IBS Intelligence Podcasts

Rachid Ajaja, CEO & Co-Founder, Alliance Block The future of finance is an integrated system in which the internet of things will become the economy of things, helping to increase capital flows and technological innovation. IoT devices will become digital assets trading value independently without intermediaries. Robin Amlôt of IBS Intelligence discusses the interconnected relationship between the EoT and DeFi technology with Rachid Ajaja, Chief Executive Officer and Co-Founder of Alliance Block.

Anna Porra, European Strategy Director, MarqetaToo many lending decisions are potentially flawed, being based on backward-looking credit scores rather than considering current ability to repay. Furthermore, rigid repayment scheduling could be replaced by a more flexible pay back framework, especially with the option of loans offered against security. Robin Amlôt of IBS Intelligence discusses these and other lending developments with Anna Porra, European Strategy Director of Marqeta.

Phil Mataras, Chief Executive Officer, ArDriveClaiming to be more than just another cloud storage service, it seems the next step for Web 3.0 is a permanent data storage solution which means any files you upload could outlive you! Built on a blockchain that, it’s being claimed, enables any type of digital data to be stored for at least 200 years and potentially much longer, ArDrive does away with subscriptions in favour of a one-time fee. Robin Amlôt of IBS Intelligence speaks to Phil Mataras, CEO of ArDrive about how this works and what the potential use cases are.

Samuel Guillon, Head of Strategy, KyribaA global survey of corporate CFOs carried out for Kyriba, a FinTech providing cloud treasury, payments, and finance solutions for corporates, questioned 800 corporate CFOs about the adoption of tech and APIs as part of their liquidity and cash management function. The survey revealed in many cases an outdated and siloed approach sternly tested by the pandemic and ensuing disruption. Robin Amlôt of IBS Intelligence discusses the survey and potential solutions to the problems it highlights with Samuel Guillon, Head of Strategy at Kyriba.

Peter Briffett, Co-Founder and CEO, Wagestream Following Wagestream’s $175 million funding, from a Series C round led by Smash Capital, BlackRock, and Silicon Valley Bank, IBS Intelligence sat down with CEO and Founder Peter Briffett to talk about the company’s mission to help underserved, financially stressed frontline workers find financial wellbeing. 

Brian Fahey, Chief Executive Officer, MyComplianceOfficeIssues such as conflict of interest, code of conduct, employee compliance, third party risk and transaction surveillance all pose a significant risk to financial services firms. So, what needs to be done to ensure that banks and financial institutions can avoid reputational damage, job losses and potentially very public crises? Robin Amlôt of IBS Intelligence discusses compliance pitfalls and problems with Brian Fahey, CEO of RegTech firm MyComplianceOffice.

Stuart Clout, Founder and Global Head of Growth at AnsaradaAnsarada’s cutting-edge technology can predict the outcome of a transaction and forecast the top three most valuable bidders in a deal. On top of that, helps organisations improve their risk management, audit, compliance and broader GRC and ESG practices. IBSi's Gaia Lamperti had a chat with Stuart Clout, Ansarada’s Founder and Global Head of Growth, about the relevance of this tech in current times.

Hussein Al Amine, Head of Business Development & Global Strategic Alliances, Fineon ExchangeIn a survey for trade finance marketplace Fineon Exchange, a resounding 100% of those asked said they believe that digital networks could improve trade finance transaction processes. The survey found that funder appetite and quality deals do exist, suggesting that the difficulties SMEs face could be due to a lack of channels where borrowers and funders can connect effectively. The survey’s findings are examined in detail in Trade Finance Optimisation: Connecting the Right People at the Right Time. Robin Amlôt of IBS Intelligence discusses the trade finance gap’s pain points and potential solutions with Hussein Al Amine, Head of Business Development and Global Strategic Alliances at Fineon Exchange. 

Raju Daryani, EVP, Head of Intellect Digital Core, iGCB , Intellect Design Arena Increasing customer expectations and competition from FinTechs have focused minds in the banking community – if your bank hasn’t already updated its core systems or doesn’t have plans to do so, then you could be in trouble! Banks need to get on an innovation trajectory that is laser-focused on customer experience. Sounds challenging perhaps but there are ways in which banks can upgrade while minimising both the potential disruption and the time required to modernise their systems. Robin Amlôt discusses how with Raju Daryani, EVP, Head of Intellect Digital Core, iGCB for Intellect Design Arena.

Ali Hussein, Chairman of Association of Fintech in Kenya, Executive Board Member of Africa Fintech Network, Co-Founder and CEO of KipochiTech start-ups in Africa raised just over $2 billion in funding in 2021, more than 200% over 2020's funding, with FinTechs securing the lion’s share of those investments. The ecosystem is set to drive innovation and open new opportunities across the continent thanks to advanced payments technology and fast-growing trends like digital currencies. IBSi reporter Gaia Lamperti and Ali Hussein, Chairman of Association of Fintech in Kenya and CEO of Kipochi, discussed the present and future of the payments vertical in Africa.