The Rachel Cruze Show

📈 Are you on track with the Baby Steps? Get a free personalized plan. Let’s be real—knowing what to do with your money and actually doing it are two different things. That’s why in this episode, I’m calling out five commonsense money habits you can start today that’ll help you reach your goals. Next Steps: 🎥 Watch my video What’s the Catch With 0% Interest? 💸 Join Financial Peace University, the fastest way to beat debt and build wealth. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Investing for retirement can feel overwhelming, but it doesn’t have to be! In this episode, you’ll learn five key numbers everyone should know so you can prepare for the future with confidence. Next Steps: 🎥 Watch my video How to Invest the Right Way in 2025. 💰 Invest in your future with a Smartvestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:   🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Explore the tough love advice on achieving financial freedom, highlighting the importance of mindset and budgeting. Discover how ego can negatively affect your financial choices and the necessity of understanding debt. Dive into the transformative power of generosity, which fosters greater financial well-being and happiness. Challenge the belief that wealth equals fulfillment, and find joy in giving while working to overcome debt burdens.

📈 Are you on track with the Baby Steps? Get a free personalized plan.Is living on a cruise ship a creative money-saving hack or just plain crazy? In this episode, I’m reacting to some of the wildest things people have tried to save a buck. Plus, you’ll learn how to actually save more in your everyday life.Next Steps: 🎥 Watch my video The Worst Ways to Pay Off Your Debt. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.I know credit card miles seem like free travel . . . but are they really? In this episode, you’ll learn five sneaky money traps to avoid if you want to win with money.Next Steps: 🎥 Watch my video How Airlines and Other Retailers Are Robbing You Blind. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show 💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.Even if you never make a crazy high salary, you can still be a millionaire. In this episode, find out how actual people with everyday jobs built their wealth so you can get started today.Next Steps: 💰 Find out your earning potential with the Investment Calculator. 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.Instead of letting comparison steal your joy, let it be the motivation you need to reach your money goals. In this episode, find out four ways to turn the temptation to compare into financial progress.Next Steps: 🎥 Watch my video How Do Your Monthly Expenses Compare to the Average American’s? 📘 Start your journey toward contentment with The Contentment Journal. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.Sometimes it pays to get creative (literally!). In this episode, hear about how one couple’s “game” changed everything about their approach to money—and could change yours too.Next Steps: 🎥 Watch my video The Fastest Way to Pay Off Debt in 2025. 💰 Start winning with money! Enroll in Financial Peace University. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.Some of us are natural savers and some of us (🙋‍♀️) are natural spenders. In this episode, find out what your money tendencies are, plus how to be the best version of your type.Next Steps: 🎥 Watch my video Money Habits You Need to Change Right Now (with Dave Ramsey 📗 Read my book Know Yourself, Know Your Money. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.The fear of going totally broke is real, but it doesn’t have to be your reality! In this episode, you’ll learn steps to take control of your money so you can start building wealth for the future.Next Steps: 💰 Purchase your tickets for the Investing Essential virtual eventInvesting Essentials virtual event, March 4-5! 💵  Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices