The Rachel Cruze Show

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I hate to be the bearer of boring news, but the key to almost anything you wish would change about your life is . . . discipline—and money is no exception. In this episode, I'll give you six simple ways to become more disciplined with your money.    Next Steps:   🎥 Watch my video 9 Tiny Habits That Actually Improved My Life (and Money). 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:     Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🔍 Looking for extra margin in your monthly budget? Try our free Money Finder Challenge.   What if I told you the extra cash you need is already in your monthly budget? Yep, in today’s episode, I’ll show you how you can free up $1,000 of margin in just a few simple steps.   Next Steps: 🎥 Watch my video: Searching for the Right Side Hustle for You? Watch This! 💵 The simplest way to budget. Download the EveryDollar app for free! 📈 Are you on track with the Baby Steps?  Get a free personalized plan!     Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network:   🍸 Smart Money Happy Hour 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.      Sure, the baby boomers may have normalized debt, but are they really to blame for our modern-day money struggles? Let’s talk about it on today’s episode.      Next Steps:   🎥 Watch my video 7 Money Lessons From Boomers’ Wins and Regrets. 💵 Start your free budget today. Download the EveryDollar app!      Connect With Our Sponsors:      Learn more about Christian Healthcare Ministries.   Get 20% off when you join DeleteMe.   Go to FAIRWINDS Credit Union for an exclusive account bundle!      Explore More From Ramsey Network:   🍸 Smart Money Happy Hour   🎙️ The Ramsey Show     💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show   💰 George Kamel   🪑 Front Row Seat with Ken Coleman    📈 EntreLeadership      Ramsey Solutions Privacy Policy   Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Financial literacy is the first step when it comes to building wealth. And believe it or not, it’s simpler than most people think! So today, I’m giving you a crash course in all things personal finance.    Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I’m extra excited for today’s episode because Pastor Judah Smith is joining us to talk about how our negative thoughts can affect all aspects of our lives—including money—and how to shift that mindset.    Next Steps:   🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond. 💵 Start your free budget today. Download the EveryDollar app! 📕 Check out Judah’s new book with Dr. Les Parrott. ⛪️ Check out the Churchome app.   Connect With Our Sponsors:     Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network:   🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Prenups are a highly debated topic, and you guys know my take—your and your spouse’s money should be viewed as your money together. But . . . are there exceptions? Let’s talk about it on today’s episode.    Next Steps: 🎥 Watch my video The Only Exceptions to My “No Debt” Policy. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Is social media responsible for busting your budget? Maybe! On today’s episode, we'll talk about how the videos in your algorithm steal your hard-earned cash and what you can do to avoid it. Next Steps: 🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Sometimes religion feels like a taboo topic, but around 85% of the global population is religious in some way. So today, I want to share five ways my faith has influenced the way I view and handle money.     Next Steps: 🎥 Watch my video 5 Powerful Ways to Redefine Wealth (It’s Not Just Money). 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Money and relationships can feel like a gray area, but there are red flags to look out for. In this episode, find out which financial habits I would never recommend compromising on.    Next Steps: 🎥 Watch my video The BIGGEST Mistakes Newlyweds Make in the First Year. 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I know this may be a shocker coming from me, but saving your money can go too far. In this video, find out 3 things to keep in mind as you save and spend wisely.   Next Steps: 🎥 Watch my video Toxic Money Lies That Are Keeping You Broke 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices