
The Personal Finance Podcast
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Latest episodes

Jul 19, 2023 • 37min
How to Finance a Starter Home In This Market! (Money Q&A)
In this episode of money Q&A of the Personal Finance Podcast, we are going to talk about how do you finance a starter home in this crazy market?How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode:
Baby Proof Your Wallet: The Ultimate Guide to Preparing Financially for A Baby
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 17, 2023 • 40min
15 Personal Finance Rules That Will Keep You Wealthy!
In this episode of the Personal Finance Podcast, we’re going to talk about the 15 Personal Finance Rules that will Keep you wealthy. We're going to go through the rules of thumbs for buying your car, for buying your house, retirement savings and how much you can actually draw down every single month.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode:
Average Net Worth By Age! (Let's See Where You Stack Up)
11 Car Buying Mistakes you Need to Avoid! (Don't Make These Mistakes!)
The Insane Lifetime Cost of Car Ownership! (These Numbers Blew Us Away)
No minimum investment mutual funds - Fidelity
The Warren Buffett Portfolio: Simplify with Only 2 Index Funds
How to Retire by Age 35 and Win with Money! (with Steve Adcock)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 12, 2023 • 31min
The Crazy Difference in Buying Power Today (By Decade!)
In this episode of the Personal Finance Podcast, the crazy difference in buying power by decade.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy.
+To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode:
How to Invest in Dividend Stocks (I Reveal My Exact System!)
How to Get a Guarunteed 9.62% Return with I-Bonds
26 Ways to Find Real Estate Deals (17 Are Free!)
How to Build a $1M Net Worth at 31 While Making $55K per Year Through Long Distance Real Estate Investing with Tom Brickman
How to Find Your Freedom Number (with Real Estate Investing!)
The Bulletproof Scaling Method In Real Estate (And How to Evaluate Repairs!) With Andresa Guidell
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

5 snips
Jul 10, 2023 • 29min
How much do you need to Actually Feel Wealthy? (This will Shock You!)
In this episode of the Personal Finance Podcast, how much do you actually need to feel wealthy? And the answer might shock you.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy.
+To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode: Schwab Modern Wealth Survey, June 2023Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 5, 2023 • 29min
26 Ways to Find Real Estate Deals (17 Are Free!)
In this episode of the Personal Finance Podcast, we're gonna talk about 26 ways to find real estate deals, and 17 of these are free.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy.
+To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 3, 2023 • 33min
11 Car Buying Mistakes you Need to Avoid! (Don't Make These Mistakes!)
Learn about 11 car buying mistakes to avoid, including the importance of a substantial down payment and pre-purchase inspections for used cars. Consider factors like vehicle cost, maintenance, and fuel efficiency, and avoid costly mistakes such as adding unnecessary expensive features. Ask questions and make informed decisions when buying a car.

4 snips
Jun 28, 2023 • 57min
How to Use Money as a Tool to Achieve Financial Independence With Diania Merriam
In this episode of the Personal Finance Podcast, how to Use Money as a Tool with Diana Miriam.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Connect with Diania Merriam:
Linkedin
Website
Podcast
EconoMe 2024—March 15-17, Cincinnati, OH Conference and get 10% discount at tickets@economyconference.com
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 26, 2023 • 28min
Should You Contribute to a Roth IRA or Pre-Tax as a High Earner? (By Tax Bracket!)
In this episode of the Personal Finance Podcast, should you contribute to a Roth IRA or pre-tax as a high earner?How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy.
+To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode:
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

34 snips
Jun 21, 2023 • 1h 4min
How to Find Your Dream Job Without Applying Online with Austin Belcak
In this episode of the Personal Finance Podcast, we're gonna talk to Austin Ack about how you can find your dream job without applying online.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Connect with Austin Belcak
Linkedin
Website
Twitter
Instagram
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jun 19, 2023 • 35min
10 Dangerous Money Lies We Tell Ourselves (And How to Change Them!)
In this episode of the Personal Finance Podcast, 10 Dangerous Money, lies that we tell ourselves and how to fix them.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy.
+To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode:
8 Ways to LEGALLY Avoid Paying Taxes Like the Rich (Save 6 figures+ in Taxes!)
The 5 Step Master Plan to Talk to Your Spouse or Partner About Money
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices