The YNAB Podcast cover image

The YNAB Podcast

Latest episodes

undefined
Aug 26, 2024 • 10min

Earning With Purpose

In this enlightening discussion, Jesse emphasizes the significance of giving every dollar a job, transforming the relationship with money from mere obligation to purposeful engagement. He shares insights on balancing purposeful spending, joyful giving, and aspirational saving, using humor and personal anecdotes. Jesse encourages listeners to align their earning and spending with their values, revealing how this approach can imbue financial decisions with deeper meaning and empower individuals to pursue their passions.
undefined
Aug 19, 2024 • 10min

Tentacles and Rainbows

Jesse, an advocate for seeing money as a positive force, shares insights on how financial stress can entangle our lives. He likens the impact of money to tentacles, but encourages a shift in perspective to see the rainbows it can create. Jesse discusses four key principles that empower individuals to transform their relationship with money, emphasizing its role as a tool for self-expression and alignment with personal values. Tune in to discover how to turn financial worries into opportunities for fulfillment.
undefined
Aug 12, 2024 • 7min

You Need Frugality?

Frugality takes center stage as the discussion explores its deeper purpose beyond just saving money. Historical contexts and personal interpretations of frugality are examined, urging listeners to re-evaluate their own definitions. The hosts emphasize that being frugal should lead to meaningful financial goals rather than being an end in itself. This conversation intertwines ethical and environmental implications, inviting a reflective approach to one’s relationship with money.
undefined
Aug 5, 2024 • 10min

Give Up, or Downshift?

Jesse recounts a hiking adventure where he faced altitude sickness, illustrating the importance of adapting plans when challenges arise. He connects this experience to personal finance, emphasizing that it's okay to slow down instead of giving up. Purposeful spending takes center stage, as each dollar serves a specific role. The journey reflects on finding balance in financial stewardship across life stages, showcasing how personal growth intertwines with financial awareness.
undefined
Jul 29, 2024 • 7min

Big Goals? Check. In the Meantime...

Jesse, a financial planning expert and founder of YNAB, discusses the art of balancing big financial goals with the pleasures of daily life. He emphasizes that it's perfectly fine to indulge in spending while working toward long-term aspirations. The conversation highlights the importance of enjoying the journey rather than just focusing on the destination. Jesse’s insights encourage listeners to embrace life’s moments while still being mindful of their financial health.
undefined
Jul 22, 2024 • 7min

A Fun Way to Do Fun Money

Kyle, long-time YNAB software engineer, shares a fun way to handle 'fun money' by creating separate bank accounts with separate budgets to keep spending separate from his spouse. This method allows for guilt-free spending and surprises for each other. Jesse and Kyle discuss the benefits of this approach, despite typically advocating for simpler bank accounts.
undefined
Jul 15, 2024 • 5min

The Utility (or Not) of the Month

Explore the intriguing relationship between time and finances. Delve into how our monthly outlook shapes budgeting yet can also limit our financial choices. Discover the importance of personal financial confidence over strict monthly metrics. Uncover the potential pitfalls of rigid financial planning based solely on months, and learn how to adapt for better money management.
undefined
Jul 8, 2024 • 7min

Maybe Just Buy the Thing (and Costco)

The allure of Costco shines as the hosts discuss its straightforward shopping model. They highlight the irony of spending excessive time hunting for deals, suggesting that sometimes it’s just better to buy what you need. The conversation dives into the joy of convenience, emphasizing how simplifying purchases can save time and reduce stress. The philosophy of spending intertwines with the humor of consumption and the value of giving, challenging listeners to rethink their financial habits.
undefined
Jul 1, 2024 • 11min

Let's Be Clear, I Hate Debt

The podcast discusses the evils of debt and emphasizes the importance of avoiding it to maintain financial control and autonomy.
undefined
Jun 24, 2024 • 9min

Run Like You Stole Something (to HR)

The podcast discusses the importance of financial wellness and priorities before investing in a 401k, emphasizing breaking the cycle of debt and paycheck to paycheck living. It also explores the dynamics of immediate paycheck policies and their impact on motivating workers.

Get the Snipd
podcast app

Unlock the knowledge in podcasts with the podcast player of the future.
App store bannerPlay store banner

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Save any
moment

Hear something you like? Tap your headphones to save it with AI-generated key takeaways

Share
& Export

Send highlights to Twitter, WhatsApp or export them to Notion, Readwise & more

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode