The Personal Finance Podcast

Discover essential strategies to protect your personal finances online in an age of rising cyber threats. Learn how tools like password managers and two-factor authentication can safeguard your sensitive information. The discussion highlights practical tips to outsmart identity theft and secure your financial future.

Discover the hidden potential of Health Savings Accounts (HSAs) as powerful retirement tools! Learn about their impressive tax benefits and how they differ from Flexible Spending Accounts. Uncover effective strategies for maximizing contributions and efficiently tracking medical receipts using Google Drive. Plus, find out why Fidelity is a top choice for HSA providers. Dive into the versatility of HSAs and their crucial role in covering medical expenses and enhancing long-term financial growth. Get ready to supercharge your savings!

In this episode of the Personal Finance Podcast,  we are going to talk about  how much should you have saved in your Roth IRA by age.Watch this Episode on Youtube How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew’s course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to joindeleteme.com/pfp20 for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Turn your business dream into reality! Apply now at www.oneday.org/pfp  Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Go to https://joindeleteme.com/PFP20/ for 20% off! Shop Data Plans and Save Big at mintmobile.com/pfp   Links Mentioned in This Episode:  The Mega-Back Door Roth IRA (How to Get an Extra $43,500 in Your Roth!) 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 1 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 2 Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Personal Finance Podcast,  we are going to talk about the  17 Tiny Habits that'll make you rich.How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew’s course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to joindeleteme.com/pfp20 for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Turn your business dream into reality! Apply now at www.oneday.org/pfp  Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Delete Me: Use Promo Code PFP for 20% off! Shop Data Plans and Save Big at mintmobile.com/pfp   Relevant  Episodes:  19 Habits of People Who Always Have Money (Save Like The Rich) 11 Unpopular Opinions That Will Make You Very Rich How to Build an Amazing Network To Help You Get Rich With Jordan Harbinger (PFP Vault) How to Get Rich and Buy Your Freedom with Justin Williams Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Personal Finance Podcast,  we are going to talk about how you can change your financial life in 6 months.How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew’s course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to joindeleteme.com/pfp20 for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Turn your business dream into reality! Apply now at www.oneday.org/pfp  Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Delete Me: Use Promo Code PFP for 20% off! Shop Data Plans and Save Big at mintmobile.com/pfp   Links Mentioned in This Episode:  The Super Retirement Account (HSA) How to Open an HSA (and Why You Should Consider it!) - Money Q&A 7 Side Hustles That Can Turn Into a Full Time Business Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into tailored investing strategies that align with your financial goals and risk tolerances. Discover the nuances of Dave Ramsey's four-fund approach and compare different styles from aggressive stock portfolios to diversified ones. Learn about the benefits of an all-season portfolio for conservative investors and explore advanced strategies that mix stocks, bonds, and alternative assets. Unlock potential returns through improved diversification techniques and understand how to balance risk management in your investments.

Discover ten powerful portfolio strategies tailored for your financial goals. Learn about the effective 'Simple Path to Wealth Portfolio' emphasizing total stock market index funds for diversification. Explore Warren Buffett's 90-10 portfolio balancing stocks and bonds, and uncover the reliability of the Couch Potato Portfolio. The importance of broad diversification and global exposure is also highlighted, showcasing how international investments can mitigate risks. Perfect for anyone looking to simplify their investment journey!

Discover a 10-step framework to save your first $100K with practical strategies. Learn how to maximize income and automate investments in low-cost funds for long-term growth. The conversation also delves into effective debt reduction methods, including tackling high-interest credit card debt. Explore tax optimization via retirement accounts to enhance your financial health. Plus, gain insights on securing your finances and building wealth through smart budgeting and data protection.

Join Brian Feroldi, an expert in stock-based compensation and investing, as he reveals the secrets to building wealth through savvy financial strategies. He breaks down stock-based compensation, emphasizing the importance of negotiation and understanding tax implications. Discover how Employee Stock Purchase Plans (ESPP) can maximize returns while avoiding common pitfalls. Brian also discusses balancing current enjoyment with future wealth goals, transforming your money mindset from a mere number into a tool for enriching life experiences.

Discover the secrets to effectively analyzing index funds for your investments. Learn about essential metrics like ticker symbols, inception dates, and expense ratios. Explore the benefits of index funds and ETFs, including tax efficiency and risk metrics. Get insights on evaluating performance through return rates and benchmark comparisons. Dive deep into key considerations, such as geographic exposure and fund size, to navigate the risks and make informed financial decisions.