American Banker Podcast

Doug Nielsen from U.S. Bank joins Brett King and co-host Jason Henrichs to talk about SXSW 2018 and Jim Marous, publisher of the Digital Banking Report, weighs in on Amazon's plans for a checking account.

Ken Rees, the CEO of fintech online lender Elevate Credit, explains why payday lending is the roach motel of financial products -- "you check in and it's very difficult to check back out" -- and how his company helps subprime consumers become creditworthy. Also, he shares why his company gives $500 to each employee to buy a bicycle.

Banks increasingly avoid crypto, even banning the purchase of it with their credit cards. But Grainne McNamara at PwC has come up with a framework banks could use to participate in the digital currency world.

Bank of America took heat recently for deciding to charge $12 a month for an e-banking account that had been free. But there are ways to add revenue without ruffling feathers, behavioral economist Wei Ke explains.

Ellen Zimiles, a former federal prosecutor and current consultant to banks at Navigant, shares her experience employing people with autism and other disabilities.  

Natasha Lamb, managing director at Arjuna Capital and the activist investor who got four large banks to publish their adjusted gender pay gaps, explains that companies with gender diversity perform better and are more innovative than those that lack it, and that changing a bro culture takes time.

Brandon Krieg, co-founder and CEO of StashInvest, shares what his company is doing to create a comfortable, "frictionless" point of entry for investing.

Dek: Breaking Banks producer Rachel Morrissey visits the Mastercard Innovation Lab in Nairobi and reports on ideas under development there.

Celent analysts Alenka Grealish and Stephen Greer explain how banks in Europe and the Netherlands have built business models around open banking.

A CapGemini study found that within three years, 40% of consumers will use voice assistants rather than a website or app (compared to 24% today). What does this mean for banks’ business models?