IBS Intelligence Podcasts

Amarnath Chowdary, Founder & CEO, ModefinIn the 2021 IBS Intelligence Sales League Table (SLT) Modefin was ranked “SLT New Entrant – Star Performance” in the category Digital Banking and Channels. The IBSI SLT 2021 includes systems purchases made by over 1000+ banks across 180+ products from 60 suppliers across the Americas, Europe, Middle East, Africa, APAC and ASEAN. Headquartered in Bengaluru, India, Modefin was founded in 2011 and is now the preferred FinTech partner for over 65 banks in 20+ countries, with on-ground presence in Africa, Asia-Pacific and the Middle East. Robin Amlôt of IBS Intelligence discusses the company’s journey with Amarnath Chowdary, Founder and CEO of Modefin.

Hristo Borisov, CEO and Co-Founder, Payhawk  Fragmentation in FinTech is coming to an end. Following the explosion in demand we have seen in the last few years, the market is at the tipping point of consolidation and now big banks and FinTechs will have to learn how to coexist. Hristo Borisov believes big banks really need to stop seeing FinTechs as competitors and start exploring areas of collaboration to identify ways to collectively serve the customer better. Hristo discussed this matter in relation to the spending software service he co-founded, Payhawk, with IBSI Reporter Gaia Lamperti. 

Tamer Al Mauge, Managing Director MENA, Pakistan & Bangladesh, Codebase TechnologiesThe Middle East has been seen in the past as overbanked despite some sectors of the population still being underbanked. But that hasn’t stopped the development of a clutch of neobanks as institutions invest in digital banking solutions, launching new brands alongside existing banks. Robin Amlôt of IBS Intelligence discusses digitisation and digitalisation in banks in the MENA region with Tamer Al Mauge, Managing Director MENA, Pakistan & Bangladesh, of Codebase Technologies

Ash Narain, Founder, Marquee EquityFinTech fund raising is breaking all records this year. It is perhaps inevitable that the tech developments in FinTech should be mirrored by tech developments in fund raising for such companies. Proprietary AI systems allow for the automation of much of the traditional investment banking process on a platform capable of handling much greater deal volume than the average investment banker. Finding the right private equity or venture capital investors is a skill that tech can learn. Robin Amlôt of IBS Intelligence speaks to Ash Narain of Marquee Equity about FinTech fund raising, including a recent $4 million seed capital round on behalf of Qolo.  

Jamie Burke, Founder & CEO, Outlier VenturesWhat are the opportunities for investment in the blockchain space in the wake of the correction in cryptocurrencies earlier this year? And will the breakthrough of NFTs see the creation of true mainstream usage of blockchain solutions? These and other issues under the spotlight as Robin Amlôt of IBS Intelligence speaks to blockchain venture capitalist Jamie Burke of Outlier Ventures.

Dr Kurt Nielsen, President, Partisia Blockchain FoundationThe lack of privacy on blockchain is hampering the technology’s disruptive potential as a WEB 3.0 platform supporting value transfer. Industry players need to take urgent action to safeguard privacy and confidentiality. The Partisia Blockchain Foundation is working on marrying the distributed cryptography of multi-party computation technology with blockchain tech, allowing companies and individuals to interact without compromising confidential data. Robin Amlôt of IBS Intelligence speaks to Dr Kurt Nielsen of the Partisia Blockchain Foundation.

Bhavin Patel, Co-Founder, LenDenClubThere is huge scope for small-ticket lending in India. However, this is not an area that is economic for established banks to move into. Peer-to-peer lending offers both an investable opportunity and a platform for small-ticket loans.  Robin Amlôt of IBS Intelligence speaks to Bhavin Patel, Co-Founder of Indian P2P lender LenDenClub, whose instant personal loan platform is disbursing an average of 200,000 loans a year.

Simon Beresford, Chief Executive Officer, Teachers Building Society; Anand Subbaraman, General Manager Banking, FinastraTeachers Building Society has selected Finastra’s Fusion Essence Cloud to deliver a new digital core banking service, including pre-built integration with software specialists BEP Systems, for origination, and Fairmort, for regulatory reporting. The building society, which is the first such lender to invest in Finastra’s SaaS solution, is unusual in that it does not serve a geography but instead serves a profession. It was established to offer mortgages to those in the education sector in the UK. Robin Amlôt of IBS Intelligence speaks with Simon Beresford, CEO of Teachers Building Society, and Anand Subbaraman of Finastra.

Ashraf Rizvi, Founder & Chief Executive Officer, GildedMillennials are by far the most digitally savvy investment cohort overall and they are now entering the investment scene in earnest. Expectations of one-click access to online banking are a given for younger people and this is already extending to their investments as well, with WealthTech beginning to respond. Robin Amlôt of IBS Intelligence discusses the investment habits and plans of millennial investors, those born between 1982 and 1995, with Ashraf Rizvi, Founder and CEO of Gilded.

Sandeep Bagaria, Chief Executive Officer, TagitHow is the digital banking landscape in Asia changing and how has the impact of Covid-19 changed attitudes among bankers? Are the key tenets of omnichannel banking now understood and what is the importance of using an open technology stack? These questions and others come under the spotlight in a discussion between Robin Amlôt of IBS Intelligence and Sandeep Bagaria, CEO of Tagit.