The Culture Matters Podcast

When Edwin Carrion was 14, he became an entrepreneur and never looked back. Edwin has had it all, lost it all during the real estate crash, and got it back and then some. One of Edwin's passions is to share his experiences and knowledge by helping small businesses get off the ground, grow, and achieve their goals through education and mentorship.Edwin's greatest love is spending time with my beautiful wife and daughters, traveling, boating and flying.Today, Edwin works with beginner and intermediate real estate investors and developers.  When they work with Edwin they learn and get: Real-world negotiations strategiesOne on one mentoring with a successful real estate developerTax Saving Strategies Real Estate forms and templatesHow to find real estate development and demand in their local community.In this episode, Jay and Edwin unpack Edwin's journey through entrepreneurship as well as the power of mentorship!

An explosive episode with Dr. Derrick DeSilva!!Dr. Derrick DeSilva is a nutritional expert, published author, speaker, and a Dr. of Internal Medicine who has been instrumental in the formulation of more than 350 supplemental products. He is a practicing Internist at the Raritan Bay Medical Center in Perth Amboy, New Jersey, and is on the teaching faculty at JFK Medical Center in Edison, New Jersey. He has lectured on various topics in medicine, nationally and internationally, and is host of a radio talk show called “Ask the Doctor,” as well as his own television show, “To Your Health.” He is currently the medical correspondent for Cablevision (News 12 NJ) and Host of “Health Matters”.He also hosts medical segments on CNN and has appeared as a guest on numerous national television programs, including ABC’s “Nightline, Larry King Live, The Housewives of New Jersey, and most recently, he was asked to be a regular health expert on the TV show, “EXTRA.”Additional accolades include, recipient of the Alan Mintz Award for Excellence in Clinical Age Management Medicine, the Best Doctor Award in New Jersey and New York by Castle Connolly for the past 19 consecutive years and many more. In this episode, Dr. DeSilva and Jay unpack why the gut is your second brain, how to live a long life, and why it is so important to put the right stuff in your body! One of the things that Dr. DeSilva is part of is Fuel4Closers and the recipes are strictly made for a long and beautiful lifestyle putting the right things in your body!Check out https://www.fuel4closers.com for more info!

Ben Newman is a highly regarded Performance Coach, International Speaker and Best-Selling Author, whose clients include Fortune 500 companies around the world, business executives, sales organizations and professional athletes in the NFL, PGA, NBA, MLB, UFC and NCAA.Ben serves as a Mental Conditioning Coach for the 18-time National Champion Alabama Crimson Tide football team and has worked with players from the last 3 Super Bowl Champion teams. He was recently selected by Influencive.com as one of the TOP 10 Motivators in Sports and Real Leaders Magazine selected him as one of their 2019 and 2020 TOP 50 Speakers in the World.In 2021 Ben’s highly anticipated new book UNCOMMON LEADERSHIP will be released and through the adversities of Covid-19. The BNC Speakers group and BNC Coaching group have had a tremendous impact on organizations finding alternative ways to drive growth. His clients have included: Microsoft, United States Army, Anheuser-Busch InBev, Quicken Loans, Miami Dolphins, MARS Snackfoods, Kansas State Football, St. Louis Cardinals, North Dakota State Bison Football, Northwestern Mutual, AFA Singapore, Mass Financial Group, Wells Fargo Advisors, Great West Life Canada, Boston Medical Center, Boys & Girls Club of America, St. Croix, Missouri Tigers Basketball, New York Life, The University of Iowa and The Minnesota Vikings…as well as thousands of executives, entrepreneurs, athletes and sales teams from around the globe.In this episode, Ben and Jay have an empowering conversation about similarities in both their lives, why Ben does what he does, and how he does it.Tune in for what is an amazing episode of The Culture Matters Podcast

Jonathan Fodera is an experienced consultant with a demonstrated history of working in the financial services industry. Skilled in Banking, Sales, Business Development, Entrepreneurship, and Strategic Planning. Strong consulting professional with a Bachelor of Science (BS) focused in Economics from Stony Brook University.In this episode, Jonathan and Jay discuss the power of tracking your number and what comes of it when you do. This was one topic of many as Jonathan is truly an expert at his craft.To get in touch with Jonathan or find out about what he does go here:https://linktr.ee/Jonathanfodera

Jeremy Adams thinks too big to put him in a nutshell, but here are a few words that define this co-founder and CEO of Unicorn Innovations; a paid advertising firm that has generated hundreds of millions in traceable revenue for many internationally recognized partners and clients: Growth-Seeker, Giver, Lifelong-LearnerJeremy Adams enjoys starting his daily routine from anywhere in his worldwide home office. Recently, Jeremy launched his new podcast: Openly OutspokenLearn more or subscribe at: http://openlyoutspoken.comYou will also find this interview there as it was launched for both mediums.In this episode, Jay and Jeremy discuss everything business, success,  entrepreneurial, relationship-seeking and of course, culture!Tune in, you will not be disappointed.

Building a foundation for an industry with many players takes commitment, integrity and relentlessness–just three of many qualities that have enabled Brian Hess to build a 7-Figure company and forge enduring relationships with clients that are in the rankings to span decade(s). Over his lifetime, Brian has devoted himself to focusing on the specificities of hard work. When it is time for his legacy to live on those who know him will remember him as someone who has set the example for being exceptional in every aspect of their life. As CEO and President of The Pavement Group, Top Contractor School, and Host of The Perspective Podcast, Brian has proven that serving his clients and listeners using his unique data will certainly pave the way for more industry icons following his lead. Brian leads an esteemed team of various skills with expertise in technology, marketing, production, sales, and of course, construction.Brian’s definition of happiness is fulfillment and knowing one has made the difference they sought out to make which is mostly influenced by being a son, husband, father, and CEO. With an extensive understanding of leadership, oration, and his proprietary technology, Brian expertly navigates through all the processes he and his team have created to ensure success, avoid pitfalls and achieve the highest value for those he works with. Inspired by Brian’s example, his influence gives the perspective to those who have invested in his brand to take time to understand goals, be responsive and transparent in their communications, and earn trust. When two of Brian’s personnel achieved their goals of buying their first home it allowed Brian to see that he and his team built something from scratch that enabled the American Dream to be possible for his people.In this different episode of The Culture Matters Podcast, Jay and Brian sit down in person for a 90 minute interview of Brian's clear definition of Cultural Alignment in any workplace, environment, family, and life!Tune in!

This episode has an action packed almost three hours with one of the most versatile conversations so far!Don Henig's primary career focus was in the mortgage and real estate industries. He was president and built the 6th largest wholesale mortgage lender in the nation and also built a direct-2-consumer platform to the 5th largest in the nation. In addition, Don built and sold his own mortgage banking entity and also helped grow a regional mortgage banker into a national platform in short order. Throughout Don's career, he was responsible for over $150 billion in mortgage financing.Some additional highlights include:- Bought and sold 300 fix & flips in an 18-month span (all for a profit).- Created an entertainment company that created and produced the 27th longest running Broadway show of all-time, Rock of Ages and 8 feature length movies with the biggest names in Hollywood.- Created Youth Soccer a physical soccer publication with 167K copies printed and distributed p/m. Sold to partners. Became the official paper for NYS Soccer.- Created, built and sold a national mortgage broker franchise platform. - Don served as President of the NAMB and founded the NYAMB and was the first broker to serve on the Board of Governors of the MBA of America, as well as its Exec Comm.- One tremendous experience was testifying before both the US House and US Senate on mortgage industry topics at the ripe old age of 30.- Developed an app to help people buy, sell and lease properties in a unique manner. This episode is full of business knowledge, culture knowledge, and everyday information to set you up for success!

Bill Mervin has been both a real estate agent and a financial advisor but found his true passion to be mortgage banking and has been in this industry for the past 15 years.  He is currently licensed in Pennsylvania, New Jersey, Delaware, Maryland, Florida, and California.  He takes a consultative approach at getting people mortgages. He believes in learning about the specific situation and then assessing it in order to help educate his customers so they can make confident homebuying decisions.His background as a financial advisor has provided him with the skills to dive deep into numbers and analyzing the big picture.  He is an expert on the financial market and has a firm grasp on timing and deadlines allowing him to close smoothly and on time, every time.Bill is passionate about supporting his church and specifically a program called Education for Orphans, where he goes on mission trips to Haiti and helps put those kids through college. Bill enjoys traveling, barbequing, off-roading, and hanging out with his friends, wife, and 5 children.In this episode, Jay and Bill uncover everything under the sun with viable solutions to follow! Listen in!

Barry Habib is an American Entrepreneur and frequent Media resource for his Mortgage and Housing expertise. Barry has had a long tenure with monthly appearances on CNBC and FOX.Barry is the CEO of MBS Highway; a company and platform created to help mortgage professionals and Real Estate Agents articulate the opportunity in the housing market for their clients, along with a better understanding of the interest rate environment.Barry Habib was just named the top Real Estate forecaster by Zillow and Pulsenomics and has been presented with the Crystal Ball Award for the most accurate Real Estate forecasts out of 150 of the top economists in the US.Barry has had many successful businesses that he has founded, grown, and sold. This includes Mortgage Market Guide, Healthcare Imaging Solutions, and Certified Mortgage Associates. During Barry’s mortgage sales career, he was recognized for having the highest annual origination production in the US on two occasions. Barry personally originated over $2 Billion dollars in mortgage loan production over his career.He is also the Lead Producer and Managing Partner for “Rock of Ages” – a Broadway musical theatrical production, which was also released as a major film starring Tom Cruise. Barry also plays the part of the record producer in the movie.For over 20 years, Barry is a well-known professional speaker in the financial and Real Estate markets.In this episode, Jay and Barry discuss the importance of being a REAL ADVISOR and how trust plays the role of a lifetime in any relationship. Listen in to this amazing conversation.

Eddy is a seasoned professional with experience holding multiple executive-level positions. Prior to founding Equity Prime Mortgage, in 2008, Eddy operated the top producing office for Global Mortgage, Inc. and has personally closed over 3000 loans since entering into the mortgage business. Eddy's position as CEO of Equity Prime Mortgage has responsibilities that include overseeing his C-level executives. If you are interested in contacting him you may reach him via email at eperez@epm.net.Eddy and EPM are empowering people more, every day.In this episode, Jay and Eddy discuss growth, conflict, challenge, and overcoming routines that embody how we as good humans will leave our mark on the world.