
IBS Intelligence Podcasts
IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Latest episodes

Jul 5, 2023 • 11min
Ep607: The next steps in decarbonising digital assets
Kirsteen Harrison, Environmental Adviser, ZumoZumo believes the digital asset sector has an opportunity to lead in the transition to renewable electricity. FinTechs, banks and payment providers looking to engage with the digital asset space now have an opportunity to do so that still fits in with their net zero commitments. Robin Amlôt of IBS Intelligence speaks to Zumo’s Environmental Adviser Kirsteen Harrison at Money 20/20.

Jul 3, 2023 • 9min
Ep605: Zopa on a mission to be the best… and looking to acquire?
Merve Ferrero, Chief Strategy Officer, ZopaZopa has come a long way in the 17 years it has been in business. It has a very clear aspiration to be Britain’s best bank, and it also has a hungry look in its eye, having already digested Buy Now Pay Later firm DivideBuy in February. Merve Ferrero, Zopa’s Chief Strategy Officer oversees some of Zopa’s most important products and services such as deposits and partnerships, as well as overall strategy and operational resilience. She speaks to Robin Amlôt of IBS Intelligence at Money 20/20.

Jun 29, 2023 • 12min
Ep603: Making payments work properly in a safe and secure environment
Charles McManus, Group CEO and Executive Director, Clear.BankClearBank is one of only 5% of new banks around the world that have reached profitability – in 2020 it nearly tripled income to £58 million. The bank was founded with the aim of making payments faster, safer, more reliable and accessible to all. ClearBank offers its client institutions secure accounts, clear payments in real time and allows them to enhance their banking propositions to their customers. ClearBank Group CEO Charles McManus speaks to Robin Amlôt of IBS Intelligence.

Jun 29, 2023 • 13min
Ep604: The importance of transparent pricing and building a partnership in payment services
Monika Liikamaa & Denise Johansson, Co-Founders & Co-CEOs, EnfuceMeeting the rush by non-financial companies and public sector bodies to find FinTechs who can deliver the seamless multichannel payment services their end users are demanding, card issuing and card processing company Enfuce is making a name for itself. The company has already signed multiple high-profile and strategic partnerships in the last year alone. Monika Liikamaa and Denise Johansson (pictured l-r) of Enfuce speak to Robin Amlôt of IBS Intelligence at Money 2020

Jun 27, 2023 • 12min
Ep601: Enabling UK FinTechs with scalable Banking-as-a-Service infrastructure
Miroslava Betinova, Head of FinTech, GriffinGriffin is the UK’s first full-stack API-first, BaaS platform, offering Banking as a Service, compliance procedures to allow companies to meet regulatory obligations, and direct banking solutions for FinTechs – including access to operational accounts, overdrafts, and structured lending products. Miroslava Betinova, Head of FinTech at Griffin, speaks to Robin Amlôt of IBS Intelligence at Money 2020.

Jun 27, 2023 • 9min
Ep602: Developing an SME ecosystem and making establishing a business easier
Yanki Onen, Chief Executive Officer, wamowamo, founded in 2021, claims to be committed to putting the human touch back into SME banking. CEO and founder Yanki Onen established the business as a reaction to his own frustration at the hurdles SMEs have to jump over to get banking services and credit. He speaks to Robin Amlôt of IBS Intelligence at Money 2020 about giving customers what they want.

Jun 23, 2023 • 9min
Ep599: How TerraPay is working to build an inclusive international financial ecosystem
Ani Sane, Co-Founder and Chief Business Officer at TerrapayTerraPay closed a $100m Series B funding round in April and secured a strategic investment from Visa in May. The firm is expanding, notably in LatAm and MENA, and is promoting the adoption of alternate payment methods for mobile wallets. Ani Sane, Co-Founder and Chief Business Officer at Terrapay speaks to Robin Amlôt of IBS Intelligence at Money 2020.

Jun 23, 2023 • 6min
Ep600: What getting a UK banking licence means for LHV Bank
Erki Kilu, Chief Executive Officer, LHV BankHeard at Money 2020… LHV Bank is now able to take deposits in the UK as a result of receiving its banking licence from the UK regulators. That is allowing the bank to develop its SME lending business alongside existing banking services. Erki Kilu, Chief Executive Officer of LHV Bank in the UK speaks to Robin Amlôt of IBS Intelligence at the Money 2020 conference and exhibition.

Jun 22, 2023 • 10min
Ep598: What’s in focus at FinTech Week London?
Raf de Kimpe, Chief Executive Officer, FinTech Week LondonEvents season continues in the FinTech world with the annual FinTech Week London… Raf de Kimpe, Chief Executive of FinTech Week London spoke to IBS Intelligence on day 1, turning the spotlight onto what’s hot and in focus in FinTech for the London event…

Jun 15, 2023 • 13min
Ep597: Making CBDCs work – the challenge of interoperability
Pallavi Thakur, Director for CBDC & Interoperability, SwiftCentral bank digital currencies (CBDCs) are gaining momentum. But as central banks around the world explore the use of this digital money, what does it mean for payments, especially cross border payments? Enabling interoperability alongside emerging innovations is a key focus for Swift, and a key challenge for banks and financial services providers with many central banks focusing primarily on domestic use. Robin Amlôt of IBS Intelligence speaks to Pallavi Thakur, Director for CBDC and Interoperability at Swift