

6 Ways to Withdraw Money in Retirement (Can you withdraw More Than 4%?!)
Feb 21, 2024
Learn about different strategies for withdrawing money in retirement accounts, including the 4% rule and flexible spending. Explore the ratcheting rule for increased spending and adjusting retirement spending based on market performance. Discover the importance of aligning financial planning with lifestyle and considering self-investment.
Chapters
Transcript
Episode notes
1 2 3 4 5 6 7
Introduction
00:00 • 2min
Strategies for Retirement Withdrawals
02:26 • 6min
Exploring the 4% Rule and Introducing the Ratcheting Rule for Retirement Withdrawals
08:39 • 4min
Setting a Spending Floor in Retirement with the Ratcheting Rule and Considering Time Horizon
12:38 • 1min
Strategies for increasing retirement spending based on portfolio performance and introducing a flexible spending strategy
14:02 • 4min
Adjusting Spending in Retirement Based on Market Performance
18:01 • 21min
Navigating Financial Planning and Self-Investment
39:12 • 2min