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The Rachel Cruze Show

Latest episodes

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Feb 26, 2025 • 10min

How a Mortgage Actually Works 

📈 Are you on track with the Baby Steps? Get a free personalized plan.Buying a house is exciting, but it also comes with a lot of questions. In this episode, find out everything you need to know about mortgages so you can shop for a home with confidence.Next Steps: 🎥 Watch my video Easy Ways to Pay Off Your Mortgage Early. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 24, 2025 • 8min

7 Creative Side Hustles for An Extra $1,000 a Month 

📈 Are you on track with the Baby Steps? Get a free personalized plan.In this episode, find out which seven side hustle ideas you can try to earn an extra $1,000 per month and make progress on your money goals.Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network:🍸 Smart Money Happy Hour🎙️ The Ramsey Show  💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show💰 George Kamel🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 21, 2025 • 9min

5 Simple Habits for Building Wealth (This Made Me a Millionaire)

📈 Are you on track with the Baby Steps? Get a free personalized plan. When it comes to building wealth, consistency is key. In this episode, you’ll learn five simple habits you can start today that are guaranteed to grow your net worth. Next Steps:  🎥 Watch my video My Annual Investment Routine.  💵 Start your free budget today. Download the EveryDollar app!  💰 Find out your earning potential with the Investment Calculator.  Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 19, 2025 • 9min

9 Reasons Your Insurance Coverage Might Not Be Enough

📈 Are you on track with the Baby Steps? Get a free personalized plan. The last thing you want is to realize too late that you don’t have the coverage you need. In this episode, find out which six life events mean it’s time to review your insurance and make sure you’re still protected. Next Steps:  🚙 Are you protected? Take our 5-Minute Coverage Checkup!   🛡️Protect yourself from identity theft with Zander insurance.  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 17, 2025 • 12min

3 Major Money Villains Hiding in Plain Sight

📈 Are you on track with the Baby Steps? Get a free personalized plan. You’ve probably heard people talk about “good debt,” but the truth is . . . it’s still debt. In this episode, I’m exposing three industries that use this kind of language to prey on consumers so you can avoid these everyday traps and start winning with money. Next Steps:  🎥 Watch my video 10 Great Cars Under $10K.  💵 Start your free budget today. Download the EveryDollar app!  👩‍🎓 Watch Ramsey Solutions’ documentary, Borrowed Future.  Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.  Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 The EntreLeadership Podcast  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 14, 2025 • 7min

11 Items Frugal People Aren’t Buying Anymore

Frugal living takes center stage with a humorous look at quirky items that people are ditching to save money. From homemade pizzas to forgoing certain snacks, the discussion reveals funny reasons behind these choices. Practical budgeting tips are also shared, guiding listeners on how to tackle rising costs while reclaiming control over their finances. It's a mix of laughs and solid advice for anyone looking to tighten their budget without sacrificing too much joy.
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Feb 12, 2025 • 8min

How Much Cash In the Bank Is Too Much (or Too Little)?

📈 Are you on track with the Baby Steps? Get a free personalized plan. Cash in the bank is great, but is it ever possible to have too much? In this episode, find out what to keep in your checking and savings accounts and how to maximize your money so it works for you. Next Steps:  🎥 Watch my video 22 Expenses to Cut That You Won’t Even Miss.  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.  Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 10, 2025 • 10min

10 Ways You’re Losing Money Without Realizing It

📈 Are you on track with the Baby Steps? Get a free personalized plan. Could you be losing out on money and not even know it?  In this episode, I’m reacting to a list of reasons why this can happen. Plus, you’ll learn three ways to hold on to more of your money in the first place. Next Steps:  🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It).  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.  Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 7, 2025 • 11min

8 Subtle Ways to Spot a “Quiet Millionaire”

📈 Are you on track with the Baby Steps? Get a Free Personalized PlanIn this episode, I’m reacting to eight signs that someone might be a “quiet millionaire.” Plus, find out what we can learn about building wealth from their choices.  Next Steps:  💵 Start your free budget today. Download the EveryDollar app!  🎥 Watch my video 4 Ways You’re Ruining Your Budget (Without Realizing It).  💰 Beat debt and build wealth starting today with Financial Peace University.  Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.  Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 5, 2025 • 7min

4 Essential Expenses to Prioritize Despite Inflation

📈 Are you on track with the Baby Steps? Get a Free Personalized PlanFrom the grocery store to the gas pump, we’re all feeling the squeeze of inflation one way or another! In this episode, learn how to afford four essential expenses without busting your budget. Next Steps:  💵 Start your free budget today. Download the EveryDollar app!  🎥 Watch my video Home Upgrades That Are (and Aren’t) Worth the Money.  🍽️ Start saving time and money with my Meal Planner & Grocery Savings Guide.  Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.  Listen to More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman📈 EntreLeadership  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

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