The Jesse Mecham Show Do This Now for a Better December
Jan 1, 2026
Jesse dives into the aftermath of holiday spending and how it often leads to debt. He offers a practical strategy: tally your holiday costs from last year, including travel and groceries. By dividing that total by twelve, you can set a monthly savings target for the next December. Plus, he highlights the benefits of using YNAB software to automatically manage your savings. Imagine a holiday season free from financial stress by planning ahead!
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Worry Steals Holiday Joy
- Holiday joy often comes bundled with quiet, lingering worry about money that reduces enjoyment.
- Jesse Mika highlights that worry is subtle and can quietly crowd out holiday delight if not addressed.
Create A Monthly Holiday Savings Target
- Pay off any holiday debt now and then create a prevention plan for next year.
- Tally last year's holiday spending and divide by 12 to set a monthly savings target for next December.
Use YNAB Targets To Automate Saving
- Use YNAB to set a target amount for December and let the app calculate monthly contributions.
- Fund that category each month so the money is ready before the holidays arrive.