

Keep The Change
nextAdvisory
Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepthechange.co.nz FOLLOW ►Instagram https://www.instagram.com/keepthechange_nz/Tik Tok + Facebook + LinkedInCheck Out My Accounting Practice: www.nextadvisory.nz Hosted on Acast. See acast.com/privacy for more information.
Episodes
Mentioned books

Aug 2, 2023 • 28min
Offer A Painkiller (Sabri's Idea) w Mikey Smith
If you are in business or looking to make some extra cash then have a look at this framework to think about how you are going to need to position your solution to people whilst the economy is contracting. This is a Sabri Suby's idea around making sure that you can still sell things in a recession. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 30, 2023 • 28min
Mortgage Rates Rolling Off In The Next 6 Months? w Mikey Smith
For many mortgage holders your interest rates will be rolling off in the next six months and you have a decision to make. I ask Mikey what people should be thinking about when it comes to rates, changing banks, and certainty.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 27, 2023 • 29min
Money Mail 168 -The disgusting income exercise you want to avoid
Imagine knowing what you’ve earned for the last 8 financial years combined? Well ya can! Uh oh. Do you really want to know? The IRD will let you run a report of your income summary online going right back to the 1st of April 2015. If you’re brave, go back and look at your income through the years. Who's keen?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 26, 2023 • 49min
Teach Us To Flip Property w Tama Singh
We’ve learnt about what Tama does and why he’s doing it. Now he’s on a journey to teach other people to do the same thing. I ask him how we know if this is our thing and where to start if we want to get into flipping property. Tama explains why starting small and learning the skills is the most valuable piece of the journey, then it’s just rinse and repeat. Find out how much Tama has made through the journey so far and whether he’s going to slow down. Enjoy. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 24, 2023 • 31min
You Have It All But Feel Stuck w Mikey Smith
This is a listener request from somebody who has everything a lot of people would love to have but is still feeling stuck. We dive into how to think about this differently and think about designing your life plus the seasons that go through that life as well. This will be really helpful for so many people so please listen to this one.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 23, 2023 • 1h 1min
PLEASE Understand Inflation NOW! w Mikey Smith
Plenty of people are excited about inflation decreasing but you still need to understand the long-term impacts of inflation. This episode will show you what the devaluation of the New Zealand currency looks like and once you know, you’ll need to figure out what you will do to protect your money longer term. This is critical to understand if you want to look after your finances in the long run. This episode is bought you by the good people at Double Yolk. Check out their recent article about scaling their business from $100,000 in turnover to $5 million turnover in 4 years in the NZ Entrepreneur magazine.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 22, 2023 • 26min
Money Mail 167 - What is a liquidation?
Recently you may have seen more stories about businesses going into ‘liquidation’, which can be tricky to understand. We are going to go over some basics of what liquidation is and how it can happen. Liquidation is effectively winding up the operations of a business and selling or distributing the assets of the business to cover the debts that it owes (to what are called creditors).Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 19, 2023 • 49min
Run Your Own Race w Luke's Partner
Luke’s partner is back in the studio to bring another top 10 podcast to your ears. In this podcast we discuss why it’s important to run your own race and not compare yourself to your partner, your friends, or the people you're following on social media. As always the conversation gets a little but tense when some of our relationship differences start coming to the forefront. Enjoy this one!Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 17, 2023 • 22min
Money Mail 166 - What to take to a wedding
If you’re heading for a wedding or somewhere where you need to provide a gift, there’s a high chance that you’re questioning what is enough? The ole ‘my presence is your present’ doesn’t really cut it at a wedding does it? I found a NZ poll from 2017 where 5,600 people voted and 67% of people said they would take $100 or less to a wedding as a gift. Now that the money printers have had their way with us, I’d imagine that if they ran that poll again in 2023; $100 may not quite cut it?Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.

Jul 17, 2023 • 42min
Why You Can't Make $1million With Your Current Thinking w Mikey Smith
What would it take for you to make $1 million per year? Chances are you don't know right now but if you have the right information we are sure that that's exactly what you would do and you wouldn't stay in your $50,000 job so let's explore exactly how we need to be thinking differently to get on a different path and increase what we earn and what we save. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nz https://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.