The Financial Samurai Podcast

Overcoming fear of investing by creating an investment thesis, predicting real estate market recovery and the rise of artificial intelligence. Insights on the importance of strategic investments for long-term wealth growth and advocacy for disabilities.

Emily Luk, Co-Founder and CEO of Plenty, discusses the challenges faced by modern couples, including work-life balance, raising a family, and the decreasing birth rate. They also explore the trend of marrying later in life and its effects on fertility, as well as the expenses of egg freezing and IVF treatment. Additionally, they touch on the dilemmas faced by women regarding egg freezing for family planning or retirement, and how couples at different stages of their relationship can benefit from using the Plenty platform to manage their finances.

Noah Kagan, former Facebook and Mint employee turned successful entrepreneur with AppSumo, talks about earning a significant amount of money, property taxes and mortgages, getting fired in Silicon Valley, achieving financial freedom, the advantages of giving birth in Europe, and the challenges of parenting and being a CEO.

In this episode, I speak to Ben Miller, CEO of Fundrise about his change in outlook for the real estate market in 2024 and beyond. He believes October 2023 was the bottom and we're going up from here.  In this episode we explore several key topics: The reasoning behind Ben's belief that October 2023 marked the bottom, and the less obvious indicators supporting this perspective. The motivation behind selling during this period, just after reaching the presumed bottom. The possibility of using one fund's cash to support a deal in which another fund is investing. Ben's insights on investing in office properties at significant discounts. Drawing parallels between e-commerce and the work-from-home trend, highlighting the potential permanent increase in the value of residential properties. Emphasizing the importance of investing in alignment with macroeconomic tailwinds, not headwinds. Discussing the anticipated percentage upside in institutional real estate prices for 2024. Exploring the methodology for calculating the Net Asset Value (NAV) of specific properties within the fund. Recognizing the non-linear nature of significant changes and the importance of staying invested to benefit from high catalyst moments. Reflecting on Ray Dalio's perspective – "I'd rather be approximately right than precisely wrong" – especially in the context of predicting year-end interest rates. Considering the viewpoint that a recession might be bullish for real estate due to the potential rapid and extensive decline in interest rates. If you want to dollar-cost-average into a Fundrise fund, you can do so by clicking here. The investment minimum is $10. Financial Samurai is an investor in Fundrise and Fundrise is a long-time sponsor of Financial Samurai. 

The podcast discusses the hosts' goals for 2024, including completing a book and reading nonfiction. It also covers predictions for interest rates, real estate, and the stock market in 2024, as well as investing strategies for the year.

Sydney and I review 2023 and discuss the importance of intrinsic motivation to keep going. Be aware of only chasing extrinsic motivators, like money, fame, and promotions, to achieve your results. If you do, chances are high you'll burn out quicker than expected. We'd love a share and a review of the podcast. Each episode takes at least two hours to produce.  Related post: 2023 Financial Samurai Year In Review: More Failes Than Wins The Best Posts And Podcasts On Financial Samurai 2023 To Succeed, Intrinsic Rewards Must Dominate Extrinsic Rewards Subscribe To Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.  Pick up a copy of my WSJ bestseller, Buy This Not That. As a first edition, first print with some typos, it could be a valuable collector's item in the future.   

I speak to Sydney, my wife, about the idea of sending our children to Community College instead of directly to a four-year state or private university. The benefits are many, including less stress and more fun! If you enjoyed this episode, please rate, review, and subscribe! Posts mentioned: Community College May Be The Way: How I Plan To Spend $1.5 Million Median Income Earned By Ivy League Graduates Keep In Touch With Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance. 

The podcast discusses the challenges of staying retired after early retirement, the benefits of investing in artificial intelligence companies, and the idea of relocating to a slower paced city for a more balanced retirement. It explores the relaxed lifestyle in Europe and Hawaii and provides insights on staying retired.

I speak to my friend and 4-time NBA champ, Shaun Livingston about his journey from high school basketball prodigy to winning multiple championships with the Golden State Warriors.  If you're an NBA fan or a professional sports fan, you're going to love this episode. Please rate, review, and subscribe to the podcast. Every review means a lot! Related Financial Samurai posts: Where Are All The Adult Athletes? Sports And Your Career The Secret To Your Success: 10 Years Of Unwavering Commitment  Subscribe To Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance. 

This episode is sponsored by Danielson Legal, which provides top tier intellectual property legal services for the greatest value proposition available in the market. Their attorneys have formidable experience and expertise from practicing at the highest levels of the profession—from the top law firms in Boston to publicly traded corporate legal departments. Episode Synopsis Supposedly by the time our children turn 19, we will have spent 80% - 90% of the time we will ever spend with them. But that statistic is ridiculous if we make the effort. Let's talk about something absurd, like relocating to where our adult children are once we are retired.  Posts mentioned: Having Absurd Dreams Is OK Because Sometimes They Come True The Pandemic Was An Experience In Hedging Your Life Keep In Touch With Financial Samurai Pick up a copy of How To Engineer Your Layoff. It will teach you how to negotiate a severance package so you can spend more time with your children or do what you want. Use the code “saveten” at checkout to save $10. Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.