Keep The Change

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Aug 21, 2023 • 40min

August 2023 OCR Surprises w Mikey Smith

So the latest official cash rate announcement has been and there has again been no change in the OCR. However, in this announcement, there were a couple of surprises so we dig into those and see what the reserve bank was trying to tell us at this announcement. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 20, 2023 • 30min

Money Mail 171 - I made $50k in July

In July, we locked in over $50,000 worth of work directly from the Keep The Change audience. Last week we spoke about the concept of investing in yourself and how it's the best investment to make. Many successful people say things like that. People also say that if you follow your passion, the money will come. July is proof of that for me. BUT look at how long that has taken and how much effort. Let's get into some details!Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 16, 2023 • 38min

HOW To Approach Someone w Mikey Smith (GuardianSmith.co.nz)

Luke gets a rogue email from someone wanting a job, who won't be getting a job. We dive into what this person could have done better and some general principles for you if you're thinking of approaching strangers.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 14, 2023 • 30min

Where Did The Lambo's Come From w Mikey Smith (GuardianSmith.co.nz)

There are now thousands of supercars on the roads in NZ, we look at some numbers from back in 2000 through to today to see how this has changed and whether it is a good thing or bad thing, as well as how it's all been funded.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 13, 2023 • 43min

10 Commandments Q&A w Lighthouse Financial

Luke sits down with James from Lighthouse Financial to discuss your questions from Augusts webinar regarding the 10 Commandments of building wealth. There are some rippers in here and as always the live comments take on us a tangent - thanks for tuning in! Hopefully something in here really gets you thinking.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 10, 2023 • 23min

Money Mail 170 - Did your education cost you your belief?

‘’Invest in yourself’’, ‘’The best investment you can make is in yourself!’’. We’ve all heard these sayings but not everyone is interested in this. These sayings are almost thrown around so much that I don’t think people believe it to be true anymore. I got me thinking, why? Because so many smart, wealthy, happy and experienced people say things like this.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 9, 2023 • 1h 20min

WEBINAR: The 10 Commandments Of Building Wealth w Lighthouse Financial

Join James Blair from Lighthouse Financial for an interactive webinar where we go through the fundamental wealth principles you need to know to successfully start on your wealth creation journey.This webinar is all about the psychological concepts you need to understand to become financially bulletproof.The 10 commandments:Understand your motivation for wealth creationPlans are nothing, planning is everythingNever spend more than what you earnMake your money work harder than youKnow how you can benefit from the power of compoundingKnow how to implement leverageGive your investments sufficient time to growDo not compare your wealth goals to that of peersGive more value than you takeTreat your wealth like a business (because it is)Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 7, 2023 • 34min

You Bought Your House Now Live In It (Sorry!) w Mikey Smith (GuardianSmith.co.nz)

A recent Keep The Change Instagram poll revealed that a lot of people are questioning their recent decisions to buy a property. In this podcast we review why you didn’t have the info that you have now and how your thinking could be very normal. Perhaps you have buyer's remorse but zoom out and think longer term.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 6, 2023 • 42min

From Grinding to Success and Fulfillment

Something a little different today, Luke sits down with Shane from lateral lawyers and answers a few of his questions about his journey and what that has led to over the last 7 years, hopefully you can learn something from this. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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Aug 5, 2023 • 30min

Money Mail 169 - Your purchasing power decreased 15% in 3 years

Now that a number of you hate me after suggesting last week's income exercise, I thought I would keep that theme going. Did you know that your purchasing power decreased 15% in 3 years? This is why you really do need to understand inflation! At 11.59pm on March 25, 2020 , New Zealand shut down. Remember that? Regardless of what you believe to have caused inflation, know that it has been compounding at a rate of 5.5% for the last 3 years.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

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