in more than 80 countries around the world and allows merchants to connect with over 300 payment methods and providers with a single, no-code integration, making it easier for companies to scale across geographies and build their customer base.

Feb 5, 2025 • 11min
EP817: Will Budget 2025 boost prepaid payments and digital wallets?
Ankush Julka, CEO of MufinpayMufinPay, a PPI license holder, is redefining digital payments with its Super App, PPI Wallet, Gift Cards, GPR Cards, and Bank in a Box. Offering seamless UPI payments, secure prepaid cards, and a robust e-banking experience, it simplifies everyday transactions like bill payments, FASTag top-ups, and P2P transfers. Ankush Julka, CEO of MufinPay, speaks with Puja Sharma of IBS Intelligence on the future of digital payments and FinTech’s role in financial inclusion.

Jan 31, 2025 • 11min
EP816: Creating the lean future of financial services
Raman Korneu, CEO & Co-Founder, myTUmyTU is an e-money institution (EMI) registered in the European Union and headquartered in Lithuania – regarded as one of the FinTech hubs of Europe. The firm also has a consumer credit licence and is working towards obtaining a full banking licence. Raman Korneu of myTU speaks to Robin Amlôt of IBS Intelligence about what makes myTU different in the way it is offering banking services.

Jan 30, 2025 • 13min
EP815: Building a FinTech future, assisting the unbanked in emerging markets
Matiss Ansviesulis, Entrepreneur & Angel InvestorMatiss Ansviesulis co-founded Creamfinance (rebranded to AvaFin.com) in 2012 in Latvia. The firm was taken over by Capitec in 2024. Ansviesulis has not been idle, co-founding a string of FinTechs including Spanda Capital, NewSchool, Esketit, FU Capital, and Money.jo. Here, he talks to Robin Amlôt of IBS Intelligence about the challenges of helping the unbanked in emerging markets, and how Latvia and the other Baltic states have developed a thriving FinTech ecosystem.

Jan 29, 2025 • 13min
EP814: A great notion? Investigating the origins of innovation
Rob Israch, President, TipaltiIn Q4 2024, the UK government unveiled plans for a Regulatory Innovation Office (RIO), aiming to reduce the burden for businesses hoping to bring new products and services to market. It will support regulators to update regulation, speeding up approvals, and ensuring different regulatory bodies work together smoothly. But will it be successful in fostering innovation? Robin Amlôt of IBS Intelligence speaks to Rob Israch, President of SaaS accounting software provider and PayTech Tipalti.

Jan 23, 2025 • 15min
EP813: How AI is Unlocking Hyperpersonalised Wealth Management in India
Sarvjeet Singh Virk, Co-Founder & MD, Finvasia & JumppHow is AI driving hyperpersonalised wealth management experiences for Indian users? Sarvjeet Singh Virk, Co-Founder of Finvasia, joins Gloria Methri of IBS Intelligence to discuss this and more, including the vision behind Finvasia’s AI-powered superapp, Jumpp and the challenges of driving financial inclusion in smaller cities. Explore how AI can reshape India’s FinTech landscape over the next decade.