American Banker Podcast

Dominic Venturo, chief innovation officer at U.S. Bank, shares his vision for digital banking ten years from now. It includes ambient computing – interconnected devices, machines and sensors that are sensitive and responsive to the presence of people.

Cathy Bessant, chief operations and technology officer at Bank of America, shares her thoughts on how companies can prevent human foibles and biases from creeping into their software and the need to build an ethical framework for AI software development and use.

William Dudley, who will retire soon as New York Fed president, talks about banks' corporate culture, risks to the economy and what advice he would give his successor.

Are American college students using their student loan dollars wisely? Mike Brown, research analyst at LendEDU, explains the findings of a recent study of student borrowers.

Doug Nielsen from U.S. Bank joins Brett King and co-host Jason Henrichs to talk about SXSW 2018 and Jim Marous, publisher of the Digital Banking Report, weighs in on Amazon's plans for a checking account.

Ken Rees, the CEO of fintech online lender Elevate Credit, explains why payday lending is the roach motel of financial products -- "you check in and it's very difficult to check back out" -- and how his company helps subprime consumers become creditworthy. Also, he shares why his company gives $500 to each employee to buy a bicycle.

Banks increasingly avoid crypto, even banning the purchase of it with their credit cards. But Grainne McNamara at PwC has come up with a framework banks could use to participate in the digital currency world.

Bank of America took heat recently for deciding to charge $12 a month for an e-banking account that had been free. But there are ways to add revenue without ruffling feathers, behavioral economist Wei Ke explains.

Ellen Zimiles, a former federal prosecutor and current consultant to banks at Navigant, shares her experience employing people with autism and other disabilities.

Natasha Lamb, managing director at Arjuna Capital and the activist investor who got four large banks to publish their adjusted gender pay gaps, explains that companies with gender diversity perform better and are more innovative than those that lack it, and that changing a bro culture takes time.