
The Personal Finance Podcast
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Latest episodes

Aug 23, 2023 • 29min
If You Can't Afford a House It's Not Your Fault (Here's Why!)
In this episode of the Personal Finance Podcast, we're gonna talk about if you can't afford a house, it is not your fault, and I'm gonna explain exactly why.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Delete Me: Go to joindeleteme.com/PFP and use promo code PFP you’ll be able to save 20% off your DeleteMe subscription! Protect yourself online!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp .
Links Mentioned in This Episode:
House Hacking: How to Live Rent Free (Seriously!)
From House Hacking to Future Millionaire with John Eringham (Johnefinance)
Why Live-In-Flips May Be the Best Way to Invest in Real Estate with Carl and Mindy Jensen
How to Significantly Reduce Your Housing Costs with Live-In Flips
look@thisonirs.gov
IRS website
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

20 snips
Aug 21, 2023 • 25min
How to Get Better at Money Without Overhauling Your Entire Life
In this episode of the Personal Finance Podcast, we are going to talk about how to get better at money without overhauling your entire life.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Delete Me: Go to joindeleteme.com/PFP and use promo code PFP you’ll be able to save 20% off your DeleteMe subscription! Protect yourself online!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp .
Links Mentioned in This Episode:
How We Travel The World Completely Free! (Travel Hacking 101)
How to Maximize Your Travel and Get the Most Out of Your Credit Card Points Points with Chris Hutchins
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 16, 2023 • 49min
13 Financial Moves to Reduce Stress and Anxiety (Feel Calm About Money!)
In this episode of the Personal Finance Podcast, we are going to talk about the 13 Financial Moves that can help you reduce your stress and anxiety around money.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Delete Me: Go to joindeleteme.com/PFP and use promo code PFP you’ll be able to save 20% off your DeleteMe subscription! Protect yourself online!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp .
Links Mentioned in This Episode:
The Stairway to Wealth (Where to Put Your Money In Order!)
The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!)
How to Protect Your Finances Online (And Prevent Getting Scammed!)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 14, 2023 • 29min
Which is Better a 529 or Roth IRA for Your Kids? Money Q&A
In this episode of the Personal Finance Podcast, which is better: a Roth IRA or a 529 plan for investing for your kids?How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Delete Me: Go to joindeleteme.com/PFP and use promo code PFP you’ll be able to save 20% off your DeleteMe subscription! Protect yourself online!
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp .
Relevant Episode: The Back Door Roth IRA (How High Earners Can Get Money Into a Roth IRA!)Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 9, 2023 • 29min
10 Ways to Prevent Identity Theft (and What to Do if it Happens to YOU!)
In this episode of the Personal Finance Podcast, we’re going to talk about how to protect yourself against identity theft and what to do if it happens.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Delete Me: Go to joindeleteme.com/PFP and use promo code PFP you’ll be able to save 20% off your DeleteMe subscription! Protect yourself online!
Links Mentioned in This Episode:
How You Can Create Life Changing Money Routines (Copy Mine!)
Identity Theft PDF: https://expert-hustler-605.ck.page/6f5ee05896
How to Create a Bulletproof Wealth Protection Plan
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 7, 2023 • 40min
6 Money Myths You Must Avoid at All Cost! (Don't Fall For THESE)
In this episode of the Personal Finance Podcast, we’re going to talk about the 6 Money Myths You Must Avoid at All Costs.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode:
6 Ways to Access Your Retirement Funds Early with Jeremy Schneider (From Personal Finance Club!)
How to Pay No Taxes in Early Retirement, Debunking the Mortgage Fee Fiasco, and More! With Katie Gatti (From Money With Katie!)
Rich vs Wealthy (The Life Changing Mindset Shift)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 2, 2023 • 34min
How Much Should You Have Saved In Your Emergency Fund (By Financial Situation!) - Money Q&A
In this episode of the Personal Finance Podcast, we’re going to talk about how much money should you have saved in your emergency fund by financial situation?How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode: The Back Door Roth IRA (How High Earners Can Get Money Into a Roth IRA!)Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 31, 2023 • 38min
6 Ways to Navigate Crazy High Interest Rates!
In this episode of the Personal Finance Podcast, we're gonna talk about how to navigate these crazy high interest rates.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode:
How to Run the Numbers on a Rental Property (And the Mistakes You MUST Avoid)
How to Get a Guaranteed 5% Return on Your Emergency Fund - Money Q&A
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 26, 2023 • 23min
Everything you Need to Know About Your Student Loans (and How to Prepare to Start Paying Them Off!)
In this episode of the Personal Finance Podcast, we are going to talk about everything you need to know about your student loans and how to prepare for starting to pay back your student loans.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Relevant Episodes:
7 Ways to Pay Down Your Student Loans Faster
Should You Pay Your Student Loans Since They Keep Postponing Payments? (Plus the Best Investing Books!)
Here's What to Do if Your Student Loans Have been Forgiven
Links Mentioned in This Episode:
Student Aid
Student Federal Aid Contact Information +1-800-433-3243
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices

7 snips
Jul 24, 2023 • 34min
5 Ways to Buy Real Estate With Low to No Money Down!
In this episode of the Personal Finance Podcast, five Ways to Buy Real Estate with Low to No Money Down.How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel!
Ask Andrew a question on Instagram or TikTok.
Learn how to get out of Debt by joining our Free Course
Leave Feedback or Episode Requests here.
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe.
Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals.
Links Mentioned in This Episode:
How to Run the Numbers on a Rental Property (And the Mistakes You MUST Avoid)
From Flipping Couches to Flipping Houses With Ryan Pineda
How to Find Your Freedom Number (with Real Estate Investing!)
Connect With Andrew on Social Media:
Instagram
TikTok
Twitter
Master Money Website
Master Money Youtube Channel
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
How to Negotiate Your Salary
The 75 Day Money Challenge
Get out Of Debt Fast
Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices