Explore the benefits of buying a home with contingencies during a housing market slowdown. Learn about the importance of financing and home inspection contingencies in protecting the buyer's earnest money deposit. Discover how buying a home with contingencies can provide limited downside risk and market confidence. Gain insights into managing down payment investments when purchasing a home with contingencies.

In this episode, I speak to Chad Carson about his new book, The Small And Mighty Real Estate Investor. Chad played linebacker for Clemson University and decided to dive deep into real estate as a career. To buy the book, click here (BiggerPockets) or above and use the discount count SAMURAI to save 10%. It's an incredibly thorough book if you ever wanted to start building your real estate empire.  You can also buy the book on Amazon if you missed the initial promotion on Biggerpockets in the link above. Keep In Touch With Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.  To invest in real estate more strategically and passively, check out Fundrise. Fundrise manages over $5 billion, mostly in residential and industrial real estate in the Sunbelt. The spreading out of America is going to be a multi-decade trend. 

I speak to Charlie Albright about his journey from being a pianist since three-and-a-half, to graduating Harvard and Juliard, to playing at some of the biggest venues in the world as a concert pianist.  Please visit his website https://www.charliealbright.com to connect, learn, and book. I saw Charlie perform live and it was a magical experience. Charlie also was kind enough to record an amazing improvision of a lullaby I wrote called, Cutie Baby. You can hear my version and his piano version. https://www.financialsamurai.com/cutie-baby-a-samurai-lullaby/ Finally, Charlie provided his thoughts on creativity and how to be more creative in my post, How To Be More Creative. https://www.financialsamurai.com/how-to-be-more-creative/ Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

Peter Atwater, author of The Confidence Map and adjunct professor at William & Mary, discusses the role of emotions in decision making. He introduces the confidence map, which plots experiences across four boxes - comfort zone, passenger seat, stress center, and launch pad. The speakers explore the link between confidence and giving up, the impact of abundance and scarcity in investing, and reflect on growing up in different countries. They also discuss the impact of the horizon map on decision-making and confidence.

With the tragic fire that occurred in Lahaina, Maui, it's important to review your home insurance policy and understand what it does and does not cover. You also need to have contingency plans in case your house burns down. If you have not done so already, call your home insurance company to review your coverage details. You don't want to be caught underinsured in case the worst happens. Relevant FS post: What's In A Home Insurance Policy? Things You Need To Know Recommendations If you're looking for a home insurance policy, check out Policygenius, the one stop marketplace for home insurance and other insurance needs. Instead of apply to individual insurance carriers one-by-one, apply for a home insurance policy on Policygenius and get multiple insurance offers. Then choose the best one that's right for you. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail. Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009. 

I talk to a long-time Financial Samurai reader, Anahad O'Connor from The Washington Post. Anahad worked at The New York Times for 20 years until moving over to The Washington Post in 2022 to cover health and wellness for its Well+Being segment.   Related Posts: The Pandemic Was An Experience In Hedging Your Life Why Blogging Is The Best Business In The World Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I catch up with my wife, Sydney, about her trip to Japan. This is the first time she has been away from both kids since our son was born. I also share some realizations about marriage, relationships, parenting, expectations, and self-belief. Related posts: When Life Gives You Trouble, Remember The Navy SEALS Term: Full Benefit The Secret To Your Success: 10+ Years Of Unwavering Commitment A Parent's Guide To Traveling With Kids When Is The Right Time To Travel Abroad With Kids? Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I speak to Liz Tran about her new book, The Karma Of Success: Spiritual Strategies To Free Your Inner Genius, as well as her journey from a difficult household, to venture capital, to entrepreneur.  We discuss some of the various problems startup founders and CEOs face, the attributes they have to make them a success, what success means, and the difficulties of having a career and raising a family in a big city like New York. You can find Liz Tran and Reset, her executive coaching business here. You can also find her website at Liz-Tran.com and her podcast here.  Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.  If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout.  If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I speak to Fundrise Co-Founder and CEO, Ben Miller, about his outlook for real estate, where he sees opportunity, and when to be careful regarding an impending recession. We go deep into subjects around inflation, mortgage rates, big picture trends, and investment opportunities on the credit side. One of the main reasons why I like Fundrise is due to Ben Miller's cautious nature about business and investments. As a steward of capital, I want the steward to look out for landmines everywhere.  If you'd like to invest in the Income Fund and explore other investment opportunities, you can sign up with Fundrise here.  If you enjoy this episode, please share, rate, and subscribe. It helps the FS podcast grow! Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.   

I talk to my wife about her losing her passport only a couple of months before her trip to Japan and how she solved her problem with some ingenuity. We then talk about the awesomeness of gig work and how to change our attitude when bad things happen with the term Full Benefit.  Related post: When In Trouble, Remember The Term FULL BENEFIT! 20 Best Side Hustle Ideas To Make Extra Money Spoiled Or Clueless? Try Working A Minimum Wage Job  Subscribe To Financial Samurai Pick up a copy of How To Engineer Your Layoff. It will teach you how to negotiate a severance package so you can spend more time with your children or do what you want. Use the code “saveten” at checkout to save $10. Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.  You can also subscribe to my post e-mail list and get notified via e-mail every time I publish a new post.