The Culture Matters Podcast

“We often contradict an opinion for no other reason than we do not like the tone that it is expressed” - Friedrich NietzscheAdvisor, mentor, host of the "Openly Outspoken" podcast, and founder of Unicorn Investments and Unicorn Traffic Jeremy Adams joins us on the show today and we have a lot of ground to cover, so get ready!  Jeremy and Jay discuss Jeremy's decision to start his podcast and how it felt more like a calling than an idea, the significant differences between this generation and the ones that both proceed and follow it, and that "getting" is a grind, but creating something worthwhile and meaningful that will stand the test of time is even longer.  Today's conversation is filled with twists and turns, so make sure you're paying attention and enjoy this episode of The Culture Matters Podcast. 

"Interest is not an accidental, historical, legal category, which makes its appearance only in our individualistic and capitalistic society and will will vanish with it, but an economic category which springs from elementary economic causes and therefore, without distinction of social organization or legislation, makes its appearance wherever there is an exchange between present and future goods." - Eugene von Böhm-BawerkThe founder and CEO of Integrated Financing Jonathan Fodera and today we're taking a look at the some of the tougher financial dilemmas facing the world today.  From business owners taking out loans to pay for things they can't afford to the dangers of paying the minimum on credit card bills to the frequency of missed car payments in 2023, there are a lot of murky financial waters out there and we have Jonathan here to lay out some truths that may not be the easiest to hear.  His advice is to write things down, make sure you get your questions answered, and spend within your means and from a man with as much financial background and success as Jonathan, that is advice you can take to the bank. 

“And those who are seen dancing were thought to be insane by those who could not hear the music.” - Friedrich NietzscheHead of Engagement and Outreach at American Business Media Andrew Berman is stopping by the show today to chat about mortgages.  Andrew has some positive vibes to throw around with reminders that there is always a way to find a solution to a problem out of the gate before getting into the importance of referrals, how vital skill sets and viable business models are in today's climate, and reminding us all that, while we all want our dream house, being realistic and finding something affordable is always the best way to go.  We've got honesty, positivity, and some very good advice from the one and only Andrew Berman.

“Markets can remain irrational longer than you can remain solvent.” - John Maynard KeynesPhil Mancuso is a partner at EPM and President of Appraisal Nation and he is stopping by the show today to share a little of his wisdom with our listeners!  Phil digs in with Jay about how preparation can make everything clear and when plans don't get quite right, how the financial status in the U.S. has changed recently and what that looks like on a daily basis, and Phil gets pretty real with his assessment of just how bitter the current landscape can be.  Phil is a guy who doesn't hold back, so get ready to get real on this episode of The Culture Matters Podcast. 

“Quality means doing it right when no one is looking.” - Henry FordFounder of The Real Estate Recovery Group and a true master of the short sale Matt Merenoff is joining us on the show today and we couldn't be happier to have his unique voice on the show today!  Matt and Jay unpack what it looks like when building expenses made out of resentment overreach income, what the short sale is and what programs are available to aid in the sale, and the deception of social media.  Remember to take every viable opportunity that comes your way and if you don't want the business, someone else will and that's exactly what Matt Merenoff is here to demonstrate. 

“Rank does not confer privilege or give power, it imposes responsibility.” - Peter DruckerAuthor, consultant, coach, and Vice-President of Learning and Development of NextHome Jim Fischetti joins us on the show today and we are getting into the world of business.  The topics of today's discussion include, but are not limited to, what it actually means to sell a business, making your own market as a salesperson when the market disappears, and while it is important to provide for your family, it is even more important to be there for them.  Service breeds rewards and Jim Fischetti is here to tell us why on this episode of The Culture Matters Podcast. 

“Trust is the glue of life. It is the most essential ingredient in effective communication. It is the foundational principle that holds all relationships.” - Stephen CoveyAaron Scott Young is the chairman of Laughlin Associates and the creator of The Unshackled Owner has made his way to The Culture Matters Podcast and today we're talking about leadership.  Aaron and Jay discuss finding the people who inspire and motivate you to succeed, making sure that your employees are empowered with the proper tools they need to be as successful and effective as possible, and knowing when, as a leader, to step aside to let others succeed or when to stand firm and lead your company or team.  We've got a lot of ground to cover today, so please enjoy this discussion with Aaron Scott Young. 

“Let me put it this way, I’m standing in front of a burning house, and I’m offering you fire insurance on it. Saints don’t live on Park Avenue.”“How are you fucking us?”“When you come for pay day, I’m gonna rip your eyes out. I’m gonna make a fortune. The good news, vinny, is you’re not gonna care because you’re gonna be making so much money. That’s what I get out of it. You wanna know what you get out of it? You get the ice cream, with the hot fudge, the banana, and the nuts, and the sprinkles. And yeah, if this goes through, I’d get the cherry, but you get the Sunday Vinny.“Alright, I buy that, thank you.”“In the years that followed, hundreds of bankers and agencies and executives went to jail. The SCC was completely overhauled, Congress had no choice but to break up the big banks and regulate the mortgage and derivatives industry. Just kidding, the banks took the money the American People gave them and used it to pay themselves huge bonuses and to lobby Congress to kill big reform. Then they blame the immigrants and poor people, and this time, even teachers. And when all was said and done, only one single banker went to jail, that poor schmuck.” - The Big ShortBill Mervin is the leader of the Bill Mervin Mortgage Team and he's joining the show today to talk about (surprise)...real estate!  Bill drills down into the how of supply and demand in the housing market, what it means to be in an appropriate position for owning home, and gives a little insight into the potential risks of a side hustle and how the government regulates them.  We always enjoy having Bill on the show to share a little wisdom, so we hope you enjoy this episode of The Culture Matters Podcast. 

“Where the art of medicine is loved, there is also love for humanity.” - EpocratesTransformative health and wellness expert and great friend of The Culture Matters Podcast Dr. David Yerkes joins the show today to impart some of his medical expertise on our listeners.  Dr. David gives a little insight into his journey into the medical field and where that journey has taken him today, how the public perception of the medical field is often pretty far from the truth, and how true wellness comes from a combination of mental and physical exercise.  Jay and the good Doctor even discuss Jay's accident and Dr. David throws around a little medical advice pro bono!  Dr. David is an extremely knowledgeable and well-rounded medical professional and we are very happy to have him on today's show! 

“The trick is not to learn to trust your gut feelings, but rather to discipline yourself to ignore them.  Stand by your stock as long as the fundamental story of the company hasn’t changed.”  - Peter LynchWall Street financial advisor and consultant Gary Nash joins the show and if you hadn't already guessed, we're talking finance!  Gary shares some experiences from his early life including dealing with racism and overcoming barriers to becoming the first black president of his high school and how pursuing a degree in architecture turned into a career on Wall Street.  Gary and Jay are are also dive into Gary's thoughts on looking at investing as an opportunity instead of a gamble, technology's role in the stock market, and what a CEO's responsibility is to shareholders.  With over a decade's worth of experience, Gary really knows his stuff and we are extremely happy to share his knowledge on this episode of The Culture Matters Podcast.