The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
May 28, 2025 • 32min
Starting at 40+? Here’s the Exact Investing Plan I’d Use (FI After 40 Framework)
Discover an actionable financial framework tailored for those over 40, focusing on effective savings and investment strategies. Learn the CIA method to streamline your finances by cutting unnecessary expenses, identifying goals, and automating savings. Explore ways to boost your income through salary negotiations, side businesses, and strategic job changes. Delve into smart investment techniques like the backdoor Roth IRA and a Buffett-inspired portfolio, all while planning for healthcare costs and striving for a debt-free lifestyle.
10 snips
May 26, 2025 • 43min
5 Side-Hustles That Can Turn into a Full time Income!
Discover five promising side hustles poised to transform into sustainable income streams. Explore the potential of launching an indoor golf simulator business and learn effective marketing strategies. Dive into the world of AI agent agencies and uncover how they can diversify your income. Hear about the importance of standard operating procedures for smooth business operations. Unique ideas like crypto mining setups and luxury decor subscriptions also get the spotlight, inspiring you to pursue your entrepreneurial dreams!
May 21, 2025 • 38min
Should You Buy a House Now or Wait it Out? (Money Q&A)
Explore the current housing market's complexities, weighing the pros and cons of buying a home now versus waiting. Discover key budgeting strategies, like the '20-55 rule,' and gain insights on homeownership costs beyond just the mortgage. Delve into the importance of maintaining a solid credit history and effective financial management. Plus, examine a cautious approach to investing in Bitcoin, discussing institutional adoption and smart investment techniques. Tune in for essential tips to navigate your financial future!
May 19, 2025 • 49min
How to Get Out Of Debt The FAST WAY (The 7-0 Method)
Discover the powerful 7-0 method designed to wipe out high-interest debt quickly. Learn how mindset shifts and practical expense reduction can lead you to a $0 balance. The podcast compares the debt avalanche and snowball methods, emphasizing how the snowball approach can boost motivation as you tackle your debts. Tune in for essential tips on prioritizing your payments and achieving financial freedom in less time!
10 snips
May 14, 2025 • 35min
7 Mindset Shifts to Master Your Money Psychology
Unlocking the secrets of money psychology is a game changer! Discover how to shift from a scarcity to an abundance mindset, and recognize your emotional spending triggers. Gain insights into the importance of documenting these triggers and redefining your money identity. Confidence in finance matters—focus on your own journey instead of comparisons. Lastly, learn to build financial confidence through actionable steps, setting personal goals, and overcoming the fear of decision-making. Transform your relationship with money today!
11 snips
May 12, 2025 • 31min
Fastest Way to $1 Million, Roth Rules, and If You Should Rent Forever (Money Q&A)
Discover the secrets to building back your emergency fund and the effective 136 method. Explore whether it's wise to invest your HSA funds and how to handle an extra $500 monthly. Debate the merits of paying off high-interest debt versus saving, and discuss the nuances of rolling over your IRA. Dive into the age-old question of renting forever versus buying a home, especially in high-cost areas. Plus, get insights on navigating Roth contributions based on your income. Valuable financial strategies await!
May 7, 2025 • 52min
How to Get Rich Doing Boring Things With Nick Huber
Nick Huber, author of "The Sweaty Startup", chats about building wealth through unglamorous ventures. He highlights the surprising profitability of boring industries like fire protection services. Resilience in sales and the art of delegation are key to entrepreneurial success. Huber suggests optimizing local talent and hiring internationally to cut costs. He also discusses the balance between cash flow and equity, emphasizing the importance of clear financial goals in entrepreneurship. Get ready for a fresh take on wealth-building!
May 5, 2025 • 41min
7 Money Habits That Keep You Stuck (And Broke!)
Discover the seven damaging money habits that trap individuals in a cycle of financial struggle. Learn how to create a solid roadmap for financial freedom by focusing on significant decisions rather than minor expenses. Explore wealth-building strategies that prioritize location and smart investments. Gain insights on mastering your finances with budgeting and automating savings. Finally, transform your mindset by challenging negative beliefs about money and eliminating unnecessary costs for a brighter financial future.
6 snips
Apr 30, 2025 • 50min
Why you NEED a Financial Independence Bucket List With Justin Peters
Join Justin Peters, host of the Fi Minded Podcast and advocate for financial independence, as he dives into the significance of creating a Financial Independence bucket list. He shares captivating stories about mini retirements that combat burnout while enhancing life clarity. Listeners learn innovative savings gamification techniques and the importance of balancing present enjoyment with future goals. Justin emphasizes flexibility in work schedules and how intentional spending can lead to richer, more fulfilling experiences as one pursues financial freedom.
Apr 28, 2025 • 37min
Pay Off Debt or Keep Investing? (Money Q&A)
The discussion dives into the dilemma of paying off debt versus investing, examining how personal circumstances affect financial decisions. Listeners learn how to optimize a child's Roth IRA and navigate small business finances, including write-offs and taxes. The hosts also tackle the value of disability insurance and provide strategies for managing student loans while maintaining an investment focus. Finally, they share insights on selecting the right business structure, emphasizing liability protection and tax implications in California.
