IBS Intelligence Podcasts

Hani Hagras, Chief Science Officer, Temenos Identifying the dangers and challenges inherent in the widespread adoption of artificial intelligence, Hani Hagras, Chief Science Officer at Temenos believes the answer lies in explainability and the adoption of explainable ai. He speaks with Robin Amlôt of IBS Intelligence on day 2 of the Temenos Community Forum in Vienna. 

Maurya Murphy, Senior Product Director, Temenos Adoption of technology solutions in corporate banking has lagged retail banking. Why? What needs to be done to speed this process and what advantages would ensue for banks taking the plunge. Robin Amlôt of IBS Intelligence caught  up with Maurya Murphy, Senior Product Director of Temenos at TCF2023 in Vienna to find out…

Philip Flood, Global Business Development Director - Regulatory & STP Services, Gresham TechnologiesIn March 2023 the migration to SWIFT’s new ISO20022 (MX) messaging standard for cross-border payments and reporting began, with a coexistence period with predecessor MT messages until November 2025. A number of domestic payments systems have also moved to ISO20022, including real-time gross settlement systems in Australia, Canada, Europe, and New Zealand. Robin Amlôt of IBS Intelligence speaks to Phil Flood of Gresham Technologies about how banks are coping with this brave new world… and what they still need to be doing.

Ben Snowman, VP Partnerships & Advisory, Mambu; Sahil Thapa, Chief Technology Officer, Recognise BankChallenger banks and specialist banks in the UK took a 55% share of the SME lending market in 2022, up from 51% in 2021 and the second year in a row that they exceeded lending from the UK’s 5 biggest banks. In total, the smaller banks lent £35.5 billion ($44.4 billion) to SMEs last year. Among the challengers, Recognise Bank offers bespoke business lending to SMEs, using a solution provided by SaaS platform Mambu. Robin Amlôt of IBS Intelligence discusses the challenges of SME lending in the UK with Ben Snowman (pictured), VP Partnerships & Advisory at Mambu and Sahil Thapa, Chief Technology Officer of Recognise Bank.

Vikas Garg, co-founder, and CEO, Paytail Today's merchants are empowered by the availability of quick and hassle-free loans in the digital world, which not only allows them to develop their businesses but also eliminates the need to rely on tedious bank loan approval processes. By lending to individuals to purchase products, Paytail is helping small merchants sell more. Puja Sharma of IBS Intelligence speaks to Vikas Garg of Paytail. 

Aman Behzad, Founder & Managing Partner, Royal Park Partners According to FinTech investment advisory firm Royal Park Partners, the total capital deployed in private FinTech fundraising in Q1 2023 increased to $14 billion, with most investments made at the late-stage level. So, who’s still being funded and who’s facing a ticking clock? What are the factors affecting FinTech dealmaking now and what precautions are VC investors taking? Robin Amlôt of IBS Intelligence speaks to Aman Bezhad, Founder and Managing Partner of Royal Park Partners about the outlook for FinTechs and for venture capital.

Guy Warren, CEO, ITRSThe financial services sector is witnessing a ‘great wealth transfer’ as funds and assets move down the generations to millennials and Gen Z, bringing heightened expectations.  The two groups have higher expectations for customer service and are tech-savvy. Banks and financial institutions need to have ‘bullet-proof’ operating systems in place, according to Guy Warren, CEO of performance monitoring solutions provider ITRS. He tells Robin Amlôt of IBS Intelligence that the role of technology in meeting these generations’ expectations when it comes to wealth management will be key.

Matteo Manzi, Lead Quant Researcher, CrunchDAOAccording to one recent survey, 9 out of 10 hedge fund traders are likely to use AI this year in order to improve trading returns. But AI is not a panacea. Without viable data AI-based trading strategies ‘are bound to fail’ claims quantitative finance research team CrunchDAO. Matteo Manzi, Lead Quant Researcher at CrunchDAO speaks to Robin Amlôt of IBS Intelligence. For Manzi, the wisdom of the crowd remains on top.

Nick Root, Chief Executive Officer, IntergiroIntergiro offers access to multi-currency accounts, card issuing and card acquiring solutions on one tech stack and across Europe. With a cloud-based solution that includes embedded finance, embedded payments, and BaaS, Intergiro has also embraced the digital world further by operating through a combination of hubs and remote-working (even before the pandemic forced that on us for a couple of years!). Nick Root, Intergiro’s CEO speaks to Robin Amlôt of IBS Intelligence about his philosophy around business structure and the business opportunity he sees.

Lena Hackelöer, Founder & CEO, Brite PaymentsPSD3 is an upcoming framework regulating electronic payments and the banking ecosystem within the European single market area (EEA). A challenge for European FinTechs? Well, they still have to be around to worry about it! The first hurdle is funding in a radically changed financial environment – there are likely to be casualties. Then there is the not-so small matter of the impact of AI and the paramount position of customer experience. Lena Hackelöer, Founder and CEO of Swedish FinTech Brite Payments offers her perspective on the challenges facing FinTechs.