The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
Nov 11, 2024 • 34min
The 2025 Rules for Retirement Accounts, New Tax Brackets, and More!
Discover the 2025 rules for retirement accounts and how to maximize your contributions! Learn about the upcoming tax changes, including increased standard deductions and their implications for effective financial planning. Automation in finance takes center stage, showcasing tools that simplify money management. Dive into the complexities of the marginal tax system and separate fact from fiction about tax brackets. Plus, explore accessible investment options in real estate!
Nov 6, 2024 • 34min
Retirement Account Loans, Strategies for Newlyweds, Accounts for Kids and More!- Rapid Fire Money Q&A
Discover effective strategies for newly married couples setting up joint accounts. Learn about the risks of using retirement loans to pay off debt and the best options for buying a home when you need equity. Explore custodial accounts for kids and the essential skills for aspiring business owners. Dive into financial tips to manage debt wisely, plus insights on navigating the housing market with bridge loans and rent back agreements. Stay informed and empowered to make smart money decisions!
Nov 4, 2024 • 41min
How to Figure Out How Much You Will Spend In Retirement (By AGE!)
Discover how to calculate retirement spending by age, starting from your 20s! Learn essential financial strategies that guide you through various life stages. Explore the benefits of health savings accounts and investing in Roth IRAs and 401(k)s. Uncover tips for optimizing employer matches and reassessing expenses in your 30s. This discussion emphasizes building a strong financial mindset and making informed decisions that secure your future. Get ready to turn your retirement dreams into achievable goals!
Oct 30, 2024 • 27min
25 Scary Money Statistics (Part 2)
Dive into alarming statistics revealing soaring car loan payments and mortgage debt. Discover hidden costs of homeownership and the rising trend of responsible sports gambling. The discussion tackles financial addiction, highlighting the need for support. Families face struggles with childcare costs amidst inflation, sparking strategies for budgeting. Effective hiring practices and innovative banking solutions get a spotlight, underscoring the importance of therapy for holistic financial well-being.
Oct 28, 2024 • 38min
25 Scary Money Statistics (Part 1)
Dive into a realm of alarming money statistics that many overlook. Discover the reality of living paycheck to paycheck and gain practical tips for saving and budgeting. Learn how to safeguard your personal information after data breaches. Unpack the weight of credit card debt and explore strategies to tackle it effectively. Plus, master the art of salary negotiation to advocate for your worth with confidence. This discussion is packed with insights that can reshape your financial future!
35 snips
Oct 23, 2024 • 39min
The Best Financial Strategies (BY INCOME!)
Discover tailored financial strategies based on income levels, from managing debt for those earning under $50,000 to disciplined investing for higher earners. Learn about the significance of building an emergency fund and effective budgeting to foster financial stability. Explore the importance of disciplined investing habits, saving 15 to 20% of income, and understanding key metrics for financial independence. The discussion also highlights enhancing earnings through networking and negotiation for long-term wealth growth.
18 snips
Oct 21, 2024 • 31min
Investing Your First $100K, Refinancing, Real Estate Investing and More! - Rapid Fire Money Q&A
Dive into thrilling financial strategies covered in rapid-fire Q&A! Discover whether it's time to refinance your mortgage and the importance of disability insurance. Learn smart investment tips for your first $100K and the advantages of various accounts like Roth IRAs. Explore financial privacy concerns with data brokers and how tools like DeleteMe can protect your information. With insights on budgeting, saving for emergencies, and retirement planning for recent grads, this discussion is packed with actionable advice!
14 snips
Oct 16, 2024 • 31min
The Bucket Method For Managing Your Savings (Master Multiple Savings Goals)
Discover the innovative bucket method for organizing your savings, breaking them down into targeted goals like emergencies and vacations. Learn how automation can ease financial stress and enhance your savings journey. Uncover the importance of aligning your financial choices with personal values and how to boost savings contributions as your income grows. Make your financial aspirations a reality with practical strategies and actionable insights!
Oct 14, 2024 • 28min
Should I reduce my 401(K) Contributions to Save for a House? - Money Q&A
Dive into the debate on whether to cut 401(k) contributions to save for a house. Uncover tips for locating lost retirement accounts and strategies for effective debt repayment. Discover how to balance saving for a home while protecting your future financial goals. Also, learn about the importance of life insurance and how to navigate recent data breaches affecting personal information. Plus, get practical advice on budgeting for homeownership and managing personal finances effectively.
Oct 10, 2024 • 39min
The 6 Numbers You Must Know to Build Wealth (The Financial Scorecard)
Discover the six essential numbers crucial for building wealth. Learn the importance of tracking your income and net worth for effective financial planning. Understand how to differentiate between necessary expenses and lifestyle choices. Get strategies for managing debt and determining your savings rate. This valuable insight can guide you toward financial independence and help you plan for a secure retirement.
