The Jesse Mecham Show

Dave Crombleholme, a veteran YNAB team member and creator of the engaging Wish Farm concept, shares his insights from Fan Fest Minneapolis 2025. He explores the evolution of YNAB’s rules, discussing how they transitioned to empowering questions that enhance personal spending practices. Dave addresses the negative connotations of the word 'budget' and introduces 'spendfulness' to promote a positive approach to finances. Through the inspiring stories from the Wish Farm, he emphasizes intentional spending and the joy it can bring to one's life.

In June 2025 at YNAB Fan Fest Minneapolis, Jesse gave a talk about how money is a medium -- not just of exchange, but, ultimately, of you. When you really examine what it is that money does in the world, it is a thing which translates your energy and effort (required to earn the money) into tangible goods and services. When you draw a throughline between your work and your spending, money just falls away. It's simply a medium for you to express yourself in the world.   Sign up for YNAB Fan Fest updates: https://www.ynab.com/events   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

When worry creeps in to your money, the knee jerk response is to think: "I just need to make more money, that will solve my problems." But as Jesse shares in a humorous conversation with his daughter, it's interesting how quickly you can spend more and more money in your mind. Unless you're a billionaire, money has a way of becoming stressful when you're only solution is to need more and more of it.   Jesse's approach when worry creeps in? Double down on YNAB. Go back to giving every dollar a job -- which is the core principle of the YNAB method -- and taking active control of your money. Doing this not only helps you create a plan for your money, it puts you in the driver seat of your money, and helps you regain confidence in your plan, one transaction at a time.   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

It's no secret, college is expensive. But if you haven't looked in a few years, college has gotten really expensive, especially certain schools with a lot of name recognition and clout. Jesse has a senior in high school, so as he's been helping with the college application process, he's been pondering: is college worth it? And more importantly, is every college worth it?   As Jesse balks at the eye watering price of Yale (over $100k a year now), he urges listeners to really check in with their "why" for college, get clear about their priorities, and not get caught up in the hype of prestige.   Resources mentioned in this episode: The Price You Pay for College by Ron Lieber   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

Explore the unsettling feeling of being controlled by money in everyday life. Discover insights on why many Americans feel powerless, and learn practical strategies to regain control. Find out how assigning every dollar a job can transform your financial perspective and reduce anxiety around money. Jesse emphasizes that taking charge of your finances restores personal power and alleviates money-related stress. Tune in to reclaim your financial freedom!

Money shouldn't keep you up at night, and it doesn't have to! Giving every dollar a job and asking yourself five questions about what your money needs to do not only grows your bank account, it gives you peace of mind (and better sleep)     Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

Have you ever considered a 'no buy year'? This concept aims to curb non-essential spending to save money, but its flaws come to light. Discover why purposeful spending might be a better approach. Jesse shares insight into mindful financial habits, emphasizing that effective money management means spending according to a clear plan. Learn the five essential questions to ask yourself before making any purchase. It's all about aligning your expenses with your values for a healthier financial future!

As football season approaches, the discussion draws parallels between coaching sports teams and managing finances. Learn to assign your dollars specific roles to maximize their effectiveness. By creating a financial playbook, you can navigate challenges and prioritize your spending. Discover strategies to organize your money like a well-coached team, turning financial confusion into clarity and confidence.

Saving money often feels like a chore compared to the thrill of spending. The psychology behind financial behavior reveals that many people struggle with saving rather than overspending. Reframing savings as future spending makes it more appealing. By assigning every dollar a job, you can visualize your savings and make financial goals concrete. This approach turns saving into a meaningful part of your financial journey, transforming it from a dreaded task into an exciting plan for the future.

Discover how our relationship with money evolves over time as the 'goalposts' shift. Reflect on the journey of financial choices, where early sacrifices transform into aspirations for a comfortable lifestyle. Embrace the idea that it's okay to indulge in better living conditions as your finances improve. This conversation emphasizes aligning spending with personal values, and challenges the negative perception of lifestyle changes—encouraging listeners to appreciate their financial growth.