IBS Intelligence Podcasts

Steve Morgan, Banking Industry Market Lead, PegasystemsAccelerate digital transformation and improve customer service may well be the key mantra for many banks now but it is not just about digital banking technology, it is about bringing people with you – both customers and staff. It is about delivering personalised actions for people across the board in payments, lending and financial management. Robin Amlot of IBS Intelligence speaks to Steve Morgan, Banking Industry Market Lead, Pegasystems.

Vince Graziani, CEO, IDEX BiometricsThe concept of digital currency, powered by blockchain, has been around for a couple of years but the reality could be here by the end of the year in China. However, there is a growing need for additional layers of security to protect consumers and also to offer the unbanked and underbanked a route to financial inclusion. Robin Amlot of IBS Intelligence discusses authentication solutions with Vince Graziani, CEO of IDEX Biometrics.

Alistair Stuart, Head of Digital Banking, ApexMany headlines have been devoted to the development of digital banking in the retail and SME sectors but the digital banking landscape in the corporate sector is less developed. Alistair Stuart, Head of Digital Banking, Apex and former COO of Investec Bank, speaks to Robin Amlot of IBS Intelligence about the challenges and opportunities in the corporate banking sector and the barriers to entry in creating a dedicated corporate challenger bank.

Rivo Uibo, Co-founder & Chief Business Officer, ModularbankThe banking industry is undergoing a profound transformation but will the rise of embedded finance be an existential threat to banks or a massive opportunity? Growing demand for BaaS and the potential for an infrastructure play mean that banks could operate in ‘multiple modes’, not only providing services to their own customers but rolling out a variety of services to third parties. Robin Amlot of IBS Intelligence speaks to Rivo Uibo, Co-founder and Chief Business Officer of Modularbank. 

Sylvain Thieullent, CEO, Horizon SoftwareThe longer-term implications of Brexit and Covid-19 for the financial markets are becoming clearer. Financial institutions are being forced to review their existing frameworks to navigate the shake-up of traditional market structures as a result of changing global expectations for financial trading services. Robin Amlot of IBS Intelligence speaks to Sylvain Thieullent, CEO of Horizon Software, which recently introduced a ‘Composite Spreader’ that automates the execution of multi-leg spreads.  

Jeremy Thomson-Cook, Chief Economist, Equals MoneyWhat you need to know about the impact of day-to-day moves in the international money markets and the implications of fiscal and monetary policies for business. The discussion also takes in the coming of digital currencies, stablecoins and CBDCs. Robin Amlot of IBS Intelligence speaks to Jeremy Thomson-Cook, Chief Economist at Equals Money.

Frank Uittenbogaard, Regional VP Europe, BackbaseCustomer habits have shifted; digital access has become of paramount importance and digital adoption at speed has been the watchword in banking in response to Covid-19. To thrive and survive in the new business environment, the onus is on banks to ensure both that their front-end engagement is phenomenal and that priority is given to getting the digital customer experience right. Robin Amlot of IBS Intelligence speaks to Frank Uittenbogaard, Regional VP Europe, Backbase.

Jason Blick, Director & CEO, EqibankBased in Cayman and serving corporates and HNWIs in more than 180 countries, Eqibank also offers its digital banking solution to third parties as white label banking through a BaaS solution. This means institutions not regulated as banks may offer banking services. Eqibank is also expanding into DeFi, offering a single uniform platform for DeFi products with access to bank accounts, custody, debit and credit cards. Robin Amlot of IBS Intelligence spoke to Jason Blick, Director and CEO of Eqibank. The discussion begins with a review of the crypto and capital markets.

Peter Briffett, CEO and Co-Founder, WagestreamIn three years, Wagestream has scaled from a small charity-backed fintech app to a company hosting 200 employers and half a million employees, operating across the UK, Spain, Australia and United States. So how does Wagestream and so-called Earned Wage Access work? Sunniva Kolostyak speaks to Peter Briffett, CEO and Co-Founder, about ethical scaling during Covid-19 and the acquisition of Greansill-owned start-up Earnd.

Sanat Rao, Global Head and Chief Business Officer, Infosys FinacleThe technology may be available now but are people ready? Well, that depends on who and what you believe. Is the tech truly ready for us to go completely cashless – that’s a debate to be had. As for society, well in some countries, Sweden for example, there is already a cashless roadmap in place. In others, despite opportunities and potential benefits for both merchants and consumers, there is still a core of concern. One recent survey said that only 26% of Brits are in favour of going completely cashless. Sanat Rao, Global Head and Chief Business Officer, Infosys Finacle, speaks to Robin Amlot of IBS Intelligence about the challenges and opportunities facing business and banks.