
IBS Intelligence Podcasts
IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Latest episodes

Jan 20, 2025 • 14min
EP812: How to reclaim the personal touch in the age of digital banking
Sarah Martin, Chief Executive Officer, PulsateWithout proactive strategies to drive debit card usage, financial institutions are leaving money on the table. Many mobile banking apps offered by community Fis have no mechanism for identifying who should be prompted to use their cards more. The answer is tech that can leverage data-driven insights to deliver personalised, real-time notifications. Robin Amlôt of IBS Intelligence speaks to Sarah Martin of platform provider Pulsate.

Jan 20, 2025 • 12min
EP811: Creating financial services fit for the future?
Jerry Mulle, UK Managing Director, OhpenIt is said the most stressful thing any of us is likely to do is buy a property. Why is this so and what can be done to make the UK mortgage experience faster and less painful? Robin Amlôt of IBS Intelligence speaks to Jerry Mulle, UK Managing Director of Ohpen, about the mortgage process and about how bringing core banking into the cloud makes it easier for financial institutions to innovate, modernise and grow.

Jan 14, 2025 • 14min
EP810: Challenges in the digital landscape
AJ Thompson, Chief Commercial Officer, Northdoor Financial services providers are under increasing pressure to tackle risk in critical digital systems. AJ Thompson, CCO at UK IT consultancy Northdoor speaks to Robin Amlôt of IBS Intelligence about the impact of DORA, the prospect of itchy feet on the part of VC investors, and what established institutions and FinTechs can do better to prepare themselves for the challenges that 2025 is going to present.

Jan 10, 2025 • 10min
EP809: Payment trends in APAC
Maxim Neshcheret, Regional Director (APAC), CMA Small Systems ABAPAC is a big region! We review general trends in regional payments and developments in domestic payments as well. In crossborder payments we look at the speed of adoption of the ISO20022 standard and at the prospects for stablecoin and tokenisation. Robin Amlôt of IBS Intelligence speaks to Maxim Neshcheret of CMA Small Systems.

Jan 9, 2025 • 13min
EP808: Message in a bottleneck? Updating progress on ISO20022
L-R: Biju Suresh-Babu, Head of Banking & Financial Services, Fiorano; Akhil Rao, Managing Director, Nth ExceptionMost financial institutions are working on their ISO 20022 migration plans with some in advanced stages and already adopting the new rules for specific use cases. Others are still assessing their needs, but time is pressing. Structured data is not just a technical requirement but also a regulatory one. Robin Amlôt of IBS Intelligence discusses the progress on CBPR+ migration with Biju Suresh-Babu of Fiorano and Akhil Rao of Nth Exception.

Jan 7, 2025 • 17min
EP807: The impact of low code/no code solutions on lending operations
Pradeep Varma, Co-Founder & Director, Pennant Technologies Low code and no code solutions aren’t the same, so which makes sense for your bank or financial institution’s lending strategies and products? Why does democratising application development make business sense? These questions and others about the changing lending landscape are answered in this conversation between Pradeep Varma of Pennant Technologies and Robin Amlôt of IBS Intelligence.

Jan 6, 2025 • 11min
EP806: Why do NBFCs need to embrace innovation for future growth?
Suresh Sarangapani, Chief Information Officer at Muthoot Finance The NBFC sector is embracing cutting-edge technologies and strategic innovations to stay ahead in a rapidly evolving market. Puja Sharma of IBS Intelligence speaks with Sarangapani on how Muthoot is leveraging technology and innovation to drive growth and navigate the evolving NBFC landscape.

Jan 2, 2025 • 13min
EP805: UPI transformed Payments, Will OCEN do the same for India’s Lending?
Bhavik Vasa, Founder of GetVantage, discusses the future of India’s digital lending and the transformative role of OCEN (Open Credit Enablement Network) in building a Viksit Bharat. Speaking with Gloria Mathias, he highlights how OCEN, like UPI for payments, will empower MSMEs by reshaping debt as a tool for growth and unlocking capital for long-term success

Dec 24, 2024 • 11min
EP803: FinTech in Spain, and the challenges facing artificial intelligence
Julio Martinez, Co-Founder & CEO, AbacumSpanish FinTech Abacum’s financial planning and analysis platform addresses the day-to-day challenges faced by CFOs. The company’s biggest market is the USA, but we begin our discussion with Abacum’s Chief Executive Julio Martinez by reviewing trends in FinTech in Spain. He tells Robin Amlôt that the country’s tech ecosystem is booming.

Dec 24, 2024 • 13min
EP804: FinTech trends and future opportunities in Africa
Ola Oyetayo, Co-Founder & CEO, Verto Stablecoins are increasingly being used as a crossborder payments solution on the African continent, as a more efficient way of making payment when faced with illiquid local currencies and slow and expensive traditional solutions. This is one of the key trends in FinTech in Africa, according to Ola Oyetayo of Verto. He also tells Robin Amlôt of IBS Intelligence how artificial intelligence is being used to combat fraud in the African markets