

Keep The Change
nextAdvisory
Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ►Instagram https://www.instagram.com/keepthechange_nz/Tik Tok + Facebook + LinkedInCheck Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.
Episodes
Mentioned books

Sep 13, 2023 • 44min
How To Make $100k Online w @JoshRyan
In the second podcast with Josh Ryan, I tasked him with helping us to think about how we could make $100,000 online. Most kiwis will never hit the $100,000 income level, but Josh has and he has done it online by 23 so he is the perfect person to ask. If earning $100,000 isn’t your thing that’s fine too because I ask Josh some of the principles we could be applying to helping us grow our social media presence. Let’s get stuck in.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 11, 2023 • 53min
Mind Traps You Need To Avoid Part 2 w Mikey Smith
Here it is, the part two of the series around understanding mind traps to avoid. These come from two great YouTube videos that break down the different mind each and every single one of us will experience day to day in our life. The more you understand these the more you will see them and potentially avoid the pitfalls from them and potentially also use them to your advantage where possible.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 7, 2023 • 1h 12min
2 Ticks You ✅✅ Beat any political parties promises
How to beat any political parties promises! With the upcoming election promising to be a little bit of a cash lolly scramble to secure your vote, I wanted to remind you how powerful you are and how there may be more available to you ALREADY than you realise. Why wait for an election, 31 March or 1 July when you could implement some of these tactics yourself? Let’s get stuck into them.Want the slides to access the links?https://docs.google.com/presentation/d/1tfqn6o6Z8f1LxM6FeWczegAB6m4bIeAt0J47WjNK-Yo/edit#slide=id.g23d8e463fc7_0_12Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 6, 2023 • 38min
No degree, debt free, top earning kiwi @JoshRyan
I sit down with Josh Ryan, who helps people grow their Instagram and YouTube channels so that they can make more money. They pay him money to do this. Find out about what it’s like, building a business from scratch when all your mates head to uni. Josh got into this straight out of high school and has been doing it for 8 years. What can you learn from this trailblazer?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 4, 2023 • 35min
REVEALED How (Much) Mikey Gets Paid w Mikey Smith
There are a number of different ways to make income in this country and there are also a number of different forms of income so in this podcast we start by exploring how Mikey gets paid as a mortgage adviser and how some of his income can actually be an asset that can be sold. You will definitely learn something in this and have your eyes opened so get stuck in.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Sep 4, 2023 • 21min
Money Mail 173 - The ABCs of Depreciation
There’s been a bit of talk recently about depreciation on commercial buildings. This is because two of the major political parties will remove this as a tax-deductible expense after the election. Put simply; depreciation reflects the decrease in value of an asset over time. Well what about rental properties and how does this impact you? Let's learn and explore depreciation.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 30, 2023 • 28min
TRIGGER - Can You Afford That Pussy?
wow oh we are really going to do this! There's been a lot of chat recently around when the right season is to have a pet so in this episode we will explore Mikey's true cost of his pussy and the number of things we often don't think about when taking on a massive commitment like a pet. Please understand that yes we know you may have different reasons for having pets and that is completely fine we are not here to tell you what to do everybody can make their own decisions for you. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 28, 2023 • 41min
'Why Is Paying Down Debt Sexier Then Saving?' w Mikey Smith
Financial expert Mikey Smith discusses the psychology of saving and accumulating debt, navigating financial decisions, setting personal financial goals, and the importance and benefits of saving.

Aug 27, 2023 • 32min
Money Mail 172 - I don’t pay all my bills
Ahhh passive Income - you either desire it or believe it to be full of sh!t. We’ve all had dreams of sitting on a beach, paying for cocktails from the interest earnt on our lotto winnings. OR having 4 rental properties, collecting the rent and doing the same, but probably just on Himitangi beach rather than a Hawaiian one. BUT a lot of can understand passive income whilst interest rates are higher so let's take a look at some examples.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Aug 23, 2023 • 31min
Wow! Kiwis Are Rich $$$ w Mikey Smith
In a recent report from Credit Suisse, it details how Kiwis are a lot richer than you may expect. Did you know that we have hundreds of thousands of Kiwis in the top 1% of worldwide wealth? We also have millions of Kiwis in the top 10% of worldwide wealth. So why do you feel so poor? Let's take a look.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.