IBS Intelligence Podcasts

Matthew Coquillon, CEO and Co-Founder, Mama MoneyThe international remittances market in South Africa is estimated at around $1.9 billion per annum, a figure that excludes the country’s vibrant informal money transfer segment, and that is based on an expanding migrant population of about 3.2 million. Mama Money, a Cape Town-headquartered social business and money transfer operator, helps foreign nationals to send money home to support their families across the continent in an easy, safe and low-cost way. Founded in 2013 by social entrepreneurs Matthew Coquillon and Raphael Grojnowski with no external founding, the company is now expanded its service offering, providing a banking platform for its customers. CEO Matthew Coquillon spoke about the journey with Gaia Lamperti, IBS Intelligence’s Reporter. 

Rajesh Mirjankar, Chief Executive Officer, Kiya.aiKiya.ai is the new identity for Infrasoft Technologies, together with the tag line ‘Digital future made real’. So, what is behind the new brand and what message is being sent by Kiya.ai, which describes itself as an ai-based omnichannel and open finance solution? Rajesh Mirjankar, CEO of Kiya.ai has embraced artificial intelligence and the opportunities it presents to take digital banking to the next level with enthusiasm and he explained the logic of the company’s new identity to Robin Amlôt of IBS Intelligence.  

Al Lukies, CBE, Founder & CEO, Pollinate, and Chair of the FinTech AllianceRegulation is coming to the BNPL sector. That is inevitable but what will it mean and how will it impact the industry? What is certain is that a lucrative financial product has been established and that banks are late to the party. Some may say ‘again’. This underlines the importance of understanding the true value of customer data if established banks are to compete successfully against FinTechs like the buy now pay later operators. It is more important than ever to be able to have a holistic view of banking customers to help drive profitability. Al Lukies, CBE, Founder and CEO of payments platform Pollinate, and Chair of the FinTech Alliance, discussed the issues with Robin Amlôt of IBS Intelligence.

Michael Chin, Chief Executive Officer, Broadway TechnologyElectronification is coming to the fixed income market, but fully automated trading is unlikely to replace human-to-human interaction completely. Quite simply the deals are too complex, too big and, in some cases, too illiquid to be easily encompassed by the kind of trading software solutions that dominate the equities markets. However, that said, the next stage of fixed income electronification will tackle some of the more complex instruments and trading strategies as Michael Chin, CEO of Broadway Technology told Robin Amlôt of IBS Intelligence

Jeroen Plag, Head of Corporate Strategy, ING GroupHow can banks stay a step ahead of the changes and evolutions in the financial services world and deliver products that customers really need? What does “Innovation” mean in 2022 and how can it be implemented across different verticals? Jeroen Plag, Head of Corporate Strategy at ING Group, explains to Gaia Lamperti, IBS Intelligence’s Reporter, how the bank is creating better customer experiences by embracing innovation with its dedicated business area ING Neo. 

Sylvain Forté, Co-Founder & CEO, SESAMmWhat if you could analyse, in real-time, billions of articles and messages from the web using natural language processing techniques to identify key trends and investment opportunities in both private and public companies, as well as using AI and machine learning to build investment strategies? Well, you can. Sylvain Forté, Co-Founder and CEO of SESAMm explains to Robin Amlôt of IBS Intelligence how it can be done.

Barry Kirby, SVP Business Development & Sales, Cunexus; Greg Bierl, SVP & Counsel, Compliance SystemsCompliance Systems is a provider of financial transaction technology focusing on financial transaction data analysis and documentation. The firm has come together with Cunexus, which offers a digital storefront for financial institutions’ customers and members, addressing the need for a personalised, on-demand banking experience. The two aim to make the credit application process faster and more transparent for customers. Barry Kirby (pictured) of Cunexus and Greg Bierl of Compliance Systems explain the issues, the challenges, and the solutions to Robin Amlôt of IBS Intelligence. 

Federico Baradello, Founder and CEO, FinalisThe labour shortage issue in the financial services industry caused by the pandemic and widespread dissatisfaction with work-life balance has opened a unique opportunity for technology and service providers to step in and create a new era of FinTech banking services. Federico Baradello, Founder and CEO of Finalis, an investment-banking-as-a-service platform for dealmakers, commented on the new sectorial trends sparked by recruitment difficulties with Gaia Lamperti, IBSi’s Reporter. 

Reed Taussig, Chief Executive Officer, OutseerMore than 17 million UK customers have used BNPL products, and many banks are moving into the field to compete with the likes of Klarna and Clearpay. Growth in fraud is inevitable, including the creation of fake accounts to purchase high-value items and the hijacking of existing customer accounts. So, what can be done to protect both merchants and consumers, as well as banks themselves? As Reed Taussig, CEO of Outseer, tells Robin Amlôt of IBS Intelligence, machine learning tools may be used to determine the likelihood of a transaction being fraudulent. Firms may also opt for biometric facial detection capabilities to enrol new account holders.

Ozan Øzerk, Founder, OpenPaydUK brands will claim lion’s share of £619 billion European embedded financial services market in the next five years, according to new data collected by OpenPayd, a leading global payments and BaaS platform. In conversation with IBSi’s Reporter Gaia Lamperti, the company’s Founder Ozan Øzerk commented on the research’s findings and offered an outlook of upcoming trends in the embedded finance landscape.