The Financial Samurai Podcast

In this episode, I catch up with Ben Miller, Co-founder and CEO of Fundrise about artificial intelligence and the latest investments by the  Innovation Fund. We discuss how company valuations are calculated in the fund, a defense AI investment, and so much more.  The Innovation Fund is an open-ended venture capital fund with only a $10 minimum. You can see what the fund is investing in before you decide to invest and how much. Unlike traditional closed-end venture capital funds, you can gain liquidity if you want in one quarter. Check out the Innovation Fund here. Financial Samurai is an investor in Fundrise and Fundrise is a long-time sponsor of Financial Samurai.  Personally, I'm bullish on artificial intelligence and will be building $500,000 worth of exposure to AI companies and funds that invest in artificial intelligence over the next five years. In 20 years, I don't want my children asking me why I didn't invest in AI near the beginning.  Related post: Artificial Intelligence: How To Protect Yourself And Benefit Financially  Subscribe To Financial Samurai To achieve financial independence sooner, Join 60,000+ others and subscribe to the free Financial Samurai newsletter. If you enjoyed this episode, please share, rate, and review. Every review means a lot as each episode takes hours to produce. 

I speak with Colleen Kong-Savage about becoming a children's book illustrator and author, as well as a freelance graphic designer while living in expensive New York City. Colleen has a new book out entitled Piano Wants To Play. It is a wonderful book for children and adults of all ages who appreciate music. It is also a touching story about rekindling the joy we had as children. Colleen has been a long-time illustrator for Financial Samurai, creating all of the custom Samurai-themed graphics, including the logo and the Financial Samurai mask. As you may know, it can be challenging to make a living as a creative professional. Therefore, I'm proud to support Colleen's endeavors. If you're looking to support artists, the best way to do so is to purchase their work and hiring them. Please consider purchasing a copy of Piano Wants To Play and visiting Colleen's website at ckongsavage.com. If you want to learn more about being a children's author and illustrator, you can check out the resources at www.highlightsfoundation.org and www.scbwi.org. If you enjoyed this episode, I'd appreciate a review and a share! To Your Financial Freedom, Sam

Every residential real estate investor and homeowner is richer after the National Association Of Realtors settled its price fixing lawsuit. I know many real estate agents, realtors, and brokerages are upset with the ruling. However, the decision was decided quickly by a jury of our peers. The money that would have went into the real estate industry's pockets are now going back into the homeowners' and investors' pockets.  See: Why Every Residential Real Estate Investor And Homeowner Is Richer Busting The Real Estate Cartel With Attorney Mike Ketchmark Recommendations Check out Fundrise, my favorite private real estate platform with over $3.3 billion under management for 500,000+ investors. With mortgage rates coming down and the stock market strong, the demand for real estate is building.  Fundrise predominantly invests in residential and industrial real estate in the Sunbelt region, where valuations are lower and yields are higher. I believe there is a multi-decade demographic shift towards lower-cost areas of the country thanks to technology.  Financial Samurai is an investor in Fundrise funds and Fundrise is a long-time sponsor of Financial Samurai.  Subscribe To Financial Samurai To achieve financial freedom sooner, join 60,000+ others and subscribe to the free Financial Samurai newsletter. If you enjoyed this episode, please share, rate, and review. Every review means a lot as each episode takes hours to produce. 

Exploring why the most expensive cities in America could actually be the cheapest due to income and investment opportunities. Highlights include real estate investing tips and the advantages of living in expensive cities for wealth building. Also discusses potential moves to Hawaii and considerations for relocation to various cities for job opportunities and lifestyle.

In this episode, I talk to my wife about what it's nice to own the nicest home we can afford five months after moving in. Although I am no happier, I do feel more satisfied.  Related post: Climbed To The Top Of The Property Ladder  Recommendations 1) Check out Fundrise, my favorite private real estate platform with over $3.3 billion under management for 500,000+ investors. With mortgage rates coming down and the stock market strong, the demand for real estate is building.  2) To invest in artificial intelligence and other private growth companies, check out the open-ended Innovation Fund. You can see what the fund invests in before you invest and how much. The investment minimum is only $10.  Subscribe To Financial Samurai Join 60,000+ others and subscribe to the free Financial Samurai newsletter. If you enjoyed this episode, please share, rate, and review. Every review means a lot as each episode takes hours to produce. 

In this episode, I speak with Kathy Fang, star of the Food Network's Chef Dynasty, as well as owner of Fang Restaurant, one of my favorite Chinese restaurants in San Francisco.  We talk about what it was like making a reality TV show, running a restaurant, expansion potential, and raising a family in San Francisco on chef hours.  You can find Kathy on Instagram @ChefKathyFang and on her website at KathyFang.com.  If you enjoyed this episode, I'd appreciate a review, share, and subscribe. Every episode takes hours to produce. To achieve financial freedom sooner, join 60,000+ others and subscribe to the Financial Samurai newsletter here. Financial Samurai began in 2009 and is one of the largest independently-owned personal finance sites with one million pageviews a month. Visit the site here. 

Overcoming fear of investing by creating an investment thesis, predicting real estate market recovery and the rise of artificial intelligence. Insights on the importance of strategic investments for long-term wealth growth and advocacy for disabilities.

Emily Luk, Co-Founder and CEO of Plenty, discusses the challenges faced by modern couples, including work-life balance, raising a family, and the decreasing birth rate. They also explore the trend of marrying later in life and its effects on fertility, as well as the expenses of egg freezing and IVF treatment. Additionally, they touch on the dilemmas faced by women regarding egg freezing for family planning or retirement, and how couples at different stages of their relationship can benefit from using the Plenty platform to manage their finances.

Noah Kagan, former Facebook and Mint employee turned successful entrepreneur with AppSumo, talks about earning a significant amount of money, property taxes and mortgages, getting fired in Silicon Valley, achieving financial freedom, the advantages of giving birth in Europe, and the challenges of parenting and being a CEO.

In this episode, I speak to Ben Miller, CEO of Fundrise about his change in outlook for the real estate market in 2024 and beyond. He believes October 2023 was the bottom and we're going up from here.  In this episode we explore several key topics: The reasoning behind Ben's belief that October 2023 marked the bottom, and the less obvious indicators supporting this perspective. The motivation behind selling during this period, just after reaching the presumed bottom. The possibility of using one fund's cash to support a deal in which another fund is investing. Ben's insights on investing in office properties at significant discounts. Drawing parallels between e-commerce and the work-from-home trend, highlighting the potential permanent increase in the value of residential properties. Emphasizing the importance of investing in alignment with macroeconomic tailwinds, not headwinds. Discussing the anticipated percentage upside in institutional real estate prices for 2024. Exploring the methodology for calculating the Net Asset Value (NAV) of specific properties within the fund. Recognizing the non-linear nature of significant changes and the importance of staying invested to benefit from high catalyst moments. Reflecting on Ray Dalio's perspective – "I'd rather be approximately right than precisely wrong" – especially in the context of predicting year-end interest rates. Considering the viewpoint that a recession might be bullish for real estate due to the potential rapid and extensive decline in interest rates. If you want to dollar-cost-average into a Fundrise fund, you can do so by clicking here. The investment minimum is $10. Financial Samurai is an investor in Fundrise and Fundrise is a long-time sponsor of Financial Samurai.