IBS Intelligence Podcasts

Martin Wilson, Chief Executive Officer, Digital Identity NetDigital identity hit the headlines in the UK towards the end of 2021 with a row over proposals for a Covid passport, raising concerns about data privacy. However, what many people fail to realise is that they have already given their identity data away with each of us having an estimated 200 digital identities online. What is needed is the ability to prove identity while retaining full control over identity data. Robin Amlôt of IBS Intelligence discusses the challenge and the opportunity with Martin Wilson, CEO of Digital Identity Net. 

Richard Meeus, Director of Security & Technology Strategy, Akamai TechnologiesNearly four in five UK adults (78%) use online banking services at least once per week, and over half (58%) of those who bank online reported receiving scam attempts via email or SMS text message at least once per week, according to Akamai Technologies. So, what needs to be done to improve cybersecurity and how can banks be more cyber resilient? Robin Amlôt of IBS Intelligence speaks to Richard Meeus, Director of Security & Technology Strategy at Akamai Technologies.

Nicole Meyers, VP Strategic Account Management, PersoneticsPersonetics is the leading global provider of data-driven personalisation and customer engagement solutions for the financial services industry, with bank customers worldwide. In a conversation with IBS Intelligence’s Reporter Gaia Lamperti, Nicole Meyers, VP Strategic Account Management at Personetics, discusses the rise of conscious consumerism and green banking, tapping into her decennial experience working in consumer banking strategy and operations. 

Camilla Falkenberg, Co-founder, Female InvestFounded in 2017, Female Invest is Europe’s largest financial education platform and community for women. The firm is empowering women to increase their understanding of personal finance and investing in a world where almost three quarters of stocks are owned by male investors. Camilla Falkenberg, Female Invest’s Co-Founder, discusses the company’s mission with IBS Intelligence’s Reporter Gaia Lamperti.

Harpreet Singh, Business Head – Digital Lending & Cards, Intellect Design ArenaSecurity and scaleability are the watchwords but banks also need a fast, efficient credit decisioning process. Consumers are used to dealing with BigTech firms that respond in seconds. They are no longer prepared to wait days for decisions whether in their personal or business lives. Nor are they likely to be satisfied with traditional lending products in the coming era of hyperpersonalisation. Harpreet Singh, Business Head – Digital Lending & Cards at Intellect Design Arena, takes Robin Amlôt of IBS Intelligence through the key lending trends and technologies in play. 

Jonathan Wilson, Chief of Risk & Compliance, AU10TIXWhile AI has been touted as the big answer to fraud in banking and financial services, bad actors are also embracing new AI technologies so what steps can be taken to combat this? Data privacy is a big issue. But there are solutions that institutions and individuals can implement to limit their vulnerabilities. Jonathan Wilson, Chief of Risk & Compliance at identity verification provider AU10TIX discusses the threats and potential answers with Robin Amlôt of IBS Intelligence. 

Gabriele Sabato, Founder and CEO, Wiserfunding Brief glimpses of positive economic indicators after the pandemic have quickly been overshadowed by inflation fears, labour shortages and supply chain issues that could set the UK on course for a sustained period of stagnation. In this context, what’s in store for SMEs when the government support that has been artificially keeping them alive during these months will withdraw? Gabriele Sabato, Co-Founder and CEO of Wiserfunding, tries to answer the daunting question.

Matt Rowsell, Chief Product Officer Merchant Services, netsSo the pandemic introduced everybody to online transactions but what are the next steps in digital payments? Will transactions involving digital currencies and/or cryptocurrency become next evolution in payments. What learnings are there from chip & PIN and the introduction of contactless payments for the banking sector with the prospect of further development in digital payments? Robin Amlôt of IBS Intelligence seeks answers to these and other questions from Matt Rowsell, Chief Product Officer at nets.

Angela Koll, Senior Business Expert for Trade & Supply Chain Finance, CommerzbankThe Marco Polo Payment Commitment is a blockchain solution for trade finance, originally established in 2017 by Commerzbank, members of the R3 Blockchain Fintech Consortium and representatives of European and Asian banks. Angela Koll, Senior Business Expert for Trade and Supply Chain Finance at Commerzbank is a co-founder of the Marco Polo Network. She explains the need for and benefits of digitisation in trade finance to Robin Amlôt of IBS Intelligence.

Bob Dowd, Chief Executive Officer, moneycorp AmericasThe B2B payments landscape changed in the wake of the pandemic but implementation of technology in B2B payments hasn’t grabbed headlines in the way B2C payments have. That looks set to change with rising demand for modernised payments infrastructure and digitisation at all points of sale. Bob Dowd, Chief Executive Officer of moneycorp Americas shares his thoughts with Robin Amlôt of IBS Intelligence.