OneUp Project

The lovely Kate is back again with a short and sharp 20 mins on how we can get ourselves into debt and then steps to manage getting out of it!⠀Find more of us here:http://theoneupproject.nz/ https://www.instagram.com/theoneupproject/https://linktr.ee/theoneupproject Want to get in touch directly?sarah@theoneupproject.nzThanks so much for your support and listening it means so much to me! Please leave a rating or review if you’re enjoying and I will see you in the next episode!DISCLAIMER:The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.

Alright alriggghhtt stop begging me for more KiwiSaver content!! ✨👌🏽🥂⠀Oh wait you weren’t... well you’re definitely going to want to listen to this episode! Rupert from Kōura is really passionate about helping kiwis make better decisions with their KiwiSaver.⠀There is so much more we could all be doing! Rupert & I have had many chats about the lack of knowledge surrounding the retirement scheme and I said it’s boring and too hard for people! 🥱⠀Much to his dismay I told him why it’s so hard to get our KiwiSaver sorted! And lucky for us he’s come through with a literal step by step practical answer to how we can organise our KiwiSaver. These are real tips and steps we can apply ASAP! ‼️⠀I love my KiwiSaver chats! I also want to stress that this episode is 100% #nonspon and I genuinely do love the ethos of Kōura and know you will get value out of this! 💰DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

Monday’s episode is a nice classic overview of the different strategies when saving money! 🤑⠀Kate breaks this down to be very very simple! Which as you all know is my favourite way to do things 🙌🏽 we go over what accounts you may need for different things, how to prioritise income and how to save more than you already are!⠀Sometimes I feel like I have a good routine when it comes to getting paid but hearing other ways of doing things can put into perspective how effective you are actually being with money!⠀Of course we all have a different ways of saving and your lifestyle will impact which decision is right for you! But hopefully this will help to skill you up on new ways as well!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

Recently I’ve had some time to reflect on decisions I’ve made over the year so far 🧐⠀I’ve always been a really ambitious person, who doesn’t see much as impossible. In saying that - I am young and still overly wary of making the “wrong” decision. My desire to take risks wasn’t as strong as it is now and honestly I put that down to starting a podcast! 🎙✨⠀Some of us are lucky to find mentors in life, whether that’s teachers, family, friends parents’, bosses etc. Sometimes though it can be really hard to find people older than you who you resonate with. I have been lucky enough to have 30 min mentoring sessions all throughout the year in the form of episodes and share them with you!⠀Through osmosis I’ve made so many shifts in mindset without even realising. Maybe some of you have as well? I wanted to highlight exactly what those things were and examples of how I’m practising those changes in my life!⠀Among all the money stuff I’ve come to understand that the thinking behind it is just as important and investing in yourself should be something we all prioritise in whatever form seems right for you 💥⠀What’s a stand out message you’ve taken from the pod this year? 🥂

I am going to make this caption like this episode - valuable & to the point 💁🏼‍♀️⠀Hamish is your classic 26 year old New Zealander with a super genuine story I love. He started saving for a house deposit at 18, purchased at 24 and now has room to achieve other goals financially!⠀What we will cover 👉🏽⠀- BIG LEARNING: How Hamish moved out and saved for a first home deposit- Actual figures surrounding deposit and where the money came from- How he organised his KiwiSaver for success- How lifestyle choices impacted his results- How Hamish decided what to borrow- How he went shopping for homes and found “the one” (actually a funny story)⠀Thank you Hamish, you’re a legend for being apart of this and sharing your journey!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

“Don’t be scared to reinvent yourself at any given moment” ⚡️💥✨🔥⠀That is only one of the MANY golden quotes throughout this episode. Next week we are joined by @kenyonclarke , CEO and founder of @duvalgroup . You may recognise that name from a few weeks ago when we interviewed Charlotte who is actually Kenyons wife!⠀Ultimate power couple honestly 🤯 I mentioned last ep that Charlotte is the kind of woman that when she speaks, you listen and Kenyon is very much the same. I again feel more than honoured to have had the chance to sit down and pick the brains of someone so incredible 🙌🏽⠀Within this more candid episode we break down mindset, steps to get into property, tall poppy syndrome, passion, motivation, going after what you want and literally everything in between - I could’ve sat there and asked questions for hours!⠀This episode will test your current way of thinking and force you to confront any unproductive or toxic attitudes, people and situations in your life. It is not for the faint hearted but shit I reckon it could flick a switch in your head and sometimes that’s all you need to kickstart a whole new way of living 👊🏽

I truly do feel pretty privileged to release this next episode ⚡️⠀I would describe Brent on a surface level as your average kiwi guy - but beyond that he has achieved amazing things that deserve recognition. He has faced adversity and through those challenges created a life he is happy with.⠀I don’t think an achievement like that should go unnoticed because I know way too many people settling for a life they don’t enjoy. Brent isn’t one of those people, he had a mindset shift and made shit happen.⠀Again, in this episode I wanted to focus on property but Brents personal life journey was too valuable not to discuss. From being in and out of court to building wealth through property and owning his own gym - I would call Brent an example of success through incredible mental strength.⠀I really would encourage everyone to listen to this! I love hearing stories of the everyday person who strives for something more than the average. If you know anyone facing adversity, needing a push or a reason to keep going - send them this episode!

Someone asked me a while back “can you please do an unbiased episode on insurance” 🤓 I said don’t worry I got you 👊🏽⠀On Monday I’ll bring you exactly that! So lucky to have Kate from Sorted on, you guys bloody know how much I love the sorted website. That thing taught me how to organise my KiwiSaver!⠀Kate was awesome to talk to, she is their website lead and has all the good goodknowledge for us! 💡 Insurance is something I don’t want to think about but at some point we need to think about it and it’s different for everyone!DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.

How often have you felt like sh*t about your financial situation? 💸⠀How much of that came down to attitude? When you really get down to the crux of the issue it’s probably about your mindset towards, and relationship with money. This episode wears many many hats with many many golden nuggets of info. It was an absolute pleasure to speak with @duvalgroup COO @itscharlotteclarke .⠀There’s something about Charlottes energy that instantly makes you want to listen, and in my case learn - ALOT! This episode speaks about money attitude mostly with a property spin, we dive into Charlottes experience with investing in property as well as lessons she has learnt along the way.⠀I feel more than privileged to have had this opportunity and without a doubt know this will be so valuable. Sometimes you need to hear the truth without the BS, and lucky for us this is coming up! I resonated with so many messages in the episode and left feeling more than inspired to hunt down what I want in life.⠀You will seriously be missing out if you don’t listen to this one! Monday 7am - see you then 🥂

Do you know the difference between a KiwiSaver fund, rate & provider?? 👀⠀You think it’s easy and then you try to put it in a sentence and realise you don’t know as much as you thought 🤔 And then after that you have to find out your risk appetite and adjust the above three accordingly...⠀What!! I’m stressed 😅 so happy to bring another KiwiSaver episode to the mix! This tool can and needs to be used to your advantage! Take it for all it’s worth, literally!!⠀How do we make the best decisions?? By becoming educated 🤯 see you Monday as per 🥂DISCLAIMER: The information in this episode is provided for general and entertainment purposes only. The OneUp Project does not assume any responsibility for giving legal or other professional advice and disclaims any liability arising from the use of the information. If you require legal or other expert advice you should seek assistance from a professional adviser.