The Personal Finance Podcast
Andrew Giancola
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Episodes
Mentioned books
5 snips
Dec 16, 2024 • 34min
The 4 Most Dangerous Financial Traits (Avoid These at All Cost!)
Discover the four dangerous financial traits that could undermine your wealth-building efforts. Learn how FOMO can lead to impulsive choices and the pitfalls of seeking certainty in investments. Embrace uncertainty by understanding market volatility and the importance of hands-on experience. Dive into the significance of financial education to stay calm during market fluctuations, and uncover how impatience and gullibility can derail your investing success. Equip yourself with strategies for realistic goals and long-term investments.
7 snips
Dec 11, 2024 • 37min
What is the Point Of Investing in Non-Retirement Accounts Long Term - Money Q&A
Discover the significance of investing in non-retirement accounts for your long-term financial success. Explore the reasons behind varying performances of similar index funds and learn the ins and outs of managing equity compensation. Delve into strategic investment management, including the importance of diversification and careful stock holding. Understand the implications of converting IRAs and why incorporating international investments can enhance your portfolio. Plus, some personal insights on balancing fitness and finance for a holistic lifestyle!
13 snips
Dec 9, 2024 • 53min
How to Master the Skill of Spending With Jen Smith
Jen Smith, author of "Buy What You Love Without Going Broke" and co-host of the Frugal Friends Podcast, dives into the art of spending wisely. She discusses how to shift from frugality to values-based spending, aligning financial choices with personal values. Jen shares practical strategies for mindful spending amidst societal pressures and explores the impact of life changes on financial habits. With insightful stories, she highlights the path to responsible spending even while in debt, urging listeners to embrace progress over perfection.
8 snips
Dec 4, 2024 • 32min
Pre-Tax or Roth, How to Use Your Emergency Fund, & Building Business Credit - Money Q&A
Discover strategies for maximizing retirement contributions and evaluating pre-tax versus Roth options for high earners. Learn how to effectively use your emergency fund and explore the nuances of building business credit. Gain insights into incorporating a business, monitoring credit reports, and the importance of responsible credit use. Plus, hear about balance protection insurance and ways to protect your financial interests. This discussion is a treasure trove for anyone looking to take their financial savvy to the next level!
30 snips
Dec 2, 2024 • 34min
The 2024 Year End Money Checklist (Do These Before Year End!)
Explore an insightful year-end money checklist focusing on crucial financial practices. Discover strategic spending tips to enhance your financial freedom, from budgeting to negotiating bills. Learn how to optimize your finances for 2024 by maximizing retirement contributions and reviewing tax withholdings. Delve into effective year-end financial planning, including the importance of cybersecurity and the smart use of unexpected bonuses. Embrace these tips to elevate your financial health as you head into the new year!
Nov 27, 2024 • 30min
What Percentage of Net Worth Should be in Stocks, Old 401(k), Books for Buying Businesses and More! - Money Q&A
Dive into the financial frontier with discussions on the ideal percentage of net worth to allocate to stocks. Learn what to do with that old 401(k) and how to strategically pay off high-interest debts like car loans. Explore recommended books for buying businesses and innovative tools for emerging entrepreneurs. Discover the nuances of international index funds and valuable investment services, while hearing inspiring success stories of individuals achieving significant financial milestones. Get equipped with actionable insights for navigating your financial journey!
Nov 25, 2024 • 31min
How Much Should Your Spend on Rent (By Income!)
Discover how much of your income should truly go towards rent! Learn about the ideal 30% rent-to-income ratio and effective budgeting tips for financial independence. Explore the benefits of having roommates and affordable housing options for lower earners. Dive into strategies for negotiating rent and saving costs, such as renting during off-seasons. With smart rent spending guidelines, ensure your housing expenses remain manageable for a more stable financial future!
Nov 20, 2024 • 33min
How to Invest More Outside of Retirement Accounts, 529 Strategies, & Dividend Growth - Money Q&A
Discover effective strategies for investing outside retirement accounts and enhance your financial growth! Dive into the benefits of 529 plans for education and understand the delicate balance of liquidity in your investment choices. Explore the potential of tangible assets like real estate while navigating the complexities of dividend taxation. Learn about the latest tools to support business growth and discover how to optimize your investment strategy effectively. Whether it’s e-commerce or tax efficiency, there’s something for every aspiring investor!
6 snips
Nov 18, 2024 • 33min
20 Unconventional Passive Income Ideas!
This discussion uncovers 20 unconventional passive income ideas, from laundromats to ice machines. Discover how to set up these ventures for minimal effort and amplify your financial growth. Explore the potential of parking lot rentals and digital billboard advertising, with personal insights on their management. The possibilities are endless, including unique strategies like renting event spaces and leveraging technology. Partnerships play a crucial role in achieving success in these creative income streams!
Nov 13, 2024 • 35min
How to Retire in 12 Years or Less if You Started Late - Money Q&A
Discover how to retire in just 12 years, even if you started late! Explore strategies to boost your savings, focusing on the power of Roth IRAs and 401(k) contributions. Learn effective cash management tips and ways to quickly unfreeze your credit. Plus, get insights into overcoming mental barriers in personal finance. This episode is packed with practical advice for anyone looking to master their money management skills and accelerate their financial journey!
