IBS Intelligence Podcasts

Priya Raju, Director of Cloud Transformation, KPMG UKAccess to larger sums of money, shorter loan application processes, and still low interest rates boosted the growth of global commercial lending. The market is projected to reach $30 trillion by 2030. However, banks are struggling to get to grips with digital lending solutions, beset with manual lending journeys, complex data issues and legacy systems. Priya Raju, Director of Cloud Transformation at KPMG UK tells Robin Amlôt of IBS Intelligence that there is an opportunity for banks to leverage FinTechs to resolve these issues.

Mac Thompson, Founder & President, White ClayThe concept of customer primacy is not standardised in the financial services industry, but banks do understand its importance. As Mac Thompson, Founder and President of White Clay explains to Robin Amlôt of IBS Intelligence, ‘primacy’ allows banks to deepen and create stickier customer relationships, improving customer service and customer experience, while driving shareholder value at the same time.

Steve Green, Business Development Manager, GenetecGenetec embraces the concept of ‘security fusion’ in the fight against fraud bringing together physical, cyber and fraud security functions, to stop attacks, help apprehend offenders and ensure the assets of customers are protected. Banks are now bringing all those siloed pieces of data together and leveraging artificial intelligence, machine learning and clustering analysis to identify patterns and unusual behaviour (both online and in the real world). IBSi Reporter Gaia Lamperti further discussed that approach with Steve Green, Business Developer Manager at Genetec. 

Hans Tesselaar, Executive Director, Banking Industry Architecture Network (BIAN)Following the announcement news that Lloyds Bank Group closed 60 branches due to the rise of online banking IBSi’s Gaia Lamperti spoke to Hans Tesselaar, Executive Director at Banking Industry Architecture Network (BIAN) to explore what this means for the industry and consumer and how FinTechs will increasingly play a key role in the future of digital banking. 

Paul Nilsen, Commercial Director, MD Africa, CIS & Global, Codebase Technologies & Nikhil Gokhale, Head of Research, IBS IntelligenceThe biggest challenge in the adoption of omnichannel banking solutions in Africa is grasping the nettle and taking that first step into the future. Pressure is building on financial institutions with consumers expecting the same level of service from their banks as they already receive from other service providers online. Robin Amlôt discusses Africa’s omnichannel opportunities with Paul Nilsen (pictured), Commercial Director, MD Africa, CIS & Global of Codebase Technologies and Nikhil Gokhale, Head of Research at IBS Intelligence.

Rachid Ajaja, CEO & Co-Founder, Alliance Block The future of finance is an integrated system in which the internet of things will become the economy of things, helping to increase capital flows and technological innovation. IoT devices will become digital assets trading value independently without intermediaries. Robin Amlôt of IBS Intelligence discusses the interconnected relationship between the EoT and DeFi technology with Rachid Ajaja, Chief Executive Officer and Co-Founder of Alliance Block.

Anna Porra, European Strategy Director, MarqetaToo many lending decisions are potentially flawed, being based on backward-looking credit scores rather than considering current ability to repay. Furthermore, rigid repayment scheduling could be replaced by a more flexible pay back framework, especially with the option of loans offered against security. Robin Amlôt of IBS Intelligence discusses these and other lending developments with Anna Porra, European Strategy Director of Marqeta.

Phil Mataras, Chief Executive Officer, ArDriveClaiming to be more than just another cloud storage service, it seems the next step for Web 3.0 is a permanent data storage solution which means any files you upload could outlive you! Built on a blockchain that, it’s being claimed, enables any type of digital data to be stored for at least 200 years and potentially much longer, ArDrive does away with subscriptions in favour of a one-time fee. Robin Amlôt of IBS Intelligence speaks to Phil Mataras, CEO of ArDrive about how this works and what the potential use cases are.

Samuel Guillon, Head of Strategy, KyribaA global survey of corporate CFOs carried out for Kyriba, a FinTech providing cloud treasury, payments, and finance solutions for corporates, questioned 800 corporate CFOs about the adoption of tech and APIs as part of their liquidity and cash management function. The survey revealed in many cases an outdated and siloed approach sternly tested by the pandemic and ensuing disruption. Robin Amlôt of IBS Intelligence discusses the survey and potential solutions to the problems it highlights with Samuel Guillon, Head of Strategy at Kyriba.

Peter Briffett, Co-Founder and CEO, Wagestream Following Wagestream’s $175 million funding, from a Series C round led by Smash Capital, BlackRock, and Silicon Valley Bank, IBS Intelligence sat down with CEO and Founder Peter Briffett to talk about the company’s mission to help underserved, financially stressed frontline workers find financial wellbeing.