
The Personal Finance Podcast
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
Latest episodes

Jul 22, 2024 • 46min
Should I Sell My Car At A Loss?! - Money Q&A
Listen to this podcast episode for insights on whether to sell your car at a loss, investing in tax liens/deeds, managing finances overseas, and investing with non-taxed dollars. Discover strategies for business growth, tips on travel hacking, and a simple investment portfolio strategy focusing on the US economy.

Jul 17, 2024 • 38min
How Much Should You Spend on a Family Vacation? (By Income!)
Learn how to budget for family vacations based on income levels, avoid debt, and save strategically. Discover tips on setting goals, saving efficiently, and utilizing travel hacks to maximize your travel budget. Plus, explore investing in real estate with Fundrise and obtaining term life insurance through PolicyGenius.

Jul 15, 2024 • 42min
Should I Pay Off Student Loans OR Start Investing NOW?! - Money Q&A
The podcast discusses whether to pay off student loans or start investing, using a 401(k) for buying a business, and using FSA and HSA on different health plans. It also covers strategies for debt payoff, wealth building with student loans, financial planning, business growth, and retirement fund usage for business ventures.

Jul 10, 2024 • 38min
The Complete Guide to Real Estate Notes (Should You Invest!?)
Delve into the world of real estate notes as an alternative investment, exploring types of notes available and investing considerations. Learn about finding notes, due diligence, handling non-payment, and comparing to index funds for wealth accumulation.

Jul 8, 2024 • 40min
How Stressful is Home Ownership VS. Rental Properties! Money Q&A
Discover how stressful homeownership is compared to owning rental properties, along with tips on adjusting tax withholding and negotiating a flat rate salary. Learn about real estate investing, managing finances, tax planning, salary negotiations, and online personal information removal. Plus, get insights on leveraging achievements for a salary increase and protecting personal information online.

18 snips
Jul 3, 2024 • 49min
19 Things I Wish I Knew In My 20's (That I know In My 30s!)
In this podcast, the host discusses 19 valuable lessons learned in their 30s that they wish they knew in their 20s. Topics include building wealth, learning from failures, personal growth, seeking advice from elders, and avoiding regrets in life. The episode also features sponsorship messages from companies like Shopify, Monarch Money, Fundrise, Indeed, Policy Genius, and Chime.

Jul 1, 2024 • 31min
How to Estimate Future Returns When Planning Your Retirement (Get this Right!)
The podcast discusses how to estimate future returns for retirement planning, emphasizing a conservative approach. They explore tools like FICalc, Portfolio Visualizer, and Empower's Retirement Planner for portfolio planning. The importance of historical data and adapting to market conditions is highlighted for a well-informed retirement plan.

Jun 26, 2024 • 31min
12 Amazon Scams You Need to Watch Out For!
Learn about the 12 Amazon scams to watch out for, including phishing and fake order notifications. Discover how Shopify can help businesses grow online. Get tips on protecting yourself from scams and financial security.

Jun 24, 2024 • 36min
10 Tips to Optimize Taxes When You Retire Early
Learn about tax optimization during early retirement with tips on the importance of a CPA, differences between taxable and tax-advantaged accounts, withdrawal strategies, managing retirement accounts, and maximizing tax efficiency with strategies like tax loss harvesting and Roth IRA conversions.

Jun 19, 2024 • 30min
Should You Make EXTRA Payments Towards Your Mortgage? Money Q&A
Explore the benefits of making extra mortgage payments, prioritize experiences over material possessions, discuss retirement calculations and cash reserves, maximize Roth IRA contributions, and protect against social security scams in this episode.