American Banker Podcast

Rich Baich, the chief information security officer at Wells Fargo and newly appointed security advisor to the White House, shares some of the attack types he's worried about and the security defenses he's stepping up for the coming year.

Jason Brown explains how and why his company, Tally, helps consumers by paying their monthly balances, providing automated debt-relief advice and offering a lower-rate credit line.

Michael Hanley, who acted as head of digital for the World Economic Forum the last eight years, and Anthony Thomson, the creator of Atom Bank who is building a new challenger bank, 86400, in Australia, share their thoughts on how banks can shape an agenda for the future.

Schwark Satyovolu, original co-founder of Yodlee and general partner of venture capital firm Trinity Ventures, shares his opinion on how open banking and sharing of consumer data is evolving in the U.S.

Warren Kornfeld, senior vice president at Moody's Investors Service, explains why banks' fear of Amazon, Google, Apple, Facebook and other tech giants is legitimate.

Ron Quaranta and Steve Ehrlich with the Wall Street Blockchain Alliance give their take on NYU professor Nouriel Roubini's declaration that "blockchain is the most over-hyped — and least useful — technology in human history" and they share what's working and what's not with financial services blockchain projects.

Gartner recently predicted that 80% of banks will become irrelevant by 2030. Peter Redshaw, team manager for the global financial services team at Gartner, explains some strategies the analyst firm thinks banks need to execute to survive.

With the midterms finally over, we discuss how it will impact regulatory and legislative policy for financial institutions going forward —as well as how it will affect the 2020 race.

Money has been flowing into passive investments such as ETFs in historic amounts. What happens when a bear market inevitably occurs? John Taft, former CEO of RBC Wealth Management and current vice chairman of Baird, sees this as one of several less-obvious risks to the financial system.

Consumer Financial Protection Agency Acting Director Mick Mulvaney is winding down some of the efforts his predecessor worked hardest on: enforcement of payday and fair lending rules and the Military Lending Act. Reporter Kate Berry shares the latest.