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The Personal Finance Podcast

Latest episodes

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Jul 22, 2024 • 46min

Should I Sell My Car At A Loss?! - Money Q&A

Listen to this podcast episode for insights on whether to sell your car at a loss, investing in tax liens/deeds, managing finances overseas, and investing with non-taxed dollars. Discover strategies for business growth, tips on travel hacking, and a simple investment portfolio strategy focusing on the US economy.
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Jul 17, 2024 • 38min

How Much Should You Spend on a Family Vacation? (By Income!)

Learn how to budget for family vacations based on income levels, avoid debt, and save strategically. Discover tips on setting goals, saving efficiently, and utilizing travel hacks to maximize your travel budget. Plus, explore investing in real estate with Fundrise and obtaining term life insurance through PolicyGenius.
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Jul 15, 2024 • 42min

Should I Pay Off Student Loans OR Start Investing NOW?! - Money Q&A

The podcast discusses whether to pay off student loans or start investing, using a 401(k) for buying a business, and using FSA and HSA on different health plans. It also covers strategies for debt payoff, wealth building with student loans, financial planning, business growth, and retirement fund usage for business ventures.
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Jul 10, 2024 • 38min

The Complete Guide to Real Estate Notes (Should You Invest!?)

Delve into the world of real estate notes as an alternative investment, exploring types of notes available and investing considerations. Learn about finding notes, due diligence, handling non-payment, and comparing to index funds for wealth accumulation.
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Jul 8, 2024 • 40min

How Stressful is Home Ownership VS. Rental Properties! Money Q&A

Discover how stressful homeownership is compared to owning rental properties, along with tips on adjusting tax withholding and negotiating a flat rate salary. Learn about real estate investing, managing finances, tax planning, salary negotiations, and online personal information removal. Plus, get insights on leveraging achievements for a salary increase and protecting personal information online.
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18 snips
Jul 3, 2024 • 49min

19 Things I Wish I Knew In My 20's (That I know In My 30s!)

In this podcast, the host discusses 19 valuable lessons learned in their 30s that they wish they knew in their 20s. Topics include building wealth, learning from failures, personal growth, seeking advice from elders, and avoiding regrets in life. The episode also features sponsorship messages from companies like Shopify, Monarch Money, Fundrise, Indeed, Policy Genius, and Chime.
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Jul 1, 2024 • 31min

How to Estimate Future Returns When Planning Your Retirement (Get this Right!)

The podcast discusses how to estimate future returns for retirement planning, emphasizing a conservative approach. They explore tools like FICalc, Portfolio Visualizer, and Empower's Retirement Planner for portfolio planning. The importance of historical data and adapting to market conditions is highlighted for a well-informed retirement plan.
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Jun 26, 2024 • 31min

12 Amazon Scams You Need to Watch Out For!

Learn about the 12 Amazon scams to watch out for, including phishing and fake order notifications. Discover how Shopify can help businesses grow online. Get tips on protecting yourself from scams and financial security.
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Jun 24, 2024 • 36min

10 Tips to Optimize Taxes When You Retire Early

Learn about tax optimization during early retirement with tips on the importance of a CPA, differences between taxable and tax-advantaged accounts, withdrawal strategies, managing retirement accounts, and maximizing tax efficiency with strategies like tax loss harvesting and Roth IRA conversions.
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Jun 19, 2024 • 30min

Should You Make EXTRA Payments Towards Your Mortgage? Money Q&A

Explore the benefits of making extra mortgage payments, prioritize experiences over material possessions, discuss retirement calculations and cash reserves, maximize Roth IRA contributions, and protect against social security scams in this episode.

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