IBS Intelligence Podcasts

Carol Hamilton, CCO, Provenir AIFinancial fraud and risk vectors are constantly evolving. Accessing real-time data and applying it to the latest defensive measures in a fully automated fashion makes AI fit for the fight. Current solutions can automate this process, but deployment is not without its problems. What’s needed is a new approach to improve the speed and accuracy of fraud decisions without producing large volumes of false positives. Robin Amlôt of IBS Intelligence speaks to Carol Hamilton, CCO of Provenir AI.

Lisa Novier, Head of Governance, Risk & Compliance, EnvestnetUS banks are working on open banking but we’re still waiting to hear from the Consumer Financial Protection Bureau (CFPB), the government agency responsible for consumer protection in the financial sector. The CFPB has put out proposals to finalise open banking rulemaking in the US but an actual framework has yet to be settled upon. Robin Amlôt of IBS Intelligence speaks to Lisa Novier, Head of Governance, Risk & Compliance, Envestnet Data & Analytics, about the state of the regulatory environment in the US for open banking.

Jeroen Plag, Head of Group Strategy & Innovation, INGHow should banks position themselves not only to leverage the benefits of digitalisation but also to protect against previous unlooked-for increases in risk and resiliency issues. The challenge is to improve customer experience, revenue generation and efficiency while maintaining confidence in the bank’s cybersecurity profile and 24/7 availability of its services. Robin Amlôt  of IBS Intelligence speaks to Jeroen Plag, Head of Group Strategy & Innovation at ING about the future of banking and the future of money.

Anant Patel, President, International Markets, ConnexPayInnovations in the C2B payments space are starting to be embraced in B2B payments. With the global B2B payments market estimated to double this decade, reaching well over $2 trillion by 2030, there is a significant market opportunity for those who can remove friction and improve the efficiency of business payments, with companies able to settle in real time. Robin Amlôt of IBS Intelligence speaks to Anant Patel, President, International Markets at ConnexPay, which offers the ability to accept incoming payments, get immediate access to funds, and pay suppliers in real time on a single platform. 

Abhishant Pant, Founder, The Fintech MeetupThe FinTech Yatra is a roadshow traversing the length and breadth of India to catalyse the country's FinTech ecosystem by identifying, incubating, and investing in early-stage FinTech startups. It enables connection between innovation providers (startups) and innovation seekers (the financial institutions). Fintech Yatra 2023 has so far interacted with over 250 FinTech startups across Mumbai, Pune, Bangalore, Chennai, and Hyderabad, and, presently, the Yatra is ongoing in Delhi. Puja Sharma of IBS Intelligence speaks to Abhishant Pant of The FinTech Meetup. 

Terrie Smith, Co-Founder and Global Ambassador, DigiseqDevelopments in wearable technology have the potential to change the way millions of us interact with businesses and banks around the world. Almost any form factor, such as a ring, key fob, or even an item of clothing, may have a chip inserted and be turned into a contactless payment or digital ID token. Robin Amlôt of IBS Intelligence speaks to Terrie Smith, Co-Founder and Global Ambassador for Digiseq at PAY360.

Ritesh Varma, Thought Leader, Business Automation, Newgen SoftwareThere is little point in automating processes in just one part of the institution. Yet this is what many banks and financial services groups have done… and it just does not make sense because it won’t improve your efficiency and your bottom line, and it won’t improve the customer experience. What is needed is automation at scale on an enterprise-wide basis, as Ritesh Varma, Thought Leader, Business Automation at Newgen Software tells Robin Amlôt of IBS Intelligence. 

Jim Rosenthal, Co-Founder & CEO, BlueVoyantHow do you quantify the biggest cybersecurity threats facing your business, and how should you be responding to ensure business resiliency in the face of geopolitical risk and the dangers of a potential recession? Who should be taking the lead in your business to tackle this issue, how involved should senior management and the board be, and how far down your supply chain should your cyber defence go? Robin Amlôt of IBS Intelligence speaks to Jim Rosenthal, Co-Founder and CEO of cybersecurity platform provider BlueVoyant. 

Stephen Wright, Head of Regulation & Standards, Bank of APIs, NatWestOpen banking now has 7 million customers in the UK who, for the most part don’t know they are using open banking capabilities. But most of what they are doing does not earn the banks any money! So the question becomes what can bankers do to monetise open banking, and build on what has been developed into a sustainable business for the future? Robin Amlôt of IBS Intelligence speaks to Stephen Wright, Head of Regulation & Standards, Bank of APIs, NatWest. 

Tony Craddock, Director General, The Payments AssociationWith more than 1,800 attendees and an 80% increase in the number of exhibitors, PAY360 2023 was The Payments Association’s largest event yet. The event shapes payment strategy and policy, bringing together policy makers, innovators, and users. Robin Amlôt of IBS Intelligence speaks to Tony Craddock, Director General of The Payments Association about the key themes in evidence at the event.