
IBS Intelligence Podcasts
IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Latest episodes

Jun 14, 2023 • 14min
Ep596: Building a brave new world with digital assets?
Norman Wooding, Founder, and CEO, SCRYPTSCRYPT is a Swiss-licensed provider of crypto trading facilities to institutions. The firm claims to be supporting the transition to a new global financial system. It offers a complete suite of services to institutions, including execution, custody, staking, market making, and investment. Robin Amlôt of IBS Intelligence speaks to SCRYPT CEO Norman Wooding about what the ‘new economic order’ could look like.

Jun 13, 2023 • 11min
Ep595: How same day payments through earned wage access could help stretched US households
Tal Clark, CEO of Instant FinancialThe cost-of-living crisis crosses borders; last year more than double the number of Americans said they were short of money before payday – 51% against 24% in 2018. In 2022, 79% of Americans said they would be more interested in applying for a job that offers payments to them the same day they work – 30% more than in 2018. Earned wage access could be the solution to the problem. Robin Amlôt of IBS Intelligence speaks to Tal Clark of Instant Financial about his belief that fee-free access to pay is a right, not a privilege.

Jun 12, 2023 • 16min
Ep594: Trust – hard earned and all too easily lost – what should BFSIs be doing to retain it?
Cheryl Chiodi, Industry Strategist for Financial Services, AkamaiGaining, or perhaps regaining and retaining customer trust should be a key concern for any financial services institution. Ensuring security is another cornerstone with cyberattacks costing 50% more for banks and financial services institutions (BFSIs) than all other industries combined, according to data from industry consortium the Financial Services Information Sharing and Analysis Center (FS-ISAC) and Akamai, which offers a suite of cloud computing, security, and content delivery services. Robin Amlôt of IBS Intelligence speaks to Cheryl Chiodi, Industry Strategist for Financial Services at Akamai

Jun 2, 2023 • 12min
Ep593: The business case for SoftPOS payment terminals
Matt Rowsell, Chief Product Officer, Merchant Solutions, Nexi GroupIt is estimated that some 34.5 million merchants globally will deploy SoftPOS by 2027… a jump of 28.5 million in 5 years. SoftPOS may be seen as the natural evolution of the POS terminal with payment data suggesting that contactless payments now account for 80% of in-store payments. Robin Amlôt of IBS Intelligence debates the advantages and limitations, business cases and barriers to SoftPOS with Matt Rowsell, Chief Product Officer, Merchant Solutions, at Nexi Group.

May 31, 2023 • 12min
Ep592: Data protection – what’s the next step on from GDPR?
Paul Mountford, Chief Executive Officer, ProtegrityMay 2023 marked the 5th anniversary of GDPR. Now is the time to take the next step forward in managing data with a global data security framework with common standards. Such a framework would allow secure borderless data flow. But is this a realistic aim? According to UNCTAD 71% of countries have data protection regulations in place and a further 9% have legislation in development. One solution to this multiplicity of regulatory environment could come with greater adoption of pseudoanonymised data. Paul Mountford, CEO of Protegrity explains to Robin Amlôt of IBS Intelligence how this could work.

May 26, 2023 • 14min
Ep591: How sustainability must become a cornerstone of banking for the future
Steve Round, Founder, SaaScada In addition to his position as founder of cloud native core banking provider SaaScada, Steve Round is, among other roles, the recently-appointed Chairman of the Global Alliance for Banking on Values, a global network of independent banks with more than $200 billion in combined assets, using finance to deliver green and inclusive banking to all. Steve Round speaks to Robin Amlôt of IBS Intelligence about what banks can and should be doing to meet their ESG requirements and help build equitable and sustainable economies for all our futures.

May 25, 2023 • 13min
Ep590: The challenges of balancing the books – accountancy in the 21st century
Mike Whitmire, Co-Founder & CEO, FloqastTech unicorn Floqast is a provider of accounting workflow automation, freeing the (mostly) men in green eyeshades from their spreadsheets! But seriously, accountancy is the US faces a crossroads with increasing automation and the likely future adoption of AI-backed solutions. Automation should be freeing up talent to tackle the more interesting and value-added tasks but there’s actually a talent shortage that needs addressing. It seems there is no accounting for taste or maybe no taste for accounting. Reflecting on this and on Floqast’s recent 10th anniversary, Mike Whitmire, Co-Founder and CEO of Floqast speaks to Robin Amlôt of IBS Intelligence.

May 24, 2023 • 13min
Ep589: What is holding back the cashless society?
Martin Bradbury, Regional Director, Financial Services UK&I, Dynatrace In a word, trust – consumer trust in digital financial services has been damaged by high-profile incidents. Could banks and financial services providers have handled matters better? How real is the generational divide in understanding of digital platforms? Will the UK ever go truly cashless and what do financial institutions need to do to get consumers onside? Martin Bradbury, Regional Director, Financial Services UK&I at Dynatrace, speaks to Robin Amlôt of IBS Intelligence.

May 22, 2023 • 13min
Ep588: How banks can boost customer engagement with retail finance
Edoardo ‘Edo’ Volta, Chief Revenue Officer, DividoBuilding the right retail finance programme can assist banks in creating new revenue streams while supporting merchant partners and satisfying consumer demand. Helping to provide a checkout finance solution that enhances the customer experience is good for the bank, good for the merchant and good for the consumer. With the cost-of-living crisis on the minds of many in the UK, Edo Volta, Chief Revenue Officer at Divido, speaks to Robin Amlôt of IBS Intelligence about the power and benefits of embedded finance solutions.

May 15, 2023 • 11min
Ep587: A passion for ESG on display at the Temenos Community Forum 2023
Kalliopi Chioti, Chief Marketing & ESG Officer, Temenos Temenos tops the Dow Jones Sustainability World Indices in the Software and Services industry category – just one proof the company walks the talk on ESG, another is the attitude on display from Kalliopi Chioti, Chief Marketing & ESG Officer for Temenos. Her passion comes across clearly as she speaks to Robin Amlôt of IBS Intelligence on day 2 of TCF2023 in Vienna.