IBS Intelligence Podcasts

Amit Nigam, COO of BANKITDigital financial literacy is key to driving financial inclusion and empowering underserved communities in India. The conversation explores how FinTechs are revolutionising access to banking services in rural areas and the pivotal role of government policies in fostering innovation and digital awareness. Amit Nigam, COO of BANKIT, shares his expert insights with Gloria Methri of IBS Intelligence.

Munindra Verma, CEO of M1NXTM1NXT simplifies global trade financing by helping exporters and importers access quick liquidity through the conversion of trade receivables into cash. Its platform addresses the challenges of working capital constraints and delays in cross-border transactions. Puja Sharma of IBS Intelligence speaks with Verma on how M1 NXT is establishing itself as a trusted trade finance solution provider. 

Arun Poojari, Co-founder and CEO of Cashinvoice Since its incorporation in 2018, Cashinvoice has focused on empowering MSMEs in Tier 1 and Tier 2 cities, including women-led businesses, by providing diverse and accessible financial solutions. Arun shares insights with Puja Sharma of IBS Intelligence on how supply chain finance can tackle operational challenges and foster stronger supplier relationships in the MSME sector.

Elena Churilova, Chief Executive Officer, CinoFor the Gen Z or millennial in your life a virtual payment card (there is no piece of plastic) sits on the smartphone as an adjunct to your digital wallet, and the group virtual payment card acts as a bill-splitter. It allows for payments to be made together at the same time, connecting one virtual card to multiple bank accounts. This means, for example, that there is no more argument about who owns what to whom after a restaurant bill is split. Virtual group payment solution Cino is already available across Europe and has plans to launch in the UK. Elena Churilova, CEO of Cino explains the concept to Robin Amlôt of IBS Intelligence. 

Angela Hull, VP Global Payments Partnerships, PPROIt is important for merchants operating across borders to create a true local experience that consumers and business can have confidence in. Data from PPRO shows that US citizens now spend $130 billion a year with merchants based outside the US, up from $106 billion in 2020. Elsewhere, Brazilians spend more than $3 billion a year with foreign merchants, and Indians spend over $20 billion a year on goods and services provided by eCommerce merchants based in other countries. Angela Hull, VP Global Payments Partnerships with PPRO offers Robin Amlôt of IBS Intelligence insights in how consumers in different regions prefer to pay and what that means for merchants. 

Bilal Bajwa, Chief Product & Technology Officer, StennLack of access to finance for SMEs is not a new trend but it remains an acute issue that traditional lenders still struggle to solve. For many SMEs the need for capital is immediate, without which firms run the risk of failing to capitalise on business opportunities and, potentially, losing their customers to competition. Robin Amlôt of IBS Intelligence speaks to Bilal Bajwa, Chief Product & Technology Officer of Stenn about how the technology behind alternative finance providers can make the lending decision-making process a more streamlined journey.

Denis Brosnan, Portfolio Manager, CORA Group; Beth McCoy, President, RewardOpsFinancial institutions may build customer interaction, share of wallet, transaction frequency and spending, in addition to brand loyalty. Consumers increasingly view ‘rewards’ as a form of currency that they ascribe a value to that is integral to the shopping experience. Such loyalty programmes can influence purchasing decisions and spending habits. Robin Amlôt of IBS Intelligence speaks to Denis Brosnan, Portfolio Manager at CORA Group (pictured) about building a portfolio of loyalty businesses, and to Beth McCoy, President of RewardOps, which sits at its nexus.

Jayatri Dasgupta, CMO of PayNearby In this episode, Gloria Mathias chats with Jayatri Dasgupta, CMO of PayNearby and Program Director of the Digital Naari Initiative. Jayatri highlights the challenges women face in accessing financial services in India. She discusses how PayNearby's Digital Naari Initiative is addressing these barriers, focusing on making formal finance accessible to women in Rural India. 

Ofer Friedman, Chief Business Development Officer, AU10TIXBanks, FinTechs and their customers face a barrage of advice on how to spot and avoid fraudulent IDs. Unfortunately, many of the tips on offer simply create a false sense of security! Among the myths being perpetuated include:Deepfakes may be spotted via inconsistent reflections and jerky movementsSecurity features such as holograms and microprints are proof of an ID document’s authenticitySanctions checks prevent money launderingAs Ofer Friedman, Chief Business Development Officer at AU10TIX, tells Robin Amlôt of IBS Intelligence, these three statements are not true!

Eric Van der Kleij, Partner, Edenbase, & Yanki Onen, CEO & Founder, wamoVenture capital firm Edenbase recently made its first FinTech investment, into digital business account provider wamo. Eric Van der Kleij of Edenbase (pictured) explains the thinking behind the fund’s investment decision. We also hear from Yanki Onen, CEO and Founder of wamo, some 2 years on from our first conversation with the company. Here’s the link to Onen talking about an SME ecosystem in 2022. This time Onen talks about how his company has grown over the last 2 years and about his plans for the future.