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6 Ways to Withdraw Money in Retirement (Can you withdraw More Than 4%?!)

The Personal Finance Podcast

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Adjusting Spending in Retirement Based on Market Performance

The chapter discusses a strategy for adjusting discretionary spending in retirement based on market conditions. It suggests different approaches depending on the performance of the S&P 500 index, with potential flexibility to support a higher withdrawal rate. It emphasizes the importance of maintaining fixed costs for necessities and adjusting discretionary spending accordingly.

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