

The Rachel Cruze Show
Ramsey Network
Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.
Episodes
Mentioned books

Jun 16, 2025 • 9min
What America’s #1 Wealth Killer Is Actually Costing You
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Could the #1 wealth killer in your life be parked in your garage? In this episode, find out why your car could be keeping you broke, plus the right way to own one instead.
Next Steps:
🎥 Watch my video 10 Things Quickly Becoming Too Expensive for the Middle Class.
💰 Find out your earning potential with the Investment Calculator.
🚙 Get our free Ramsey Car Guide.
💵 The simplest way to budget. Download the EveryDollar app for free!
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 13, 2025 • 8min
5 Powerful Ways to Redefine Wealth (It’s Not Just Money)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Let’s be real—money can be helpful, but it’s not going to magically solve all your problems. In this episode, you’ll learn five important areas where you might already be wealthier than you think.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video 8 Subtle Ways to Spot a “Quiet Millionaire.”
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 11, 2025 • 20min
The Proven Plan That Helped Her Pay Off $460,000 In Debt (with Jade Warshaw)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
The truth is, debt is a thief, but not everyone is taught that. In this episode, my friend Jade Warshaw shares how she learned this the hard way—including the steps she took to pay off $460,000 in debt and why they can work for you too.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video Why 51% of Americans Are Struggling in Their Finances.
🎤 Follow Jade Warshaw on Instagram @jadewarshaw.
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 9, 2025 • 6min
Tips for Navigating Routine Changes as a Busy Parent
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’re someone who thrives on structure, changes to your routine can totally throw you off. In this episode, you’ll learn five practical tips to help stay on track with your time and money, no matter what season you’re in.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video Parents Are Spending How Much on Kids Birthdays?
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 6, 2025 • 9min
When to Say “No” According to Dave Ramsey (Are These Legit?)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
I found a list of “13 Times Dave Ramsey Wants You to Say No” and I couldn’t resist sharing my thoughts! In this episode, I’ll give my take on each one, plus three “Dave nos” I heard growing up.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video The Two Times I’ve Disagreed with Dave Ramsey.
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 4, 2025 • 7min
My Favorite Apps I Use Every Single Day
📈 Are you on track with the Baby Steps? Get a free personalized plan.
I know technology gets a bad rap sometimes—but it can actually make life a lot easier! In this episode, find out the seven apps I can’t live without and why technology isn’t all bad.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video 7 Purchases That Significantly Improved My Life.
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 2, 2025 • 9min
16 Ways to STOP Throwing Your Money Away
📈 Are you on track with the Baby Steps? Get a free personalized plan.
No matter how much money you make, it’s way too easy to overspend. In this episode, learn 16 practical ways to stop wasting your money so you can build wealth instead.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

May 30, 2025 • 8min
The BIGGEST Mistakes Newlyweds Make in the First Year
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’re engaged or recently married, you’ve probably heard all the classic marriage advice. But in this episode, you’re going to learn five common mistakes newlyweds make and how you can avoid them altogether!
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video The Real Reason Everyone Seems Wealthier Than You.
Connect With Our Sponsors:
Learn more about Christian Healthcare Ministries.
Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

May 28, 2025 • 7min
I Didn't Budget for 2 Weeks – Here's What Happened
📈 Are you on track with the Baby Steps? Get a free personalized plan.
So, I didn’t budget for two whole weeks, and you guys won’t believe what happened! In this episode, find out my biggest takeaways from this experiment so you can keep your spending in check without the stress.
Next Steps:
💵 The simplest way to budget. Download the EveryDollar app for free!
🎥 Watch my video How to Survive Grocery Shopping in 2025.
Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

May 26, 2025 • 10min
7 Signs You Are WAY Above Average (Shocking Money Stats!)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
You might not feel rich, but you may be doing better with money than you realize! In this episode, find out seven signs that prove you’re actually ahead of the average American.
Next Steps:
💰 Pay off your home faster with the Mortgage Payoff Calculator.
🎥 Watch my video Create Your First Budget in 5 Simple Steps.
💵 The simplest way to budget. Download the EveryDollar app for free!
Connect With Our Sponsors:
🏥 Learn more about Christian Healthcare Ministries.
🔒 Get 20% off when you join DeleteMe.
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices