American Banker Podcast
American Banker
Thoughtful discussions about current topics, moderated by American Banker editors.
Episodes
Mentioned books
Feb 25, 2019 • 36min
Mick Mulvaney was 'a disaster' as CFPB chief: Raj Date
The former deputy director of the Consumer Financial Protection Bureau shares his thoughts on the bureau's evolution, payday lending, fintech regulation and the sweet spots of fintech startups.
Feb 20, 2019 • 19min
The tangled politics and potential future of pot banking
Legalized marijuana is a multi-billion dollar industry, and it desperately needs banking services. Will Congress come to the rescue?
Feb 15, 2019 • 18min
Recipe for an East Coast regional
John Asbury, president and CEO Union Bancshares, wants to make Virginia something it hasn't been in decades: Home to a regional bank powerhouse. He discusses how striking the right balance between acquisitions and strategic hiring works toward that goal.
Feb 11, 2019 • 19min
The case that's challenging bitcoin's status as payment instrument
Undercover cops recently arrested a Miami Beach man for trying to sell bitcoin for dollars, accusing him of money laundering. Carlton Fields attorney Matthew Kohen explains the case and what it means to banks.
Feb 8, 2019 • 16min
'Should we have banks of this size being formed?': Inside the BB&T-SunTrust deal
M&A editor Paul Davis explores the practical and political implications of the proposed merger between BB&T and SunTrust.
Feb 4, 2019 • 17min
Why the U.S. needs data-sharing rules
Steve Boms, executive director of the Financial Data and Technology Association, says standards should be developed for U.S. banks and fintechs to follow in open banking.
Jan 28, 2019 • 17min
Why the CFPB is watering down its payday lending rule
The Consumer Financial Protection Bureau dropped a provision that would have required payday lenders to assess potential borrowers' ability to repay. American Banker reporter Kate Berry explains why.
Jan 22, 2019 • 36min
Why bankers should drop their fear of fintech regulatory sandboxes
Bankers sometimes object to experimental zones for fintechs, complaining they are shielded from regulations that banks have to follow. But Brian Knight at George Mason University says fintechs will be held accountable for any legal violations that occur in sandboxes — and banks can use sandboxes, too.
Jan 14, 2019 • 28min
'The crisis is overstated': United Income's Fellowes on retirement
Amercans are living longer yet retiring earlier and saving less, explains Matt Fellowes, CEO and founder of United Income, which provides financial apps for people over 50. But there's no need to panic, because people curb their spending as they age. Financial providers can offer a hopeful message.
Jan 7, 2019 • 28min
How blockchain, smart contracts could upstage banks
Its early days yet, but decentralized apps will democratize finance, says Andrew Keys, cofounder of ConsenSys Capital, the venture capital arm of ConsenSys.
